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Balance Hero India Senior Credit Officer Interview Questions and Answers

Updated 5 Jan 2024

Balance Hero India Senior Credit Officer Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed before Jan 2023. There were 3 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. About last company & why do u want to work for true balance
Round 2 - One-on-one 

(1 Question)

  • Q1. About the experiance & and also have u ever worked for any nbfc
Round 3 - Salary negotiaons  

(1 Question)

  • Q1. Location & they will be ask why do u want switch

Interview Preparation Tips

Interview preparation tips for other job seekers - Tell all the honestly

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Tell me about your self
  • Q2. Tell pervious company experience

I applied via Campus Placement and was interviewed before Aug 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Regarding my previous experience.
  • Q2. Regarding my background

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and honest
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Naukri.com and was interviewed in Jan 2023. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. What is MSME and how we get investment
  • Ans. 

    MSME stands for Micro, Small and Medium Enterprises. Investment can be obtained through various government schemes and private investors.

    • MSMEs are small businesses that contribute significantly to the economy

    • They can be classified based on their investment in plant and machinery or equipment

    • Government schemes like MUDRA, CGTMSE, and SIDBI provide financial assistance to MSMEs

    • Private investors like angel investors and v...

  • Answered by AI
  • Q2. Some general questions about GST

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't be over smart in front of them and first try to listen them properly and then give any answers thats my advice
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Naukri.com and was interviewed in Sep 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. They concentrate on Core java
  • Q2. 1. Polymorphism 2. Strings 3. hashMap implementation

Interview Preparation Tips

Interview preparation tips for other job seekers - They only Focus on core Java if you have in-depth knowledge you will easily placed
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Apr 2023. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Balance sheet, ratios, cashflow
  • Q2. Basics of balance sheet,ratios and cashflow

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare your basics well
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. Questions about my college projects
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Sep 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. What is Working Capital?
  • Ans. 

    Working capital is the difference between current assets and current liabilities.

    • Working capital is the amount of money a company has available to fund its day-to-day operations.

    • It is calculated by subtracting current liabilities from current assets.

    • Current assets include cash, inventory, and accounts receivable, while current liabilities include accounts payable and short-term debt.

    • A positive working capital indicates...

  • Answered by AI
  • Q2. How to calculate Networth of a company?
  • Ans. 

    Net worth of a company is calculated by subtracting its total liabilities from its total assets.

    • Calculate the total assets of the company, including cash, investments, property, and equipment.

    • Calculate the total liabilities of the company, including debts, loans, and other financial obligations.

    • Subtract the total liabilities from the total assets to get the net worth of the company.

    • Net worth = Total assets - Total liab...

  • Answered by AI
  • Q3. Transactions and Activities regarding cash flow statements
  • Ans. 

    Transactions and activities are recorded in cash flow statements to show the inflow and outflow of cash.

    • Cash flow statements show the sources and uses of cash during a specific period.

    • Transactions that increase cash are recorded as inflows, while those that decrease cash are recorded as outflows.

    • Activities that affect cash flow include operating, investing, and financing activities.

    • Examples of operating activities incl...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and keep your answer simple and to the point.
If you don't know the answer, be honest and accept you dont.

Interview Questionnaire 

1 Question

  • Q1. Strengths, skills, basic introduction.

I applied via Walk-in and was interviewed in Aug 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Q 1 Why should we hire you ? 2 tell me something about your self 3 why should you join sales process
  • Q2. 2nd opration manager

Interview Preparation Tips

Interview preparation tips for other job seekers - Plz read all questions and answers confidentiality postive and active

Balance Hero India Interview FAQs

How many rounds are there in Balance Hero India Senior Credit Officer interview?
Balance Hero India interview process usually has 3 rounds. The most common rounds in the Balance Hero India interview process are HR and One-on-one Round.

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Balance Hero India Senior Credit Officer Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more

Balance Hero India Senior Credit Officer Reviews and Ratings

based on 1 review

5.0/5

Rating in categories

3.0

Skill development

5.0

Work-life balance

4.0

Salary

5.0

Job security

5.0

Company culture

2.0

Promotions

4.0

Work satisfaction

Explore 1 Review and Rating
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