Chemmanur Credits and Investments Interview Questions and Answers

Q1. What are derivatives in finance?
Ans. 
Derivatives in finance are financial instruments whose value is derived from the value of an underlying asset.
• Derivatives can be used for hedging against risk, speculating on price movements, or gaining exposure to assets without owning them.

• Common types of derivatives include options, futures, forwards, and swaps.

• Options give the holder the right, but not the obligation, to buy or sell an asset at a specified price be...read more
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Q2. What are the different types of derivatives?
Ans. 
Derivatives are financial instruments whose value is derived from an underlying asset or group of assets.
• Types of derivatives include options, futures, forwards, and swaps.

• Options give the holder the right, but not the obligation, to buy or sell an asset at a specified price before or on a specified date.

• Futures are contracts to buy or sell an asset at a future date for a price agreed upon today.

• Forwards are similar to...read more
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Q1. What are the details of the stock market and its various products?
Ans. 
The stock market is a platform where investors can buy and sell shares of publicly traded companies.
• Stocks represent ownership in a company and can be bought and sold on stock exchanges like NYSE and NASDAQ.

• Bonds are debt securities issued by companies or governments to raise capital.

• Mutual funds pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities.

• Options give i...read more
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Q2. Balance sheet,profit &loss account
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Q3. Journal entries
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Q4. Option in detail, economic crisis,
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Competitive

Was interesting and very tough to crack

Q1. Knowledge and related questions
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Q1. Personal question
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Q2. Situation question
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Q1. Walk me thru your CV
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Q2. Technical questions from Job description
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Q3. Why switching your job?
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Q4. Behavioral Questions
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Q5. Projects and accomplishments
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Q6. How do you align with the role?
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Q1. Introduction, be prepared to have knowledge on your resume
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Q2. Mathematical questions like percentage
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Q3. Critical thinking. They asked a question with a given situation what you'll do .
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Q4. The past 4 days been climate be stroming . And current was cut off due to rain and flood , you have a important assignment to finish, what you'll do
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There were three coding questions.

Q1. Could you provide a thorough explanation of the project?
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Q2. OOps Concepts and question from the technical subjects
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Q3. Why Spring Boot
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Q4. JWT Authentication
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Q5. Docker and Kubernetes
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Q1. Tell me about your achievements?
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Q2. Why you want to leave the current organization?
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Q1. Tell me about your self
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Q2. What is role and responsibilities
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Q1. Basic question of accounting and finance, simple maths and logical question and some scenario based questions
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Q2. What is golden rule of accounting?
Ans. 
The golden rule of accounting states that debit what comes in and credit what goes out.
• Debit what comes in and credit what goes out

• Assets = Liabilities + Equity

• Helps maintain the balance in financial transactions
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Q3. What is bonds and debentures?
Ans. 
Bonds and debentures are types of debt securities issued by companies or governments to raise capital.
• Bonds are long-term debt securities issued by corporations or governments, typically with a fixed interest rate and maturity date.

• Debentures are unsecured debt instruments issued by corporations, backed only by the creditworthiness and reputation of the issuer.

• Both bonds and debentures are used by entities to raise fun...read more
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