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CreditVidya Interview Questions and Answers for Freshers

Updated 28 Mar 2025

CreditVidya Interview Experiences for Freshers

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1 interview found

Credit Risk Manager Interview Questions & Answers

user image Rajesh Sharma

posted on 22 May 2024

Interview experience
1
Bad
Difficulty level
Easy
Process Duration
-
Result
No response
Round 1 - One-on-one 

(2 Questions)

  • Q1. Credit Lending lifecycle
  • Q2. Past experience
Round 2 - One-on-one 

(4 Questions)

  • Q1. CTO Harshvardhan Aggarwal asking stupid questions in the name of case study. Zero interest in taking interview, acting like owner of SBI such attitude.
  • Q2. Tried to engage in a conversation or discussion but CTO be like Meh, ok. He expected candidate to have slave like attitude from employee where you will be told to do as directed. Guess he was looking out f...
  • Q3. Upon asking for feedback, idiot says we don't give feedback on the interview call. HR will get back to you ofcourse which didn't happen.
  • Q4. Even the company's vision is not clear. The bunch transitioned from 1 business model to a totallly different model of credit lending for risky players just to raise investor money.

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't waste time applying here unless you are South Indian or Marwari.

Credit Risk Manager Interview Questions asked at other Companies

Q1. What do you know about SCF product
View answer (1)

Jobs at CreditVidya

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Interview questions from similar companies

I applied via Naukri.com and was interviewed before Aug 2021. There were 2 interview rounds.

Round 1 - Group Discussion 

Asking about the excel and other data tool. Salary offer as per their terms no negotiate.

Round 2 - HR 

(3 Questions)

  • Q1. Salary offer as per their terms.
  • Q2. Tell me some thing about your self.
  • Q3. What is expertise why want to leave

Interview Preparation Tips

Interview preparation tips for other job seekers - No tip try your luck on asking on your previous company experiance.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Apr 2023. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. Why you are leaving current organization?

Assistant Manager Interview Questions & Answers

ACKO user image Mohammed Maruf Hejazi

posted on 13 Jun 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Jun 2023. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Logical pricing structure
  • Ans. 

    A logical pricing structure ensures that prices are set in a way that is fair, competitive, and profitable for the business.

    • Consider the cost of goods or services, including materials, labor, and overhead expenses

    • Analyze the market and competitors to determine a competitive price point

    • Factor in desired profit margins while also considering customer willingness to pay

    • Implement pricing strategies such as cost-plus pricin...

  • Answered by AI
  • Q2. How to approach a data set
  • Ans. 

    Approach a data set by first understanding the context and purpose, then cleaning and organizing the data, analyzing it using appropriate tools and techniques, and finally interpreting the results to draw meaningful insights.

    • Understand the context and purpose of the data set before diving in.

    • Clean and organize the data by removing duplicates, handling missing values, and standardizing formats.

    • Use appropriate tools and ...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Over all an excellent

Skills evaluated in this interview

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Mar 2022. There were 6 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Basic aptitude test to check the right skill set

Round 3 - Technical 

(1 Question)

  • Q1. Technical knowledge about the role, responsibilities, etc with various situation handling, decision making
Round 4 - One-on-one 

(1 Question)

  • Q1. One on one round with AVP on skill set and knowledge
Round 5 - One-on-one 

(1 Question)

  • Q1. One on one round with the CS head
Round 6 - HR 

(1 Question)

  • Q1. Final discussion on pay package, joining and other stuffs

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared for unlearn old things and get the new things
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Internshala and was interviewed before Mar 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(4 Questions)

  • Q1. Why do you want to join us
  • Q2. How do you think this job is suitable for you
  • Q3. Can you describe yourself in few words
  • Q4. Can you tell who are the founders of ACKO
Round 3 - Technical 

(3 Questions)

  • Q1. Can you chalk down a plan for employee engagement for all kind of employees
  • Ans. 

    Yes

    • Conduct regular employee surveys to gather feedback and identify areas for improvement

    • Implement a recognition and rewards program to acknowledge and appreciate employee contributions

    • Provide opportunities for professional development and growth through training programs and workshops

    • Promote open communication and transparency within the organization

    • Organize team-building activities and events to foster a sense of cam...

  • Answered by AI
  • Q2. How proficient are you with designing tools and which ones
  • Ans. 

    I am proficient in using various designing tools such as Adobe Photoshop, Illustrator, and Sketch.

    • Proficient in Adobe Photoshop, Illustrator, and Sketch

    • Experience in creating visually appealing designs

    • Knowledge of design principles and best practices

    • Ability to work with different file formats and export options

  • Answered by AI
  • Q3. Do you know what's the difference between Intranet and website?
  • Ans. 

    Intranet is a private network for internal communication within an organization, while a website is a public platform accessible to anyone with an internet connection.

