Access Healthcare Delivery Head Interview Questions and Answers

Q1. Complete Cv screening, ratio analysis, US market, recent financial events, GAAP adjustments
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Any public listed company, make a credit report

Q1. Why acuity, next 5 years, what was your last profile
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Q1. About experience, coding guidelines, E/M- MDM Table
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Q2. Obgyn icd guidelines
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Q1. About Package, location
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Q1. Why did you choose this field
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Q2. What is your expected salary
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Q1. In depth understanding of accounting
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Q1. What are Covenants in Commercial Lending
Ans. 
Covenants in commercial lending are conditions set by lenders that borrowers must meet to maintain the loan agreement.
• Covenants are financial ratios or performance metrics that borrowers must adhere to

• They are designed to protect the lender by ensuring the borrower remains financially stable

• Examples include debt-to-equity ratio, interest coverage ratio, and minimum liquidity requirements
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Q2. What is the difference between Bank Guarantee and Letter of Credit
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Bank Guarantee is a guarantee from a bank that a borrower will fulfill their financial obligations, while Letter of Credit is a payment method where the bank guarantees payment to the seller.
• Bank Guarantee is a guarantee provided by a bank to a beneficiary in case the applicant fails to fulfill their obligations.

• Letter of Credit is a payment method where the bank guarantees payment to the seller upon presentation of sp...read more
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Q3. What is Collateral in Commercial Lending
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Collateral in commercial lending refers to assets that a borrower pledges to a lender as security for a loan.
• Collateral can include real estate, equipment, inventory, accounts receivable, or other valuable assets.

• The lender can seize and sell the collateral if the borrower defaults on the loan.

• Collateral helps reduce the lender's risk and allows borrowers to access financing at lower interest rates.

• The value of the col...read more
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Q1. Self Introduction
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Q2. Situation based questions like Conflict of interest amongst team members, How to handle in case of high volumes, Any new updates on Secondary Loan Trading
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Q3. What is a Credit Agreement
Ans. 
A Credit Agreement is a contract between a borrower and a lender outlining the terms and conditions for a loan.
• It specifies the amount of the loan, interest rate, repayment schedule, and any collateral required.

• The agreement also includes provisions for default, late payments, and other consequences.

• Credit agreements can be for various types of loans, such as mortgages, car loans, or personal loans.
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