AXA Business Services Financial Analyst Interview Questions and Answers

Q1. Types of credit management
Ans. 
Types of credit management include credit analysis, credit scoring, credit limit setting, credit monitoring, and credit collection.
• Credit analysis involves assessing the creditworthiness of potential borrowers.

• Credit scoring uses statistical models to predict the likelihood of default by a borrower.

• Credit limit setting determines the maximum amount of credit that can be extended to a borrower.

• Credit monitoring involves...read more
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Q1. Why you need this job any why should I hire you???
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Q2. How long will you work for this company?
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Q3. Would you like to join for out of your home town for our company?
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Q4. What is the ctc you are expecting???
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How to grow a company with own new ideas

For any topics Like accounting, Math, Vocabulary

Q1. Any question I am comfortable
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Q2. Yes I am comfortable
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Q1. What are your salary expectations?
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Q2. What is your family background?
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Q3. Share details of your previous job.
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Q4. Why are you looking for a change?
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Q5. Tell me about yourself.
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Q1. Question related to journal entry were asked
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Q1. What is the work of financial associate
Ans. 
Financial associates provide support to financial managers by analyzing financial data, preparing reports, and assisting with financial planning.
• Analyze financial data to identify trends and opportunities

• Prepare financial reports for management review

• Assist with financial planning and budgeting

• Conduct research on financial markets and industry trends

• Communicate with clients and stakeholders regarding financial informat...read more
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Q2. What is insurence
Ans. 
Insurance is a financial product that provides protection against financial losses resulting from unexpected events.
• Insurance is a contract between an individual or organization and an insurance company.

• The individual or organization pays a premium in exchange for coverage against specified risks.

• Common types of insurance include health insurance, auto insurance, life insurance, and property insurance.

• Insurance helps m...read more
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Q1. Tell about yourself and how well you are known to skills mentioned in JD. Relevant experiences or not.
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Q1. Tell about your previous work experiences mentioned in CV. (Always explain the work you did and achievements and learning) Basic questions related to your previous work. And some as per JD.
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Q1. Additional skills of any. More questions related to JD.
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Q1. All covered in previous rounds plus additional practical questions.
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Q1. Difference between amortization and depreciation
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Amortization is the process of spreading the cost of an intangible asset over its useful life, while depreciation is the process of spreading the cost of a tangible asset over its useful life.
• Amortization is used for intangible assets such as patents, copyrights, and trademarks.

• Depreciation is used for tangible assets such as buildings, machinery, and vehicles.

• Amortization expense is usually a straight-line method, whi...read more
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Q1. Just some basic questions, HR was very nice and friendly
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Q1. Very nice and friendly interviewer, conversations went well, alot of basic behavioral question.
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