    • Intranet is accessible only within an organization, while a website is accessible to anyone with an internet connection.

    • Intranet is used for internal communication, sharing of information and resources within an organization, while a website is used for p...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - If you want to know more about a company or a brand, look for Media news stories rather than the company website. Search for culture, new product development, trends in the industry, were there any round of layyoffs etc.

Skills evaluated in this interview

I applied via Approached by Company and was interviewed in Sep 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

“Pay attention to your body language.”
“Be confident and keep adding ‘good’ points.“
“Ensure that your words make sense.”
“Don’t be Afraid to start.”
“Follow your heart.”
Additionally; do not use negative item like “ I disagree ‘or’ “that’s incorrect

Round 3 - Case Study 

Understand the issue; ask clarifying questions as needed.
“ identity the underlying assumptions.”
Summarize specific issues and findings.
“State your recommendation outline next step and expected results / impacts .

Round 4 - HR 

(2 Questions)

  • Q1. *Tell me about your self ….. *Why do you want to work for our company ?… *What are you greatest strengths and weaknesses?… *Why are you looking for a chance . *Tell me about the gap in your resume. *How wo...
  • Ans. * Do not fake! Be yourself bluffing during the HR interviews should be avoided at all costs Answer to the point and while answering be honest and truthful . Wear comfortable but formal clothes keep accessories to a bare minimum. Reach the venue on time it the interview is scheduled online then log in at least 10-15 minutes earlier than the scheduled time and ensure that your connection set up is alright . Do not sound...
  • Answered Anonymously
  • Q2. *Are you applying for other jobs also. How do you get to know about our company What does success means to you Describe yourself in one word What is the difference between confidence and overconfidence Wha...

Interview Preparation Tips

Interview preparation tips for other job seekers - Market yourself
Apply even if you’re not fully qualified
Job search like it’s your job
Use informational interviews to networks
Set yourself apart with letters of recommendation
Know yourself and what you want
Pump yourself up and stay positive
Be polite and use the right language and the tone for the formal situation
Listen to the question and the thing before you begin your answer
Ask the interviewer to repeat or explain further if you do not understand the question
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed before Oct 2023. There were 2 interview rounds.

Round 1 - Coding Test 

SQL - technical round

Round 2 - Case Study 

Case Study round - 2

Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Coding Test 

Medium Leetcode, Array, String, Tree, DP

Round 3 - Technical 

(1 Question)

  • Q1. System Design, Design Payment Platform

Interview Preparation Tips

Interview preparation tips for other job seekers - Leetcode, and skills too
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Referral and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Joins outputs for various types of joins
  • Ans. 

    Joins in SQL are used to combine rows from two or more tables based on a related column between them.

    • Types of joins include INNER JOIN, LEFT JOIN, RIGHT JOIN, and FULL JOIN

    • INNER JOIN returns rows when there is at least one match in both tables

    • LEFT JOIN returns all rows from the left table and the matched rows from the right table

    • RIGHT JOIN returns all rows from the right table and the matched rows from the left table

    • FU...

  • Answered by AI
  • Q2. Query using window functions
  • Ans. 

    Window functions are used to perform calculations across a set of table rows related to the current row.

    • Window functions are used in SQL to perform calculations on a set of rows related to the current row.

    • They allow you to perform calculations like ranking, moving averages, and cumulative sums.

    • Examples of window functions include ROW_NUMBER(), RANK(), and SUM() OVER().

  • Answered by AI

Skills evaluated in this interview

CreditVidya Interview FAQs

How many rounds are there in CreditVidya interview for freshers?
CreditVidya interview process for freshers usually has 2 rounds. The most common rounds in the CreditVidya interview process for freshers are One-on-one Round.
How to prepare for CreditVidya interview for freshers?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at CreditVidya. The most common topics and skills that interviewers at CreditVidya expect are CRM, SAN, SMS, NBFC and Machine Learning.
What are the top questions asked in CreditVidya interview for freshers?

Some of the top questions asked at the CreditVidya interview for freshers -

  1. I have resigned from the company already so it's not a job change but a new job...read more
  2. Tried to engage in a conversation or discussion but CTO be like Meh, ok. He exp...read more
  3. Myself Nitin yadav I am from tundla I am 10 th And 12 pass I pass the pg dipl...read more

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CreditVidya Interview Process for Freshers

based on 1 interview

Interview experience

1
  
Bad
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CreditVidya Reviews and Ratings

based on 91 reviews

3.7/5

Rating in categories

3.4

Skill development

3.5

Work-life balance

3.5

Salary

3.3

Job security

3.3

Company culture

3.1

Promotions

3.3

Work satisfaction

Explore 91 Reviews and Ratings
Product Manager

Hyderabad / Secunderabad

8-13 Yrs

Not Disclosed

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