Airtel Payments Bank Junior Executive Interview Questions and Answers

Current ratio is a financial ratio that measures a company's ability to pay its short-term obligations.

• Current ratio is calculated by dividing current assets by current liabilities.

• It is used to evaluate a company's liquidity and short-term financial health.

• A ratio of 1 or higher is generally considered good, indicating that the company can meet its short-term obligations.

• However, a very high current ratio may indicate...read more

The ratio of current assets and liabilities is a measure of a company's ability to pay off its short-term debts.

• Current ratio = current assets / current liabilities

• A ratio of 2:1 or higher is considered healthy

• Low ratio may indicate liquidity issues

• Example: If a company has $100,000 in current assets and $50,000 in current liabilities, its current ratio would be 2:1

Transaction monitoring is the process of reviewing and analyzing transactions to detect and prevent fraudulent activities.

• Transaction monitoring involves continuously monitoring transactions for any suspicious or unusual activity.

• It helps in identifying patterns and trends that may indicate fraudulent behavior.

• By setting up alerts and thresholds, transaction monitoring can help in detecting and preventing fraud in real...read more

The three stages of money laundering are placement, layering, and integration.

• Placement involves introducing illegal funds into the financial system, often through small transactions to avoid detection.

• Layering involves moving the funds through a series of complex financial transactions to make tracing difficult.

• Integration involves reintroducing the laundered funds into the legitimate economy, often through investment

Salary expectations and reason for leaving previous organization

• Research the market salary range for Senior Associates in your industry and location

• Consider your experience, skills, and qualifications when determining your salary expectations

• Highlight your achievements and contributions in your previous organization as a reason for leaving

• Focus on career growth opportunities and alignment with the new organization's va

I can join within 2 weeks.

• I am currently serving a notice period of 2 weeks.

• I have completed all necessary paperwork and can start immediately.

• I am flexible with the joining date and can accommodate any reasonable request.