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CIBC Senior Risk Analyst Interview Questions and Answers

Updated 19 Dec 2024

CIBC Senior Risk Analyst Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Introduce your self
  • Ans. 

    Experienced risk analyst with a background in financial services and a strong track record of identifying and mitigating risks.

    • Over 5 years of experience in risk analysis in the financial industry

    • Skilled in conducting risk assessments, developing risk management strategies, and implementing risk mitigation plans

    • Proficient in using statistical analysis tools and risk management software

    • Strong attention to detail and abi...

  • Answered by AI
  • Q2. How you work under pressure
  • Ans. 

    I thrive under pressure by staying organized, prioritizing tasks, and maintaining a positive attitude.

    • I prioritize tasks based on urgency and importance

    • I break down complex problems into smaller, manageable tasks

    • I maintain open communication with team members to delegate tasks and share workload

    • I stay calm and focused by taking short breaks when needed

    • I adapt quickly to changing circumstances and remain flexible in my

  • Answered by AI
Round 2 - One-on-one 

(1 Question)

  • Q1. Introduce your most project
  • Ans. 

    Implemented a credit risk model to assess loan default probability

    • Developed statistical models to predict default risk based on historical data

    • Utilized machine learning algorithms such as logistic regression and random forests

    • Collaborated with cross-functional teams to gather data and validate model results

  • Answered by AI

Interview questions from similar companies

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I was interviewed in Aug 2023.

Round 1 - Behavioral 

(1 Question)

  • Q1. About Credit Risk
Round 2 - Technical 

(1 Question)

  • Q1. About data analytics
Round 3 - HR 

(1 Question)

  • Q1. About company and package
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Jan 2023.

Round 1 - HR 

(2 Questions)

  • Q1. Can you provide information about your educational background as a fresher and your professional background as someone with experience?
  • Q2. What is your notice period and what are your salary expectations?
Round 2 - Technical 

(2 Questions)

  • Q1. What is the concept of Value at Risk (VaR) and how does it relate to historical simulation?
  • Q2. What are the option greeks?
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jun 2024. There were 2 interview rounds.

Round 1 - Basic interview 

(2 Questions)

  • Q1. Do you speak the English language?
  • Q2. What abkjt your education
Round 2 - HR 

(1 Question)

  • Q1. Do you have any experience in finance?
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - HR 

(1 Question)

  • Q1. Self introduction
Round 2 - One-on-one 

(1 Question)

  • Q1. Questions related to risk management and scenario based questions.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
No response

I applied via Recruitment Consulltant and was interviewed in Jun 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. How to calculate EAD & PD?
  • Ans. 

    EAD is calculated using the formula EAD = Exposure at Default = PD x LGD x EAD

    • Calculate Probability of Default (PD) based on historical data and credit rating

    • Determine Loss Given Default (LGD) based on collateral or recovery rate

    • Use the formula EAD = PD x LGD x EAD to calculate Exposure at Default

  • Answered by AI
Round 3 - One-on-one 

(1 Question)

  • Q1. Difference between counterparty and credit risk?
  • Ans. 

    Counterparty risk is the risk of default by a party in a financial transaction, while credit risk is the risk of loss due to a borrower's failure to repay a loan.

    • Counterparty risk is specific to financial transactions involving parties such as banks, brokers, or counterparties in derivatives contracts.

    • Credit risk is more general and refers to the risk of loss due to a borrower's failure to repay a loan or meet other fi...

  • Answered by AI

I applied via Campus Placement and was interviewed in Sep 2022. There were 5 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Aptitude Test 

Basic questions on statistics, hypothesis testing, quant.

Round 3 - Group Discussion 

There will be a topic given, you have to speak in the allotted time.

Round 4 - Technical 

(1 Question)

  • Q1. Resume. Basic banking related questions.
Round 5 - Technical 

(1 Question)

  • Q1. HR and Technical Round.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be true to your resume, learn basic norms of banking. You'll sail through!
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Apr 2023.

