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Bandhan Bank

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10+ Quess Interview Questions and Answers

Updated 5 Nov 2024
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Q1. 3) Sell me this lipstick in front of me ?

Ans.

This lipstick will enhance your natural beauty and make you feel confident and glamorous.

  • This lipstick is made with high-quality ingredients that will nourish and protect your lips.

  • The color is a beautiful shade of red that will complement any skin tone.

  • It has a long-lasting formula that will stay put for hours, even through eating and drinking.

  • Wearing this lipstick will make you feel confident and glamorous, ready to take on the day.

  • It's the perfect accessory to complete any...read more

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Q2. If in a certain language, MADRAS is coded as NBESBT, how is BOMBAY coded in that code?

Ans.

The question asks for the code of BOMBAY in a certain language where MADRAS is coded as NBESBT.

  • The code for each letter in MADRAS is shifted by one letter in the alphabet to get NBESBT.

  • Apply the same shift to each letter in BOMBAY to get the code.

  • Therefore, BOMBAY would be coded as CPCNCZ.

  • Alternatively, one can also use a letter-number mapping to solve the problem.

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Q3. What is the difference between ALTER and DELETE in SQL?

Ans.

ALTER is used to modify the structure of a table, while DELETE is used to remove rows from a table in SQL.

  • ALTER is used to add, modify, or drop columns in a table.

  • DELETE is used to remove specific rows from a table based on a condition.

  • ALTER does not delete any data, it only changes the structure of the table.

  • DELETE permanently removes data from the table.

  • Example: ALTER TABLE table_name ADD column_name datatype;

  • Example: DELETE FROM table_name WHERE condition;

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Q4. What is SQL? Tell me where it is used?

Ans.

SQL is a programming language used for managing and manipulating databases.

  • SQL stands for Structured Query Language.

  • It is used to communicate with databases to retrieve, insert, update, and delete data.

  • Commonly used in database management systems like MySQL, Oracle, and SQL Server.

  • Examples of SQL commands include SELECT, INSERT, UPDATE, and DELETE.

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Q5. Find the missing element in the series given below: ABD EFH IJL MNP QRT?

Ans.

The missing element in the series is UVW.

  • The series follows a pattern of skipping one letter and then adding two letters.

  • The first letter of each group is incremented by 1.

  • The second letter of each group is incremented by 2.

  • The third letter of each group is incremented by 3.

  • For example, A + 1 = B, B + 2 = D, D + 3 = G.

  • So, the missing element after QRT would be UVW.

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Q6. What is excal ,Microsoft and internet suffering

Ans.

Excal, Microsoft, and internet suffering are not related topics.

  • Excal is not a commonly known term, it may refer to a specific product or service.

  • Microsoft has faced criticism for privacy concerns and monopolistic practices.

  • The internet has suffered from issues such as cyber attacks, misinformation, and censorship.

  • There is no apparent connection between these three topics.

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Q7. What do we do in the bank?

Ans.

We provide financial services to customers such as deposits, loans, and investments.

  • Accept deposits from customers and pay interest on them

  • Provide loans to customers for various purposes such as personal, business, and education

  • Offer investment options such as fixed deposits, mutual funds, and insurance

  • Provide financial advice and assistance to customers

  • Process transactions such as withdrawals, transfers, and payments

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Q8. 1.What is bank?

Ans.

A bank is a financial institution that accepts deposits from the public and creates credit.

  • Banks provide various financial services such as loans, credit cards, and savings accounts.

  • They also facilitate transactions between individuals and businesses.

  • Banks make profits by charging interest on loans and by investing the deposits they receive.

  • Examples of banks include JPMorgan Chase, Bank of America, and Wells Fargo.

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Q9. Ready to relocate

Ans.

Yes, I am ready to relocate for the right opportunity.

  • I am open to relocating for a new job that aligns with my career goals.

  • I have experience moving for previous job opportunities and am comfortable with the process.

  • I understand the importance of being flexible and adaptable in today's job market.

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Q10. Full form of CVV

Ans.

Card Verification Value

  • CVV is a 3-digit security code on the back of credit/debit cards

  • Used for online transactions to verify card ownership

  • Should not be shared with anyone for security reasons

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Q11. Who will give licence to the bank

Ans.

The licence to operate as a bank is typically granted by the regulatory authority in the country where the bank is located.

  • Banks need to obtain a banking licence from the regulatory authority in their country.

  • In the United States, banks are regulated by the Office of the Comptroller of the Currency (OCC), the Federal Reserve, and the Federal Deposit Insurance Corporation (FDIC).

  • In the UK, banks are regulated by the Prudential Regulation Authority (PRA) and the Financial Condu...read more

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Q12. How collection is done

Ans.

Collections are done through various methods such as phone calls, letters, and legal actions to recover outstanding debts.

  • Collections can be done through phone calls to remind customers of their outstanding debts.

  • Letters can be sent to customers outlining the amount owed and payment options.

  • Legal actions, such as filing a lawsuit or obtaining a judgment, can be taken as a last resort to recover debts.

  • Negotiation with customers to come up with a payment plan that works for bot...read more

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Q13. Data entry operator experience

Ans.

I have 2 years of experience as a data entry operator in a busy office setting.

  • Entered and verified data accurately and efficiently

  • Maintained confidentiality of sensitive information

  • Worked with various software programs such as Microsoft Excel and Access

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Q14. How you handle Irate Customers

Ans.

I listen to their concerns, empathize with them, and offer a solution to their problem.

  • Listen actively and patiently to their complaints

  • Empathize with their situation and show understanding

  • Offer a solution to their problem and follow up to ensure satisfaction

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Q15. Documentation in casa

Ans.

Documentation in CASA refers to the process of maintaining records of all transactions and activities related to customer accounts.

  • Documentation is important for maintaining transparency and accountability in customer transactions.

  • It helps in tracking the history of transactions and resolving any disputes or discrepancies.

  • Documents required for opening a CASA account include identity proof, address proof, and passport size photographs.

  • Documents related to transactions such as...read more

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Q16. How to collection npa

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Q17. You know NPA

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