Guardian India Associate Interview Questions and Answers

Its good experience of mine & it's first company of life

Q1. Self introduction
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Q2. Basic knowledge about insurance
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You know basic reasoning & email writing & typing test

Q1. Self introduction
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Q2. Prepare resume properly
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Check confidence & check you fit for role

Q1. Tell me types of insurance.
Ans. 
Types of insurance include health, auto, life, home, and travel insurance.
• Health insurance covers medical expenses

• Auto insurance provides coverage for vehicles

• Life insurance pays out a sum of money upon the insured's death

• Home insurance protects against damage to the home and belongings

• Travel insurance covers trip cancellations, medical emergencies, and lost luggage
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Q2. What do u know about the company
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Q1. Where do you see your self after 5 years
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Q1. Why do you want to join Swiss Re?
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Q2. What makes you a good fit for the role?
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Reinsurance Contracts

It consists of logical,reasoning, insurance, accounts

Q1. What is debenture? , whether capital is an asset or liablity?
Ans. 
A debenture is a type of debt instrument that is issued by a company or government entity to raise capital.
• Debentures are typically long-term investments with a fixed interest rate and maturity date.

• They are unsecured, meaning they are not backed by any specific collateral.

• Debenture holders are considered creditors of the company and have a claim on its assets in case of default.

• Capital is considered a liability as it ...read more
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Q2. What is bank reconciliation statement ?
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Bank reconciliation statement is a document that compares the bank statement with the company's accounting records.
• It helps to identify any discrepancies between the two records.

• It includes items such as deposits, withdrawals, and bank fees.

• It ensures that the company's financial records are accurate and up-to-date.

• It is usually prepared on a monthly basis.

• Example: If the bank statement shows a withdrawal of $100 but t...read more
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Q3. What is debentureee ?
Ans. 
A debenture is a type of debt instrument that is not secured by physical assets or collateral.
• Debenture holders are creditors of the company and have a right to receive interest and principal payments.

• Debentures can be issued by corporations, governments, and other organizations.

• Debentures can be convertible or non-convertible, and can have varying maturity dates and interest rates.

• Debentures are often used as a way fo...read more
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Q1. Difference between straight line method and diminishing balance method, somemore questions
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