Upload Button Icon Add office photos

Filter interviews by

Brick Eagle Group Branch Credit Manager Interview Questions and Answers

Updated 28 Apr 2021

Brick Eagle Group Branch Credit Manager Interview Experiences

1 interview found

Interview Questionnaire 

1 Question

  • Q1. Normal credit policy and process
  • Ans. 

    Normal credit policy and process involves assessing creditworthiness of customers and setting credit limits accordingly.

    • Assessing creditworthiness through credit reports, financial statements, and payment history

    • Setting credit limits based on customer's creditworthiness and payment history

    • Monitoring credit limits and payment history regularly

    • Taking necessary actions in case of late payments or default

    • Regularly reviewin

  • Answered by AI

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Feb 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. Previous work details
  • Q2. Why want to change
  • Ans. 

    Seeking new challenges and growth opportunities in a larger organization.

    • Desire for career advancement

    • Interest in taking on more responsibilities

    • Looking for a change in work environment

    • Seeking better compensation or benefits

    • Wanting to work for a more reputable company

  • Answered by AI
  • Q3. How to evaluate a customer for credit worthiness
  • Ans. 

    Evaluate customer credit worthiness by analyzing financial history, credit score, income, and payment behavior.

    • Check credit score and credit history

    • Analyze income and employment stability

    • Review payment behavior on previous debts

    • Consider debt-to-income ratio

    • Look for any outstanding loans or bankruptcies

    • Evaluate the length of credit history

  • Answered by AI
  • Q4. Situation based question
  • Q5. Why want to join hdb
  • Ans. 

    I want to join HDB because of its strong reputation in the industry and the opportunities for growth and development.

    • HDB has a strong reputation in the industry for providing excellent financial services

    • I am impressed by HDB's commitment to employee growth and development

    • I believe that my skills and experience align well with the values and goals of HDB

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prompt and truthful towards interviewer
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - HR 

(2 Questions)

  • Q1. Case study in data
  • Q2. Rules
Round 2 - Assignment 

Cpv home and office and reference check

Round 3 - Group Discussion 

Discuss the verification process

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
More than 8 weeks
Result
Selected Selected

I was interviewed in Jul 2024.

Round 1 - HR 

(2 Questions)

  • Q1. Previous employers experience
  • Q2. Can you handle the pressure

Interview Preparation Tips

Interview preparation tips for other job seekers - Some problem in this company like credit team is doing collection, the are not informed at the time of interview, so i m disagree
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
-
Result
Selected Selected

I applied via Job Portal and was interviewed in Sep 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Previous experience
Round 3 - One-on-one 

(1 Question)

  • Q1. Knowledge of underwriting

Interview Preparation Tips

Interview preparation tips for other job seekers - Awesome company
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Campus Placement and was interviewed in Sep 2023. There were 2 interview rounds.

Round 1 - Aptitude Test 

Mathematic numericals

Round 2 - HR 

(2 Questions)

  • Q1. 1. Tell me about yourself
  • Q2. 2.What is the process of loan
  • Ans. 

    The loan process involves application, verification, approval, disbursement, and repayment.

    • Application: Borrower submits application with required documents.

    • Verification: Lender verifies borrower's information and creditworthiness.

    • Approval: Lender approves or denies the loan based on the verification.

    • Disbursement: If approved, funds are disbursed to the borrower.

    • Repayment: Borrower repays the loan amount with interest

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - It's good experience
Interview experience
3
Average
Difficulty level
Easy
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed before Nov 2023. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Tell me about yourself.
  • Q2. Previous job experience
  • Q3. What is liquidity ratio
  • Ans. 

    Liquidity ratio is a financial metric used to measure a company's ability to pay off its short-term debts with its liquid assets.

    • Liquidity ratio indicates the company's ability to meet its short-term obligations.

    • Common liquidity ratios include current ratio and quick ratio.

    • Current ratio = Current Assets / Current Liabilities

    • Quick ratio = (Current Assets - Inventory) / Current Liabilities

  • Answered by AI
  • Q4. If you are comfortable to do some field work

Interview Preparation Tips

Interview preparation tips for other job seekers - You will get to learn from very basics in HDB . Work life balance in not good
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Feb 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Self introduction
  • Q2. Work nature of past company
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
6-8 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Oct 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Tell about our current job
  • Ans. 

    The current job is the position of Branch Credit Manager.

    • Responsible for managing credit operations and ensuring compliance with credit policies and procedures.

    • Evaluate creditworthiness of customers and make decisions on credit approvals and limits.

    • Monitor and analyze credit portfolio performance and identify potential risks.

    • Collaborate with sales teams to support credit decisions and resolve credit-related issues.

    • Main...

  • Answered by AI
Round 3 - One-on-one 

(1 Question)

  • Q1. Discuss about product knowledge
Round 4 - HR 

(1 Question)

  • Q1. Salary discussion

I applied via Referral and was interviewed in Aug 2021. There were 7 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. About your credit experience and credit knowledge verify
Round 3 - Group Discussion 

Share with credit experience

Round 4 - HR 

(7 Questions)

  • Q1. Tell me about yourself.
  • Q2. What are your strengths and weaknesses?
  • Q3. Why are you looking for a change?
  • Q4. Why should we hire you?
  • Q5. Share details of your previous job.
  • Q6. What is your family background?
  • Q7. What are your salary expectations?
Round 5 - HR 

(1 Question)

  • Q1. Tell me about yourself.
Round 6 - HR 

(1 Question)

  • Q1. Tell me about yourself.
Round 7 - HR 

(1 Question)

  • Q1. What are your salary expectations?

Interview Preparation Tips

Interview preparation tips for other job seekers - To be working good and enahatic working about this company

Tell us how to improve this page.

Interview Questions from Similar Companies

Cognizant Interview Questions
3.8
 • 5.6k Interviews
Deloitte Interview Questions
3.8
 • 2.9k Interviews
BYJU'S Interview Questions
3.1
 • 2.2k Interviews
Teleperformance Interview Questions
3.9
 • 1.8k Interviews
Reliance Retail Interview Questions
3.9
 • 1.5k Interviews
Ernst & Young Interview Questions
3.4
 • 1.1k Interviews
WNS Interview Questions
3.4
 • 985 Interviews
Google Interview Questions
4.4
 • 872 Interviews
Nagarro Interview Questions
4.0
 • 778 Interviews
View all
Accounts Manager
3 salaries
unlock blur

₹14 L/yr - ₹16 L/yr

Senior Relationship Manager
3 salaries
unlock blur

₹3 L/yr - ₹3 L/yr

Finance Head
3 salaries
unlock blur

₹11 L/yr - ₹14 L/yr

Explore more salaries
Compare Brick Eagle Group with

Cognizant

3.8
Compare

Teleperformance

3.9
Compare

Reliance Retail

3.9
Compare

iEnergizer

4.6
Compare
Did you find this page helpful?
Yes No
write
Share an Interview