Blend Financial Services Interview Questions and Answers

Q1. All about past experience
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Q2. Problem Statement and RCA
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Q3. Guesstimate
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Q4. Tools and other knowledge
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Q5. Favourite apps and why
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My favorite apps are Spotify for music, Google Maps for navigation, and Trello for organization.
• Spotify - great music selection and personalized playlists

• Google Maps - accurate navigation and real-time traffic updates

• Trello - easy to use for organizing tasks and projects
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Q1. Go through your cv
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I have a diverse background in marketing, sales, and customer service.
• Started my career as a marketing intern at XYZ Company

• Promoted to sales associate after 6 months

• Managed a team of customer service representatives at ABC Company
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Q2. What you know about sch-iii changes, GST compliance wrt nbfc and ind as you have worked on?
Ans. 
Sch-III changes, GST compliance for NBFCs and Ind AS are regulatory updates impacting financial reporting and taxation for non-banking financial companies.
• Sch-III changes refer to amendments in Schedule III of the Companies Act, which governs the format of financial statements.

• GST compliance for NBFCs involves ensuring proper adherence to Goods and Services Tax regulations in their operations and reporting.

• Ind AS (Indi...read more
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Q1. General round with hod
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Q2. Why do you want to join this organisation?
Ans. 
I am impressed by the company's commitment to innovation and employee development.
• I admire the company's reputation for fostering a culture of innovation and creativity.

• I am excited about the opportunities for professional growth and development within the organization.

• I believe that my skills and experience align well with the company's values and goals.

• I am drawn to the company's strong track record of success in the...read more
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Q3. Where do you see yourself after 5 years?
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In 5 years, I see myself as a successful manager leading a team towards achieving company goals.
• Continuing to develop my leadership skills through ongoing training and mentorship

• Taking on more responsibilities and projects to demonstrate my capabilities

• Building strong relationships with colleagues and stakeholders to foster collaboration and success

• Working towards achieving specific career milestones, such as a promoti
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Q1. Asked to solve a medium level leetcode question. Basics of Java, Spring Boot
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Q1. A liitle bit on design and more in-depth questions in java and Spring
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Q1. Can you provide details about the projects listed on your resume?
Ans. 
I have worked on various projects including a social media platform, an e-commerce website, and a task management application.
• Developed a social media platform using React for frontend and Node.js for backend

• Designed and implemented an e-commerce website with payment gateway integration

• Created a task management application using Angular and MongoDB for database
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Q2. What are the main concepts of Object-Oriented Programming (OOP)?
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Main concepts of OOP include encapsulation, inheritance, polymorphism, and abstraction.
• Encapsulation: Bundling data and methods that operate on the data into a single unit (object).

• Inheritance: Creating new classes based on existing classes, allowing for code reuse.

• Polymorphism: Objects of different classes can be treated as objects of a common superclass.

• Abstraction: Hiding complex implementation details and showing o
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Q1. Life cycle of thread
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Thread life cycle includes new, runnable, running, blocked, and terminated states.
• Thread is created in 'new' state

• It becomes 'runnable' when start() method is called

• Thread enters 'running' state when CPU starts executing its run() method

• It can go to 'blocked' state if it's waiting for a resource

• Finally, thread reaches 'terminated' state when run() method completes or stop() method is called
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Q2. İnternal working of hash map
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Hash map is a data structure that stores key-value pairs and uses a hash function to map keys to their corresponding values.
• Hash map consists of an array of buckets, each containing a linked list of key-value pairs.

• When inserting a key-value pair, the hash function is used to determine the index of the bucket where the pair should be stored.

• To retrieve a value, the hash function is used to find the corresponding bucket...read more
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Q1. Salary expectations
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Q2. Why I want to change the job
Ans. 
Seeking new challenges, growth opportunities, and a better work-life balance.
• Looking for new challenges and opportunities to learn and grow

• Seeking a better work-life balance

• Interested in working with new technologies or in a different industry

• Wanting to advance career progression
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DSA round with 2 questions

DSA with 2 questions

Q1. What are the challenges you have faced ?
Ans. 
I have faced challenges in debugging complex code, meeting tight deadlines, and adapting to new technologies.
• Debugging complex code: I have encountered issues with legacy codebases that required extensive debugging to identify and fix errors.

• Meeting tight deadlines: I have had to work under pressure to deliver projects on time, often requiring long hours and efficient time management.

• Adapting to new technologies: I hav...read more
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Q2. What are your expectation from the company
Ans. 
I expect the company to provide a challenging work environment, opportunities for growth, and a supportive team.
• Opportunities for professional development and growth

• A collaborative and supportive team environment

• Challenging and interesting projects to work on

• Competitive compensation and benefits package
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