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Clean code principles refer to writing code that is easy to read, understand, and maintain.
Writing clear and descriptive variable names
Breaking down complex functions into smaller, more manageable pieces
Avoiding redundant or unnecessary code
Following consistent formatting and indentation
Writing comments to explain the purpose of the code
Mutable data types can be modified after creation, while immutable data types cannot be changed.
Mutable data types: lists, dictionaries, sets
Immutable data types: strings, tuples, integers
Example: list is mutable - myList = [1, 2, 3]; tuple is immutable - myTuple = (1, 2, 3)
PD stands for Probability of Default, a measure used in credit risk analysis to estimate the likelihood of a borrower defaulting on a loan.
PD is a key metric used in credit risk assessment to determine the likelihood of a borrower defaulting on a loan.
It is expressed as a percentage and represents the probability of a borrower failing to meet their financial obligations.
PD is calculated based on various factors su...
Customer default can be predicted based on various factors.
Analyzing credit history and payment patterns
Assessing financial stability and debt-to-income ratio
Monitoring changes in employment status or income
Identifying external factors such as economic downturns or industry changes
Using predictive modeling and machine learning algorithms
Working closely with collections and risk management teams
Regularly reviewing ...
To rate a customer's credibility, we consider their payment history, credit score, references, and industry reputation.
Evaluate payment history and credit score
Check references and past work experience
Assess industry reputation and online presence
Consider any legal or financial issues
Use a scoring system or rating scale to quantify credibility
PD stands for Probability of Default, Cumulative PD is the sum of PD over time, Marginal PD is the change in PD for a small change in time.
PD (Probability of Default) is the likelihood that a borrower will default on a loan within a given time period.
Cumulative PD is the sum of PD over time, representing the total probability of default by a certain point in time.
Marginal PD is the change in PD for a small change ...
I applied via Naukri.com and was interviewed before Sep 2023. There was 1 interview round.
Mutable data types can be modified after creation, while immutable data types cannot be changed.
Mutable data types: lists, dictionaries, sets
Immutable data types: strings, tuples, integers
Example: list is mutable - myList = [1, 2, 3]; tuple is immutable - myTuple = (1, 2, 3)
Clean code principles refer to writing code that is easy to read, understand, and maintain.
Writing clear and descriptive variable names
Breaking down complex functions into smaller, more manageable pieces
Avoiding redundant or unnecessary code
Following consistent formatting and indentation
Writing comments to explain the purpose of the code
I applied via Approached by Company and was interviewed before Jul 2023. There were 2 interview rounds.
PD stands for Probability of Default, a measure used in credit risk analysis to estimate the likelihood of a borrower defaulting on a loan.
PD is a key metric used in credit risk assessment to determine the likelihood of a borrower defaulting on a loan.
It is expressed as a percentage and represents the probability of a borrower failing to meet their financial obligations.
PD is calculated based on various factors such as...
I am a highly skilled business analyst with expertise in credit risk management.
Over 5 years of experience in analyzing credit risk for financial institutions
Proficient in using statistical models and data analysis tools to assess creditworthiness
Strong understanding of regulatory requirements and industry best practices
Excellent communication skills to present findings and recommendations to stakeholders
PD stands for Probability of Default, Cumulative PD is the sum of PD over time, Marginal PD is the change in PD for a small change in time.
PD (Probability of Default) is the likelihood that a borrower will default on a loan within a given time period.
Cumulative PD is the sum of PD over time, representing the total probability of default by a certain point in time.
Marginal PD is the change in PD for a small change in ti...
I applied via LinkedIn and was interviewed before Oct 2021. There were 3 interview rounds.
Customer default can be predicted based on various factors.
Analyzing credit history and payment patterns
Assessing financial stability and debt-to-income ratio
Monitoring changes in employment status or income
Identifying external factors such as economic downturns or industry changes
Using predictive modeling and machine learning algorithms
Working closely with collections and risk management teams
Regularly reviewing and u...
To rate a customer's credibility, we consider their payment history, credit score, references, and industry reputation.
Evaluate payment history and credit score
Check references and past work experience
Assess industry reputation and online presence
Consider any legal or financial issues
Use a scoring system or rating scale to quantify credibility
Top trending discussions
posted on 20 Feb 2021
I applied via Naukri.com and was interviewed in Apr 2021. There were 4 interview rounds.
I applied via Company Website and was interviewed in Jun 2021. There were 4 interview rounds.
Inter location transfer in supply chain involves movement of goods between different locations within the supply chain network.
Inter location transfer helps in optimizing inventory levels and reducing lead times.
It requires coordination between different locations and proper documentation.
Examples include transfer of raw materials from warehouse to production facility, transfer of finished goods from manufacturing plan...
Order alternative items or notify customer if items are not in stock.
Check inventory levels regularly
Identify alternative products that can be offered to customers
Notify customers of out-of-stock items and provide estimated restock dates
I have experience in implementing SAP and Oracle ERPs.
Implemented SAP ERP for a manufacturing company
Implemented Oracle ERP for a retail company
Experience in customizing ERP modules to meet business requirements
posted on 6 Dec 2024
I applied via Referral and was interviewed before Dec 2023. There was 1 interview round.
posted on 22 Jul 2024
I applied via Walk-in and was interviewed before Jul 2023. There were 4 interview rounds.
Coding test duration is 30 to 40 min
on paper pen and topic is simple like related to string,pattern and number's
Runtime refers to the period when a program is executing, affecting performance and resource usage.
Runtime is when code is executed, as opposed to compile time.
Performance can vary based on algorithms used; e.g., O(n) vs O(n^2).
Memory usage is crucial; e.g., using arrays vs linked lists can impact runtime.
Dynamic typing in languages like Python can lead to slower runtime compared to statically typed languages like C++.
posted on 26 Jun 2025
Use MongoDB's aggregation framework to filter and sort students by their scores, returning the top 5 results.
Use the `find()` method to query the students collection.
Sort the results by the score field in descending order.
Limit the results to 5 using the `limit()` method.
Example: `db.students.find().sort({ score: -1 }).limit(5)`
Ensure the score field exists and is indexed for better performance.
Redux is a state management library for JavaScript apps, while Context API is a built-in React feature for managing state.
Redux provides a centralized store for application state, while Context API allows for state sharing across components without prop drilling.
Redux uses actions and reducers to manage state changes, whereas Context API uses the Provider and Consumer pattern.
Redux is more suitable for large applicatio...
posted on 2 May 2025
I appeared for an interview in Apr 2025, where I was asked the following questions.
I have strategically planned my career by setting clear goals, gaining relevant experience, and continuously improving my skills.
Goal Setting: I defined short-term and long-term career goals, such as becoming a certified Business Analyst within two years.
Skill Development: I enrolled in courses on data analysis and project management to enhance my analytical skills and knowledge.
Networking: I actively participated in i...
My journey as a business analyst began with a passion for problem-solving and a desire to bridge the gap between business needs and technology.
Educational Background: I pursued a degree in Business Administration, which provided me with foundational knowledge in business processes and management.
Initial Experience: I started my career as a data analyst, where I honed my skills in data interpretation and reporting, whic...
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