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Bank of India Credit Officer Interview Questions and Answers
Bank of India Credit Officer Interview Experiences
1 interview found
Anonymous
Selected
I appeared for an interview before Aug 2022.
IBPS PO prelims conducted on an yearly basis
IBPS Mains exam after clearing prelims
(3 Questions)
- Q1. Tell us something about yourself
- Q2. What are 5Cs of marketing
- Ans.
The 5Cs of marketing are Customer, Company, Competitors, Collaborators, and Climate.
Customer: Understanding the needs and preferences of the target market.
Company: Analyzing the company's strengths and weaknesses in relation to the market.
Competitors: Identifying and assessing the strengths and weaknesses of competitors.
Collaborators: Building relationships with suppliers, distributors, and other partners.
Climate: Cons...
- Q3. Questions on Budget and Economic Survey
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I applied via Referral and was interviewed before Aug 2021. There were 3 interview rounds.
System generated link and you have to complete test in few minutes
(2 Questions)
- Q1. Basis on results they issue offer letter
- Q2. Salary negotiation with superior and HR
Interview Preparation Tips
I applied via Naukri.com and was interviewed before Jan 2021. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. ABOUT Gst, fixed assets, i gaap
Interview Preparation Tips
Interview Questionnaire
1 Question
- Q1. How u convinced customer for product and family background
Interview Questionnaire
2 Questions
- Q1. General questions
- Q2. Always be confident
I applied via Approached by Company and was interviewed in Jan 2024. There was 1 interview round.
(3 Questions)
- Q1. Tell me about your journey
- Q2. How you motivate yourself and your team
- Q3. How you will deal with your boss if he scolds you
Selected
(4 Questions)
- Q1. Why you feel you’re suitable for this profile ?
- Q2. How will you achieve the CASA targets which are needed by Bank?
- Ans.
I will achieve the CASA targets by implementing targeted marketing campaigns, offering competitive interest rates, and providing excellent customer service.
Implement targeted marketing campaigns to attract new customers and encourage existing customers to open CASA accounts
Offer competitive interest rates to incentivize customers to deposit funds in CASA accounts
Provide excellent customer service to retain existing cus...
- Q3. What would be your strategy to increase the business?
- Ans.
My strategy to increase the business would involve focusing on customer retention, expanding into new markets, and implementing targeted marketing campaigns.
Focus on customer retention by providing excellent customer service and loyalty programs
Expand into new markets by conducting market research and identifying opportunities for growth
Implement targeted marketing campaigns to reach specific customer segments and driv...
- Q4. How will you handle grudges and conflicts inside your team
(2 Questions)
- Q1. Where do you see yourself in next 5 years?
- Q2. If you get this profile will you stay with the bank for long term ?
Interview Preparation Tips
Selected
I applied via Recruitment Consulltant and was interviewed before May 2020. There was 1 interview round.
(2 Questions)
- Q1. Outer layout for various kind of branches
- Ans.
The outer layout for various kinds of branches should be designed to cater to the specific needs and functions of each branch.
Consider the size and location of the branch to determine the layout
Ensure easy access for customers and staff
Include designated areas for customer service, transactions, and consultations
Incorporate branding elements to maintain consistency across branches
- Q2. Itemized costing
I applied via Referral and was interviewed in Dec 2020. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. Purely technical
Interview Preparation Tips
Selected
I applied via Approached by Company and was interviewed in Mar 2022. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. Salary negotiation & joining process
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Bank of India Credit Officer Interview Process
based on 1 interview
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Bank of India Credit Officer Reviews and Ratings
based on 14 reviews
Rating in categories
|
Assistant Manager
146
salaries
|  ₹5.4 L/yr - ₹15 L/yr |
|
Manager
139
salaries
| ₹6.5 L/yr - ₹24 L/yr |
|
Senior Manager
131
salaries
| ₹11 L/yr - ₹30 L/yr |
|
Chief Manager
113
salaries
| ₹12.5 L/yr - ₹36.8 L/yr |
|
Credit Manager
88
salaries
| ₹7 L/yr - ₹21 L/yr |
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