CRED Credit Risk Manager Interview Questions and Answers

Q1. Past experience. Profile handled in last org.
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Q2. Portfolio details with KPI
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Q1. Same as above in detail
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Q2. In details discussion on portfolio
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Q1. Work experience and company rules
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Q1. What is you Work experience
Ans. 
I have 5 years of experience in retail management, overseeing daily operations and leading a team of employees.
• Managed daily operations of a retail store

• Led a team of employees to achieve sales targets

• Implemented strategies to improve customer satisfaction

• Trained new employees on company policies and procedures
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Q2. Product related questions
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Test was based on arrays and some dsa concepts.

Q1. Find connected components in a graph
Ans. 
Use Depth First Search (DFS) to find connected components in a graph
• Start by initializing all vertices as unvisited

• Iterate through each vertex and perform DFS to find connected components

• Keep track of visited vertices to avoid revisiting

• Example: For a graph with vertices {A, B, C} and edges {(A, B), (B, C)}, the connected components are {A, B, C}
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Q1. Design chess game
Ans. 
Design a chess game with proper board setup, piece movements, and win conditions.
• Create a 8x8 grid to represent the chess board

• Assign initial positions to each type of chess piece (pawn, rook, knight, bishop, queen, king)

• Implement rules for each piece's movement (e.g. pawn moves forward, rook moves horizontally/vertically)

• Check for valid moves and capture opponent's pieces

• Implement win conditions (checkmate, stalemate)

• ...read more
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Medium level leet code questions

Q1. Low Leven system design of Instagram.
Ans. 
Low level system design of Instagram involves designing the core components like database, storage, caching, and networking.
• Use sharding to distribute data across multiple database servers for scalability.

• Implement a caching layer using Redis or Memcached to improve performance.

• Utilize a content delivery network (CDN) for faster content delivery to users.

• Design a fault-tolerant storage system to ensure data durability ...read more
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Q1. Creating a high level design of a message queue system
Ans. 
Designing a message queue system for efficient communication between components
• Define the requirements and constraints of the system

• Choose a suitable messaging protocol (e.g. AMQP, MQTT)

• Design the message format and structure

• Implement mechanisms for message persistence and delivery guarantees

• Consider scalability and fault tolerance

• Use appropriate data structures and algorithms for efficient message handling
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Q1. What are your goals ?
Ans. 
My goal is to continuously improve my technical skills, contribute to impactful projects, and eventually move into a leadership role.
• Continuously improve technical skills through learning new technologies and best practices

• Contribute to impactful projects by delivering high-quality code and solutions

• Work towards moving into a leadership role by taking on more responsibilities and mentoring junior team members
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Q2. Why you choose jupiter
Ans. 
I chose Jupiter because of its strong gravitational pull and potential for scientific exploration.
• Jupiter's large size and mass make it a key player in shaping the solar system

• Its strong magnetic field and radiation belts provide valuable insights for space research

• Jupiter's moons, like Europa and Io, offer unique environments for potential exploration missions
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Round duration - 90 minutes
Round difficulty - Medium

Timing was 9 PM. Platform was not good. Platform was very lagging so overall it was bad experience.

Q1. 
Find the Third Greatest Element
Given an array 'ARR' of 'N' distinct integers, determine the third largest element in the array.
Input:
The first line contains a single integer 'T' representing the numb...read more
Ans. 
Find the third largest element in an array of distinct integers.
• Sort the array in descending order and return the element at index 2.

• Handle cases where the array has less than 3 elements separately.

• Use a set to store distinct elements for efficient processing.
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Q2. 
Longest Palindromic Substring Problem Statement
You are provided with a string STR of length N. The task is to find the longest palindromic substring within STR. If there are several palindromic substring...read more
Ans. 
Find the longest palindromic substring in a given string.
• Iterate through the string and expand around each character to find palindromes

• Keep track of the longest palindrome found so far

• Return the longest palindromic substring
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Q3. 
Ninja and Geometry Problem Statement
In this problem, Ninja is provided with two lines on a 2D plane. The first line 'AB' is determined by two points A and B. The second line 'PQ' is determined by two poi...read more
Ans. 
Calculate the intersection point of two lines on a 2D plane with precision up to six decimal places.
• Implement a function to calculate the intersection point of two lines on a 2D plane

• Handle precision up to six decimal places in the output

• Return -1.000000 -1.000000 if the lines do not intersect

• Ensure the lines 'AB' and 'PQ' are distinct
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Round duration - 90 minutes
Round difficulty - Medium

Timing was 9 PM. Platform was not good. Platform was very lagging so overall it was bad experience.

Q1. 
Find the Third Greatest Element
Given an array 'ARR' of 'N' distinct integers, determine the third largest element in the array.
Input:
The first line contains a single integer 'T' representing the numb...read more
Ans. 
Find the third largest element in an array of distinct integers.
• Sort the array in descending order and return the element at index 2.

• Handle cases where there are less than 3 elements in the array.

• Consider edge cases like negative integers and duplicates.
Answered by AI
Add your answer
Q2. 
Longest Palindromic Substring Problem Statement
You are provided with a string STR of length N. The goal is to identify the longest palindromic substring within this string. In cases where multiple palind...read more
Ans. 
Identify the longest palindromic substring in a given string.
• Iterate through each character in the string and expand around it to find palindromes

• Keep track of the longest palindrome found so far

• Return the longest palindromic substring with the smallest start index
Answered by AI
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Q3. 
Ninja and Geometry Problem Statement
In this problem, Ninja is provided with two lines on a 2D plane. The first line 'AB' is determined by two points A and B. The second line 'PQ' is determined by two poi...read more
Ans. 
Calculate the intersection point of two lines on a 2D plane with precision up to six decimal places.
• Implement a function to calculate the intersection point of two lines on a 2D plane

• Handle precision up to six decimal places in the output

• Return -1.000000 -1.000000 if the lines do not intersect

• Ensure the lines 'AB' and 'PQ' are distinct
Answered by AI
Add your answer

Round duration - 90 minutes
Round difficulty - Hard

Timing was 9 PM. Platform was not good. Platform was very lagging so overall it was bad experience.

Q1. 
Find the Third Greatest Element
Given an array 'ARR' of 'N' distinct integers, determine the third largest element in the array.
Input:
The first line contains a single integer 'T' representing the numb...read more
Ans. 
Find the third largest element in an array of distinct integers.
• Sort the array in descending order and return the element at index 2.

• Handle cases where the array has less than 3 elements separately.

• Consider using a set to ensure distinct elements in the array.
Answered by AI
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Q2. 
Longest Palindromic Substring Problem Statement
You are provided with a string STR of length N. The goal is to identify the longest palindromic substring within this string. In cases where multiple palind...read more
Ans. 
Identify the longest palindromic substring in a given string.
• Iterate through the string and expand around each character to find palindromes

• Keep track of the longest palindrome found

• Return the longest palindromic substring with the smallest start index
Answered by AI
Add your answer
Q3. 
Ninja and Geometry Problem Statement
In this problem, Ninja is provided with two lines on a 2D plane. The first line 'AB' is determined by two points A and B. The second line 'PQ' is determined by two poi...read more
Ans. 
Calculate the intersection point of two lines on a 2D plane with precision up to six decimal places.
• Use the formula for finding the intersection point of two lines in 2D space.

• Handle precision issues that may arise due to floating-point arithmetic.

• Return -1.000000 -1.000000 if the lines do not intersect.

• Ensure the lines 'AB' and 'PQ' are distinct.
Answered by AI
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