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Apac Housing Finance Interview Questions and Answers

Updated 4 Jan 2025

Apac Housing Finance Interview Experiences

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Credit Manager Interview Questions & Answers

user image K pavan kumar

posted on 15 Jan 2021

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Jan 2020. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Dairy related questions major focus
  • Q2. What is the process of assessing cash flows?
  • Ans. 

    Assessing cash flows involves analyzing the inflows and outflows of cash to determine the financial health of a business.

    • Identify all sources of cash inflows, such as sales revenue, investments, and loans.

    • Determine all sources of cash outflows, including expenses, loan repayments, and dividends.

    • Calculate the net cash flow by subtracting total cash outflows from total cash inflows.

    • Analyze the cash flow statement to unde...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company overall in my opinion.

Credit Manager Interview Questions asked at other Companies

Q1. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things comes to your mind.
View answer (22)
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Sep 2023. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Are you looking for a job?
  • Ans. 

    Yes, I am actively seeking new opportunities as a Relationship Manager.

    • I am currently looking for a job as a Relationship Manager.

    • I am open to new opportunities in the field of relationship management.

    • I am actively searching for a position that aligns with my skills and experience.

  • Answered by AI
  • Q2. What is your expectations for salary
  • Ans. 

    My salary expectation is based on my experience, qualifications, and the industry standard.

    • Consider my years of experience in the industry

    • Take into account my qualifications and certifications

    • Research the industry standard for similar positions

    • Negotiate based on the responsibilities and expectations of the role

  • Answered by AI

Relationship Manager Interview Questions asked at other Companies

Q1. How will you market banking products ? Are you willing to work at the ground level ? What are the challenges of marketing at ground level ? How different is it from other kinds of marketing? What did you learn in mba with respect to marketi... read more
View answer (48)

Interview questions from similar companies

I applied via Campus Placement and was interviewed before May 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. SDLC, Agile, Power Sector

Interview Preparation Tips

Interview preparation tips for other job seekers - Nice

I applied via AmbitionBox and was interviewed in Oct 2021. There were 2 interview rounds.

Round 1 - Group Discussion 

Loans

Round 2 - Aptitude Test 

Interview Preparation Tips

Topics to prepare for Axis Sales Sales Executive interview:
  • Personal Loans
Interview preparation tips for other job seekers - Selas job is a good opportunity of life.selas is everything.

Interview Questionnaire 

1 Question

  • Q1. Introduction
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Feb 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
View all tips
Round 2 - Aptitude Test 

Never loss your Eye contact with the interviewer.

Round 3 - Why you need this job 

(2 Questions)

  • Q1. I need this job because this is a opportunity for me to achieve something.
  • Q2. About your family and where are u from?
  • Ans. There are five members in my family mom, dad, elder brother, younger sister n myself from indore, madhya pradesh.
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - Never underestimate yourself, be confident like the job needs you.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Campus Placement and was interviewed in Apr 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Duration-60min, topics covered- financial literacy, logical thinking, reasoning and General awareness

Round 2 - Technical 

(2 Questions)

  • Q1. What is the difference between EBIT and EBITDA
  • Ans. 

    EBIT is earnings before interest and taxes, while EBITDA is earnings before interest, taxes, depreciation, and amortization.

    • EBIT excludes depreciation and amortization expenses, while EBITDA includes them.

    • EBITDA provides a clearer picture of a company's operating performance by removing the impact of non-operating expenses.

    • EBIT is commonly used to analyze profitability, while EBITDA is often used to assess a company's ...

  • Answered by AI
  • Q2. How decrease of 10% depreciation would affect financial statements
  • Ans. 

    A 10% decrease in depreciation would result in higher net income and retained earnings on the financial statements.

    • Net income would increase as depreciation expense is lower, leading to higher profits.

    • Retained earnings would also increase as net income contributes to this account.

    • The company's assets would appear higher on the balance sheet due to lower accumulated depreciation.

    • Investors may view the company more favor...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Just stick to basics and prepare well in advance
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Basic java questions
  • Q2. Sql related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't join this company

I applied via Campus Placement and was interviewed in Nov 2022. There were 5 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Aptitude Test 

This is the aptitude round in this round quant questions were asked

Round 3 - Coding Test 

In this round 2 java coding questions were there

Round 4 - Technical 

(2 Questions)

  • Q1. What is the framework
  • Ans. 

    A framework is a set of rules, guidelines, and standards that provide a structure for developing software applications.

    • A framework provides a common structure for developers to work within

    • It includes pre-written code and libraries that can be used to speed up development

    • Frameworks can be specific to a programming language or platform

    • Examples include AngularJS, React, and Ruby on Rails

  • Answered by AI
  • Q2. What is the java explain
  • Ans. 

    Java is a widely used programming language known for its platform independence and object-oriented approach.

    • Java is an object-oriented language that follows the 'write once, run anywhere' principle.

    • It is used for developing a wide range of applications, from desktop to web and mobile applications.

    • Java programs are compiled into bytecode that can run on any Java Virtual Machine (JVM).

    • It provides built-in libraries and f...

  • Answered by AI
Round 5 - HR 

(2 Questions)

  • Q1. What is your salary, tell your expectations
  • Q2. What is your location

Interview Preparation Tips

Topics to prepare for Tradebulls System Engineer interview:
  • Java
  • API
  • C
Interview preparation tips for other job seekers - this is very good company's interview ilike the process basically its overall interview and your are judged basis on your skills

Skills evaluated in this interview

Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Questions was based on SQL
  • Q2. SQL queries and joins and

Interview Preparation Tips

Interview preparation tips for other job seekers - was good and easy process, HR was supportive but i did not get selected

Apac Housing Finance Interview FAQs

How many rounds are there in Apac Housing Finance interview?
Apac Housing Finance interview process usually has 1 rounds. The most common rounds in the Apac Housing Finance interview process are One-on-one Round and HR.
How to prepare for Apac Housing Finance interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Apac Housing Finance. The most common topics and skills that interviewers at Apac Housing Finance expect are Reconciliation, Android, EMI, Java and Kotlin.
What are the top questions asked in Apac Housing Finance interview?

Some of the top questions asked at the Apac Housing Finance interview -

  1. What is the process of assessing cash flo...read more
  2. Dairy related questions major fo...read more

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Apac Housing Finance Interview Process

based on 7 interviews

Interview experience

4.4
  
Good
View more

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Apac Housing Finance Reviews and Ratings

based on 71 reviews

4.0/5

Rating in categories

3.9

Skill development

3.8

Work-life balance

3.9

Salary

3.8

Job security

3.9

Company culture

3.7

Promotions

3.9

Work satisfaction

Explore 71 Reviews and Ratings
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