Brickwork Ratings Business Development Manager Interview Questions and Answers

Q1. What are Unicorns?
Ans. 
Unicorns are mythical creatures often depicted as horse-like animals with a single horn on their forehead.
• Unicorns are often associated with purity, grace, and magic.

• They are commonly depicted in folklore, fairy tales, and fantasy literature.

• In popular culture, unicorns are often portrayed as white horses with a colorful horn.

• Some cultures believe that unicorn horns have healing properties.

• The unicorn is the national a
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Q2. What is M&A? What are rounds of funding?
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M&A stands for mergers and acquisitions. Rounds of funding refer to the stages of investment a company goes through.
• M&A involves the consolidation of companies through various financial transactions such as mergers, acquisitions, or takeovers.

• Rounds of funding are the different stages of investment a company goes through to raise capital, typically starting with seed funding, followed by Series A, B, C, etc.

• Each round ...read more
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Q1. Intro about ratings
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Q2. Intro with CBO, basic questing regarding the company
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Q1. Tell me about yourself.
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Q2. What was your Last company
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I was previously employed at XYZ Company as a Business Development Associate.
• Responsible for identifying new business opportunities

• Developed and maintained relationships with clients

• Analyzed market trends and competitor activity
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Q1. Recent economic updates, past work experience, banking ratios calculation,
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Financial ratios related to profit and loss statement and balance sheet

Q1. Which debt coverage ratios will you consider for analyzing the company
Ans. 
The debt coverage ratios that I would consider for analyzing a company are the debt service coverage ratio (DSCR) and the interest coverage ratio (ICR).
• Debt service coverage ratio (DSCR) measures a company's ability to cover its debt obligations. It is calculated by dividing the company's operating income by its total debt service.

• Interest coverage ratio (ICR) measures a company's ability to cover its interest expenses...read more
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Q1. Why CARE, about previous experience
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Ratios, quantitative aptitude, GK

Q1. Ratios, important ratios to consider before giving a loan.
Ans. 
Key ratios to consider before giving a loan include debt-to-income ratio, loan-to-value ratio, and credit score.
• Debt-to-Income Ratio: This ratio compares a borrower's monthly debt payments to their gross monthly income. A lower ratio indicates a borrower is less risky.

• Loan-to-Value Ratio: This ratio compares the loan amount to the appraised value of the collateral. A lower ratio indicates a lower risk for the lender.

• Cr...read more
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