Round 1 - Aptitude Test 

Basic Finance questions were there from variety of topicsj

Round 2 - Technical 

(1 Question)

  • Q1. Questions related to derivative
Round 3 - Technical 

(1 Question)

  • Q1. Option greeks, vega profile

I applied via Referral and was interviewed in Apr 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Fraud and its type? Transaction monitoring? Fraud investigation?
  • Q2. Banking terminology?
  • Ans. 

    Banking terminology refers to the specialized language used in the banking industry.

    • Banking terminology includes terms like APR, ATM, FDIC, ACH, and more.

    • Understanding banking terminology is important for fraud and risk analysts to identify potential risks and threats.

    • Some common banking terms include overdraft, collateral, interest rate, and credit score.

    • Banking terminology can vary by country and region, so it's impo...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Should have basic knowledge of banking field and fraud.
Should be aware of fraudulent activities in banking aspect.

I was interviewed before Apr 2016.

Interview Questionnaire 

6 Questions

  • Q1. Asked about a business model for the bank.
  • Q2. How is digitalization helping banks?
  • Ans. 

    Digitalization is helping banks in multiple ways.

    • Improving customer experience through online banking and mobile apps

    • Reducing operational costs through automation and digitization of processes

    • Enhancing risk management through data analytics and AI

    • Enabling faster and more efficient transactions through blockchain technology

    • Expanding customer base through digital marketing and social media

    • Providing personalized financial...

  • Answered by AI
  • Q3. Effect of demonetization on the banking sector?
  • Ans. 

    Demonetization had a mixed impact on the banking sector.

    • Initial impact was negative due to liquidity crunch and increased NPAs

    • However, in the long run, it led to increased deposits and digital transactions

    • Banks had to invest in technology to support digital transactions

    • Demonetization also led to increased financial inclusion and formalization of the economy

  • Answered by AI
  • Q4. Various types of financial statements used by banks for credit calculations.
  • Ans. 

    Banks use various financial statements for credit calculations.

    • Income statement

    • Balance sheet

    • Cash flow statement

    • Statement of retained earnings

    • Financial ratios

    • Credit reports

  • Answered by AI
  • Q5. Effect of Demonetisation on SMEs ?
  • Ans. 

    Demonetisation had a mixed impact on SMEs in India.

    • SMEs with a large cash component were hit hard initially

    • Digital payments and formalisation of the economy benefited some SMEs

    • Overall, the impact on SMEs was not as severe as on larger businesses

    • SMEs in rural areas faced more challenges due to lack of digital infrastructure

    • Some SMEs had to shut down due to cash flow issues

  • Answered by AI
  • Q6. Market share and market capitalisation of DCB bank?
  • Ans. 

    DCB Bank's market share and market capitalisation are as follows:

    • As of August 2021, DCB Bank's market share in terms of deposits was 0.7%.

    • As of August 2021, DCB Bank's market capitalisation was approximately INR 5,800 crores.

    • DCB Bank's market share and market capitalisation may fluctuate over time based on various factors such as economic conditions, competition, and regulatory changes.

  • Answered by AI

Interview Preparation Tips

Round: Other Interview
Experience: Since DCB Bank asked for the profiles of best 2 candidates, there were interviews conducted on campus by the course coordinator. 17 applied for the above mentioned profile and were tested on the grounds of knowledge they had about the bank and the profile offered.
Tips: Read about the company for which you are giving the interview.

Round: HR Interview
Experience: The interview was conducted in the Karol Bagh branch of the DCB bank by the Head HR of the branch. It was basically a technical interview and tested candidates upon knowledge of recent trends in banking sector and the effects of demonetization.
Tips: Keep abreast with the current changes in the economy as well as a good knowledge of the work profile being offered.

Skills: Finance
College Name: Shri Ram College Of Commerce [ SRCC ]

CIBC Interview FAQs

How many rounds are there in CIBC Senior Risk Analyst interview?
CIBC interview process usually has 2 rounds. The most common rounds in the CIBC interview process are One-on-one Round.

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CIBC Senior Risk Analyst Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more

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