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Balance Hero India Credit Processing Associate Interview Questions and Answers for Experienced

Updated 8 Jan 2024

Balance Hero India Credit Processing Associate Interview Experiences for Experienced

1 interview found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Dec 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Learned all point whatever is mentioned in CIBIL like STD SMA DPD LOS ETC ..

Interview Preparation Tips

Topics to prepare for Balance Hero India Credit Processing Associate interview:
  • credit manager profile
Interview preparation tips for other job seekers - cibil k proper videos dekho...credit manager k post ka work jano usi se ho jyga

Interview questions from similar companies

I applied via Referral and was interviewed before Mar 2020. There was 1 interview round.

Interview Questionnaire 

5 Questions

  • Q1. Tell me about your self
  • Q2. Tell me about insurance
  • Ans. 

    Insurance is a contract between an individual and an insurance company to protect against financial loss.

    • Insurance provides financial protection against unexpected events

    • There are different types of insurance such as health, life, auto, and home insurance

    • Premiums are paid to the insurance company in exchange for coverage

    • Insurance policies have terms and conditions that must be followed to receive benefits

    • Insurance comp...

  • Answered by AI
  • Q3. Types of insurance
  • Ans. 

    Types of insurance include life, health, auto, home, and travel insurance.

    • Life insurance provides financial protection to beneficiaries upon the insured's death.

    • Health insurance covers medical expenses and provides access to healthcare services.

    • Auto insurance protects against financial loss in case of accidents or theft involving a vehicle.

    • Home insurance provides coverage for damages or losses to a house and its conten...

  • Answered by AI
  • Q4. Life insurance benefits sections
  • Q5. Why should we hire you on higher package

Interview Preparation Tips

Interview preparation tips for other job seekers - It's completely online

I applied via Referral and was interviewed before Oct 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. First they ask tell me about yourself and second they give you any topic to speak continues for 5 minutes. They check only your grammer if someone is not comfortable to that topic you can tell them to give...

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview is so simple. Don't hesitate if someone looking for going to Paytm. They can free you in half n hour. All the documentation they can do on same day. Kindly get your marksheet and graduation degree certificate while you go for interview.

Interview Questionnaire 

1 Question

  • Q1. How are you and what's your qualifications

Interview Preparation Tips

Interview preparation tips for other job seekers - Be relax even if you are without skills they will hire you only thing is that they need underpaid workers

I applied via Approached by Company and was interviewed before Feb 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Basic end user understanding

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and share your experiences in correct way

Interview Questionnaire 

1 Question

  • Q1. About wireshark,linux common shell command

I applied via Company Website and was interviewed before Jul 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Experiences on past jobs

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be confident and show how you got your alert mind worked on all your previous jobs and the detailing of those work roles on jobs
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed before May 2023. There were 2 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. Basic knowledge about previous roles and what type of tools you know.
Round 2 - One-on-one 

(1 Question)

  • Q1. Roles and responsibilities in previous company. How will handle the situation if project is getting delayed.
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Introduce your self
  • Ans. 

    I am a highly motivated and detail-oriented individual with a strong background in project management and team leadership.

    • Experienced in project management and team leadership

    • Detail-oriented and highly motivated

    • Strong communication skills

    • Proficient in problem-solving and decision-making

    • Bachelor's degree in Business Administration

  • Answered by AI
  • Q2. Have you knowledge about excel
  • Ans. 

    Yes, I have knowledge about Excel including formulas, functions, data analysis, and creating charts.

    • Proficient in using Excel for data entry, analysis, and reporting

    • Familiar with various Excel functions such as VLOOKUP, SUMIF, and IFERROR

    • Experienced in creating pivot tables and charts for data visualization

    • Knowledgeable about advanced Excel features like macros and conditional formatting

  • Answered by AI
Round 2 - HR 

(2 Questions)

  • Q1. Tell me about some formulas of excel
  • Ans. 

    Excel formulas are used to perform calculations and manipulate data in spreadsheets.

    • SUM: Adds up a range of cells

    • AVERAGE: Calculates the average of a range of cells

    • VLOOKUP: Searches for a value in the first column of a table and returns a value in the same row from another column

    • IF: Performs a logical test and returns one value if the test is true and another if it's false

  • Answered by AI
  • Q2. Have you find the location exact latlong on Google
  • Ans. 

    Yes, I have found exact latlong locations on Google.

    • Yes, I have used Google Maps to find exact latlong locations.

    • I have entered the address or name of the location in the search bar to get the latlong coordinates.

    • I have also used the 'What's here?' feature on Google Maps to get the latlong coordinates of a specific point on the map.

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Mar 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell me about your job experience
  • Q2. Why you want to join us

Interview Preparation Tips

Interview preparation tips for other job seekers - If you are not concerned about job security then you should definitely join Paytm. You never know when you will be laid off , very unprofessional irrespective of culture and communication. I was forced to put paper after a month of confirmation.
Go for the better options else you might also be in the same situation.

Balance Hero India Interview FAQs

How many rounds are there in Balance Hero India Credit Processing Associate interview for experienced candidates?
Balance Hero India interview process for experienced candidates usually has 1 rounds. The most common rounds in the Balance Hero India interview process for experienced candidates are One-on-one Round.
How to prepare for Balance Hero India Credit Processing Associate interview for experienced candidates?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Balance Hero India. The most common topics and skills that interviewers at Balance Hero India expect are Banking, CPA, Consumer Durables, Credit Underwriting and Mba Finance.

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Balance Hero India Credit Processing Associate Interview Process for Experienced

based on 1 interview

Interview experience

5
  
Excellent
View more

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Balance Hero India Credit Processing Associate Salary
based on 19 salaries
₹2.4 L/yr - ₹4.5 L/yr
22% more than the average Credit Processing Associate Salary in India
View more details

Balance Hero India Credit Processing Associate Reviews and Ratings

based on 6 reviews

4.4/5

Rating in categories

4.2

Skill development

4.1

Work-life balance

4.6

Salary

3.7

Job security

4.5

Company culture

3.1

Promotions

4.3

Work satisfaction

Explore 6 Reviews and Ratings
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