Chhattisgarh Rajya Gramin Bank Interview Questions and Answers

Q1. This round was purely based on DSA. One question of Leetcode hard difficulty was asked. Question Name - Median of two sorted arrays.
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Q1. This was low level design round. I was asked to design a system like Redbus. Functional Requirements - 1. user can login/signup on the platform 2. functionality to choose btw different operational routes....read more
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Q1. This round was taken by their Engineering Director. Questions were related to multithreading, types of entity relationships with examples, transaction management in Spring Boot, JVM components, garbage col...read more
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Q2. Later interviewer asked me to code a multithreading assignment - 1. Create a fixed threadpool of size 10. 2. Submit number of tasks to the threadpool. 3. Return the results from every task and print in mu...read more
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Q1. Adhar housing financ
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Q1. Aadhar housing financ
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Q1. Adhar housing financ
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Q1. Aadhar housing financ
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Q1. Aadhar housing financ
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Q1. Aadhar housing financ
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Q1. Adhar housing financ
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Q1. Aadhar housing financ
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Q1. Adhar housing financ
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Q1. Adhar housing financ
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Q1. Aadhar housing financ
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Q1. Adhar housing financ
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The test will comprise a total of 60 questions, divided as follows: 70% of the questions will focus on finance and accounting, while the remaining questions will cover aptitude and English.

Q1. Zero coupon bonds, long-term liabilities, return on equity, debt-equity ratio, captial budgeting and techniques, bonds and its types, debt instruments meaning, collateral, mortgage, spin off, demerger, mer...read more
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Q1. Fund strategies, Fund structure of Private equity
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Q2. What is high water mark, hurdle rare, journal entry for prepaid expenses, journal entry for accrual
Ans. 
High water mark and hurdle rate are terms used in finance, while journal entries for prepaid expenses and accruals are common accounting practices.
• High water mark is the highest value that an investment fund has reached, used to calculate performance fees.

• Hurdle rate is the minimum rate of return that a fund manager must achieve before earning performance fees.

• Journal entry for prepaid expenses involves debiting Prepai...read more
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Q3. What is private quity, how much knowledge you have on Excel, what is commitment, Fair market value meaning
Ans. 
Private equity is a type of investment where funds are raised from investors to acquire ownership stakes in companies not publicly traded.
• Private equity involves investing in privately held companies or buying out public companies to make them private

• Excel knowledge includes proficiency in financial modeling, data analysis, and creating complex formulas and macros

• Commitment in accounting refers to the dedication and re...read more
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Q4. Journal entry for reflecting current market value of an invested asset by investor, Journal entry for prepaid insurance and Audit fees payable
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Quantitative Aptitude, Communication(English language proficiency), Finance

Q1. Accounting related question-impact of transactions on the 3 financial statements
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Q2. Equity related terms and concepts
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Q3. Guesstimates questions
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Q4. Relative valuation multiples
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There were 3 tests at the start. One is regarding English communication. Second is regarding logical reasoning and third is accounting related

Q1. Journal entry for deferred revenue and for unbilled revenue
Ans. 
Journal entries for deferred revenue and unbilled revenue
• Deferred revenue journal entry: Debit Cash/Accounts Receivable, Credit Deferred Revenue

• Unbilled revenue journal entry: Debit Unbilled Revenue, Credit Revenue

• Example: Deferred revenue journal entry - Debit Accounts Receivable $1,000, Credit Deferred Revenue $1,000

• Example: Unbilled revenue journal entry - Debit Unbilled Revenue $500, Credit Revenue $500
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Q2. Difference between realised and unrealised forex gain/ loss
Ans. 
Realised forex gain/loss is when the exchange rate changes and the transaction is completed, while unrealised forex gain/loss is when the exchange rate changes but the transaction is not completed.
• Realised forex gain/loss is recorded when an actual transaction occurs and the exchange rate has changed since the initial transaction.

• Unrealised forex gain/loss is recorded when the exchange rate changes but the transaction ...read more
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Q3. Consolidation entries
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There were 2 case studies about which we are supposed to write an email.

Q1. Cases to solve on excel
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Q1. What adjustments we do in consolidation
Ans. 
Adjustments in consolidation involve eliminating intercompany transactions, adjusting for differences in accounting policies, and recognizing goodwill.
• Eliminating intercompany transactions to avoid double counting

• Adjusting for differences in accounting policies to ensure consistency

• Recognizing goodwill to account for the premium paid in acquisitions
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Q2. Revenue recognition
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Q1. Questions on fundamental concepts of cybersecurity.
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Q2. What are the Business As Usual (BAU) activities in your current company, and what is the rationale behind them?
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Q3. Will give a scenario and questions based on that.
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Q4. Can you describe a challenging situation you faced and how you overcame it?
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Q5. What types of high and critical alerts have you handled, and what steps did you take to resolve them?
Ans. 
I have handled high and critical alerts related to malware infections, data breaches, and phishing attacks.
• Identifying the source and scope of the alert

• Isolating affected systems to prevent further damage

• Implementing security patches and updates

• Conducting forensic analysis to determine the extent of the breach

• Collaborating with IT teams to strengthen security measures
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Q1. Few similar questions asked in 1st round.
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Q2. Will expect an understanding of security concepts in a bit more detailed manner.
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Q3. What is the architecture of a Security Information and Event Management (SIEM) tool?
Ans. 
SIEM tool architecture includes data collection, normalization, correlation, and reporting components.
• Data collection: Gathers security data from various sources like logs, network traffic, and endpoints.

• Normalization: Standardizes the collected data into a common format for analysis.

• Correlation: Identifies patterns and relationships in the data to detect security incidents.

• Reporting: Generates reports and alerts based...read more
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Q4. Scenario based questions.
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Q1. Tell me about yourself.
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Q2. What information do you have about the company?
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Q3. What are the reasons for choosing this company?
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Q4. Will discuss on general things about you and your previous employers.
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Q5. What is your reason for leaving your current company?
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Q6. What is your current salary, and what are your salary expectations?
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Q1. What do you know about ICICI home finanace?
Ans. 
ICICI Home Finance is a subsidiary of ICICI Bank that offers home loans and related financial services.
• ICICI Home Finance is a subsidiary of ICICI Bank, one of the largest private sector banks in India.

• It offers home loans for purchasing, constructing, renovating, and extending homes.

• ICICI Home Finance provides services such as loan against property, balance transfer, and property dossier.

• The company has a wide network...read more
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Q2. You have been working as Vendor. In new role how will you manage your work being Client and the relation with Venodr?
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Q3. What is the most complex work you have delivered?
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Q4. Why should we hire you?
Ans. 
I have a proven track record of leadership, collaboration, and achieving results.
• Proven track record of successful leadership in previous roles

• Strong ability to collaborate with diverse teams and stakeholders

• Consistently achieve results and meet goals

• Experience in strategic planning and decision-making

• Effective communication skills
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