AMBITION SERVICES Credit Manager Interview Questions and Answers

Assessment,................

Q1. About yourself, why this Job
Add your answer

Q1. Salary discussion
Add your answer

Q1. Explain working capital
Ans. 
Working capital is the difference between a company's current assets and current liabilities.
• Working capital is essential for a company's day-to-day operations

• It indicates the company's liquidity and ability to meet short-term obligations

• Formula: Working Capital = Current Assets - Current Liabilities

• Examples: Cash, accounts receivable, inventory are current assets; accounts payable, short-term debt are current liabilit
Answered by AI
Add your answer
Q2. What do you understand by liquidity ratio
Ans. 
Liquidity ratio measures a company's ability to pay off its short-term debts with its liquid assets.
• Liquidity ratio is calculated by dividing liquid assets by current liabilities.

• It shows how easily a company can cover its short-term obligations.

• Common liquidity ratios include the current ratio and the quick ratio.

• A higher liquidity ratio indicates a better ability to meet short-term obligations.
Answered by AI
Add your answer

Q1. Ratio , agri msp , cibil
Add your answer
Q2. Ratio and agri related q
Add your answer

Q1. Why choose this
Add your answer
Q2. Past experience
Add your answer

Q1. About company and related to work
Add your answer

Q1. Basic questions
Add your answer

Q1. Tell me about yourself
Add your answer
Q2. Full form of icici
Ans. 
ICICI stands for Industrial Credit and Investment Corporation of India.
• ICICI was established in 1955 as a joint venture between the World Bank, the Government of India, and representatives of Indian industry.

• It is one of the largest private sector banks in India.

• ICICI Bank offers a wide range of financial products and services including retail banking, corporate banking, and wealth management.
Answered by AI
Add your answer

Q1. Ratio analysis and cash flow analysis
Add your answer

Q1. Tell me about your, current CRR and SLR, repo rate and reverse repo rate
Ans. 
CRR stands for Cash Reserve Ratio, SLR stands for Statutory Liquidity Ratio, repo rate is the rate at which the central bank lends money to commercial banks, and reverse repo rate is the rate at which the central bank borrows money from commercial banks.
• CRR is currently at 4%

• SLR is currently at 18.25%

• Repo rate is currently at 4%

• Reverse repo rate is currently at 3.35%
Answered by AI
Add your answer