Balance Hero India Credit Processing Associate Interview Questions and Answers for Experienced

Q1. What is share market
Ans. 
Share market is a platform where buying and selling of company stocks and securities takes place.
• Share market allows companies to raise capital by selling shares to investors

• Investors can buy and sell shares to make profits

• Prices of shares fluctuate based on supply and demand, company performance, and economic factors
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Q2. Dividend is declared by whom?
Ans. 
Dividends are declared by the board of directors of a company.
• Dividends are typically declared by the board of directors of a company.

• The board of directors considers various factors such as company performance, financial health, and future growth prospects before declaring dividends.

• Shareholders receive dividends as a distribution of profits.

• Dividends can be in the form of cash, stock, or property.

• Companies may choose...read more
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Q3. What is equity management?
Ans. 
Equity management involves the strategic allocation and distribution of company ownership to maximize shareholder value.
• Involves determining the optimal mix of debt and equity financing for a company

• Includes managing the issuance of new shares, buybacks, and dividends

• Strategic decisions to ensure fair treatment of shareholders and maximize returns

• Examples: IPOs, stock repurchases, dividend policies
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Q4. What are shares?
Ans. 
Shares represent ownership in a company and entitle the holder to a portion of the company's assets and profits.
• Shares are units of ownership in a company that are bought and sold on the stock market.

• Shareholders have voting rights and may receive dividends based on the company's performance.

• Shares can be classified as common stock or preferred stock, each with different rights and benefits.
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Q1. Tell me about yourself
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Q1. What is capital market
Ans. 
Capital market is a financial market where individuals and institutions trade financial securities.
• Capital market is where long-term securities like stocks and bonds are bought and sold.

• It helps companies raise capital by issuing stocks or bonds to investors.

• Investors can buy and sell securities through stock exchanges like NYSE or NASDAQ.

• Capital market plays a crucial role in the economy by facilitating investment and
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Q1. What is your goal in life
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Very Easy test like school

Q1. Question on why you leave previous organisation
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Inroduction of capital market

Q1. What is primary & secondary market, types of corporate actions with example
Ans. 
Primary market is where new securities are issued, while secondary market is where existing securities are traded.
• Primary market involves the issuance of new securities by companies to raise capital, while secondary market involves the trading of existing securities among investors.

• Types of corporate actions include stock splits, dividends, mergers and acquisitions, and spin-offs.

• Stock split is when a company increases...read more
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Q1. All about the background
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Q1. They didn't really asked much
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Q1. About my Experience related to my previous CEO experience.
Ans. 1.To organize the FPO & 1000 members to one point, Company ACT, filing compliance, Account opening for company, Business Plan - value added products from the commodities, Conducting meetings & training for farmers. 2.Capacity building. 3.Leadership qualities. 4. Chosing the right person for my company & Business as well. 5.System work.
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Q2. About my another experience MTS Mobilization Training Specialist .
Ans. 1.That was a very good experience, i had more exposure than that i have mobilize two field officers who comes under me & farmers as well. 2.Conducting Awareness Meeting. 3. Account opening. 4. Office based system works. 5. Even i come to know some of the auditing file by Registered new companies under Company Act was filed by me, which have to file by auditor because of his sick leave i was eagerly gained some experien...read more
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Q1. Verification over my experience by sharing my certificates.
Ans. I explained about my experience & that I am willing to join, finally shared my certificates.
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FPO experience, activities of FPO, Problem facing by FPO, challanges ,how to increase our business with FPO, what are benifits from samunnati to FPO, FPO role in present days, rules and regulations of FPO.

Q1. FPO experience, facility provide by samunnati to FPO and benifits
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Q1. Why you want to join the organisation
Ans. 
I want to join the organization because of its strong reputation, growth opportunities, and alignment with my career goals.
• The organization has a strong reputation in the industry, which will enhance my professional profile.

• There are ample growth opportunities within the organization, allowing me to advance my career.

• The organization's values and mission align with my own career goals and aspirations.

• I am impressed by ...read more
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Q1. Experience Msme loan and client sourcing
Ans. 
Experience in MSME loan and client sourcing
• I have 5 years of experience in handling MSME loans and sourcing clients

• I have a strong understanding of the MSME loan process and the requirements for approval

• I have successfully sourced and onboarded numerous clients for MSME loans

• I have a proven track record of meeting loan targets and achieving customer satisfaction

• I am familiar with the documentation and compliance proced
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