Balance Hero India Credit Processing Associate Interview Questions and Answers

Inroduction of capital market

Q1. What is primary & secondary market, types of corporate actions with example
Ans. 
Primary market is where new securities are issued, while secondary market is where existing securities are traded.
• Primary market involves the issuance of new securities by companies to raise capital, while secondary market involves the trading of existing securities among investors.

• Types of corporate actions include stock splits, dividends, mergers and acquisitions, and spin-offs.

• Stock split is when a company increases...read more
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Q1. What is share market
Ans. 
Share market is a platform where buying and selling of company stocks and securities takes place.
• Share market allows companies to raise capital by selling shares to investors

• Investors can buy and sell shares to make profits

• Prices of shares fluctuate based on supply and demand, company performance, and economic factors
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Q2. Dividend is declared by whom?
Ans. 
Dividends are declared by the board of directors of a company.
• Dividends are typically declared by the board of directors of a company.

• The board of directors considers various factors such as company performance, financial health, and future growth prospects before declaring dividends.

• Shareholders receive dividends as a distribution of profits.

• Dividends can be in the form of cash, stock, or property.

• Companies may choose...read more
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Q3. What is equity management?
Ans. 
Equity management involves the strategic allocation and distribution of company ownership to maximize shareholder value.
• Involves determining the optimal mix of debt and equity financing for a company

• Includes managing the issuance of new shares, buybacks, and dividends

• Strategic decisions to ensure fair treatment of shareholders and maximize returns

• Examples: IPOs, stock repurchases, dividend policies
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Q4. What are shares?
Ans. 
Shares represent ownership in a company and entitle the holder to a portion of the company's assets and profits.
• Shares are units of ownership in a company that are bought and sold on the stock market.

• Shareholders have voting rights and may receive dividends based on the company's performance.

• Shares can be classified as common stock or preferred stock, each with different rights and benefits.
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Q1. Tell me about yourself
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Q1. What is capital market
Ans. 
Capital market is a financial market where individuals and institutions trade financial securities.
• Capital market is where long-term securities like stocks and bonds are bought and sold.

• It helps companies raise capital by issuing stocks or bonds to investors.

• Investors can buy and sell securities through stock exchanges like NYSE or NASDAQ.

• Capital market plays a crucial role in the economy by facilitating investment and
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Q1. What is your goal in life
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Very Easy test like school

Q1. Question on why you leave previous organisation
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Q1. All about the background
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Q1. They didn't really asked much
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Q1. Tell me about yourself why finance
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Q2. What is EBITDA What is PAT
Ans. 
EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. PAT stands for Profit After Tax.
• EBITDA is a measure of a company's operating performance without factoring in financing costs or taxes.

• PAT is the net profit of a company after deducting all expenses including taxes.

• EBITDA = Revenue - Expenses (excluding interest, taxes, depreciation, and amortization)

• PAT = EBITDA - Interest - Taxes - Dep
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Q1. What is EBITDA What is PAT
Ans. 
EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. PAT stands for Profit After Tax.
• EBITDA is a measure of a company's operating performance without factoring in financing costs or taxes.

• PAT is the net profit of a company after deducting all expenses including taxes.

• EBITDA = Revenue - Expenses (excluding interest, taxes, depreciation, and amortization)

• PAT = Net Income - Taxes
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Q2. Why whated to do work in finance
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Q3. Tell me something about yourself
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Q4. Where you wanted to see in5 yrs
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Q5. There is any plan for higher studies
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Q1. About my Experience related to my previous CEO experience.
Ans. 1.To organize the FPO & 1000 members to one point, Company ACT, filing compliance, Account opening for company, Business Plan - value added products from the commodities, Conducting meetings & training for farmers. 2.Capacity building. 3.Leadership qualities. 4. Chosing the right person for my company & Business as well. 5.System work.
Answered by sujantha jenifer
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Q2. About my another experience MTS Mobilization Training Specialist .
Ans. 1.That was a very good experience, i had more exposure than that i have mobilize two field officers who comes under me & farmers as well. 2.Conducting Awareness Meeting. 3. Account opening. 4. Office based system works. 5. Even i come to know some of the auditing file by Registered new companies under Company Act was filed by me, which have to file by auditor because of his sick leave i was eagerly gained some experien...read more
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Q1. Verification over my experience by sharing my certificates.
Ans. I explained about my experience & that I am willing to join, finally shared my certificates.
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