Ford Motor Credit Company Team Member Interview Questions and Answers

The aptitude pattern changes every year, this year 2023, it was a bit easy, but always know about advanced excel shortcuts and formulas

Q1. Tell me about yourself
Ans. 
I am a hardworking and dedicated individual with a passion for teamwork and problem-solving.
• I have experience working in various team environments, from sports teams to group projects in school.

• I am always willing to go the extra mile to ensure the success of the team.

• I am a quick learner and enjoy taking on new challenges.

• I am also skilled in problem-solving and enjoy finding creative solutions to complex issues.
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Q2. Name some banking assets and liabilities, what do you know about loan processing, brief it
Ans. 
Banking assets include cash, loans, securities, and property. Liabilities include deposits, loans, and bonds.
• Assets: cash, loans, securities, property

• Liabilities: deposits, loans, bonds

• Loan processing involves verifying creditworthiness, collateral, and repayment ability

• Loan processing steps: application, underwriting, approval, closing, funding

• Examples of loan types: personal, mortgage, auto, business
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80 question in 45 mins

Q1. Golden rules of accounting
Ans. 
Golden rules of accounting are basic principles that guide the accounting process.
• The first golden rule is to maintain a proper record of all financial transactions.

• The second golden rule is to ensure that all transactions are recorded in the correct account.

• The third golden rule is to ensure that the accounting equation remains balanced.

• Examples of these rules in practice include recording all sales and purchases, ens...read more
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