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Bank of India Credit Manager Interview Questions and Answers for Freshers

Updated 18 Jun 2024

Bank of India Credit Manager Interview Experiences for Freshers

1 interview found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Jun 2023. There were 2 interview rounds.

Round 1 - Aptitude Test 

Good and responsive aptitude test which contains professional knowledge related questions

Round 2 - Technical 

(2 Questions)

  • Q1. Tell me about BG
  • Q2. Bank of Baroda merger

Interview questions from similar companies

I applied via Referral and was interviewed before Aug 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

System generated link and you have to complete test in few minutes

Round 3 - HR 

(2 Questions)

  • Q1. Basis on results they issue offer letter
  • Q2. Salary negotiation with superior and HR

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and negotiate best.. the more you demand, you get at least 30% hike

I applied via Naukri.com and was interviewed before Jan 2021. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. ABOUT Gst, fixed assets, i gaap

Interview Preparation Tips

Interview preparation tips for other job seekers - Depends upon requirement

Interview Questionnaire 

1 Question

  • Q1. How u convinced customer for product and family background

Interview Questionnaire 

2 Questions

  • Q1. General questions
  • Q2. Always be confident
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
-
Result
No response

I applied via Approached by Company and was interviewed in Jan 2024. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Tell me about your journey
  • Q2. How you motivate yourself and your team
  • Q3. How you will deal with your boss if he scolds you
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
6-8 weeks
Result
Selected Selected
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(4 Questions)

  • Q1. Why you feel you’re suitable for this profile ?
  • Q2. How will you achieve the CASA targets which are needed by Bank?
  • Ans. 

    I will achieve the CASA targets by implementing targeted marketing campaigns, offering competitive interest rates, and providing excellent customer service.

    • Implement targeted marketing campaigns to attract new customers and encourage existing customers to open CASA accounts

    • Offer competitive interest rates to incentivize customers to deposit funds in CASA accounts

    • Provide excellent customer service to retain existing cus...

  • Answered by AI
  • Q3. What would be your strategy to increase the business?
  • Ans. 

    My strategy to increase the business would involve focusing on customer retention, expanding into new markets, and implementing targeted marketing campaigns.

    • Focus on customer retention by providing excellent customer service and loyalty programs

    • Expand into new markets by conducting market research and identifying opportunities for growth

    • Implement targeted marketing campaigns to reach specific customer segments and driv...

  • Answered by AI
  • Q4. How will you handle grudges and conflicts inside your team
Round 3 - One-on-one 

(2 Questions)

  • Q1. Where do you see yourself in next 5 years?
  • Q2. If you get this profile will you stay with the bank for long term ?

Interview Preparation Tips

Interview preparation tips for other job seekers - The aspiring candidates must be having clarity on deliverables and expectations of management upon the job profile. It would be more beneficial if the catchment is well known by the candidate .
Interview experience
1
Bad
Difficulty level
Hard
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before May 2020. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Outer layout for various kind of branches
  • Ans. 

    The outer layout for various kinds of branches should be designed to cater to the specific needs and functions of each branch.

    • Consider the size and location of the branch to determine the layout

    • Ensure easy access for customers and staff

    • Include designated areas for customer service, transactions, and consultations

    • Incorporate branding elements to maintain consistency across branches

  • Answered by AI
  • Q2. Itemized costing

I applied via Referral and was interviewed in Dec 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Purely technical

Interview Preparation Tips

Interview preparation tips for other job seekers - One should be true to one's words.
Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Mar 2022. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Salary negotiation & joining process

Bank of India Interview FAQs

How many rounds are there in Bank of India Credit Manager interview for freshers?
Bank of India interview process for freshers usually has 2 rounds. The most common rounds in the Bank of India interview process for freshers are Aptitude Test and Technical.

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Bank of India Credit Manager Interview Process for Freshers

based on 1 interview

Interview experience

5
  
Excellent
View more
Bank of India Credit Manager Salary
based on 88 salaries
₹7 L/yr - ₹21 L/yr
73% more than the average Credit Manager Salary in India
View more details

Bank of India Credit Manager Reviews and Ratings

based on 13 reviews

3.4/5

Rating in categories

2.8

Skill development

3.0

Work-life balance

3.3

Salary

4.4

Job security

2.8

Company culture

3.3

Promotions

3.2

Work satisfaction

Explore 13 Reviews and Ratings
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₹11 L/yr - ₹30 L/yr

Chief Manager
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₹12.5 L/yr - ₹36.8 L/yr

Credit Manager
88 salaries
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₹7 L/yr - ₹21 L/yr

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