Vivifi India Finance Credit Risk Associate Salaries by 5 Employees (Updated 2025)

0 - 1 year exp.

₹2.3 Lakhs - ₹3 Lakhs

Avg. annual salary

Monthly In-hand Salary

87% less than the average Credit Risk Associate Salary for 0 - 1 year of experience

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Salaries in different departments

BFSI, Investments & Trading Credit Risk Associate Salary 0 - 1 year exp. (AmbitionBox Estimate)	₹2.2 L/yr - ₹2.6 L/yr
Risk Management & Compliance Credit Risk Associate Salary 1 year exp. (AmbitionBox Estimate)	₹2.8 L/yr - ₹3 L/yr
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Finance & Accounting Credit Risk Associate Salary 1 year exp. (AmbitionBox Estimate)	₹2.1 L/yr - ₹2.5 L/yr

Last Updated: 30 Mar 2025

Companies similar to Vivifi India Finance for Credit Risk Associate

Company name	Avg Annual Salary	Open Jobs
JPMorgan Chase & Co. Credit Risk Associate Salary 2 - 9 years exp. (62 salaries)	₹14 L/yr - ₹36 L/yr 1055% more	6 job openings
Morgan Stanley Credit Risk Associate Salary 3 - 6 years exp. (20 salaries)	₹14.3 L/yr - ₹22 L/yr 659% more
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KhataBook Credit Risk Associate Salary 0 - 4 years exp. (12 salaries)	₹4.5 L/yr - ₹7 L/yr 118% more
Deutsche Bank Credit Risk Associate Salary 4 - 7 years exp. (10 salaries)	₹14 L/yr - ₹26 L/yr 797% more
UBS Credit Risk Associate Salary 0 - 2 years exp. (6 salaries)	₹9 L/yr - ₹15 L/yr 355% more

Credit Risk Associate salary at Vivifi India Finance ranges between ₹2.3 Lakhs to ₹3 Lakhs per year for employees with less than 1 year of experience. Salary estimates are based on 5 latest salaries received from various employees of Vivifi India Finance .

Experience wise Vivifi India Finance Credit Risk Associate salaries

Last Updated: 30 Mar 2025

Experience	Avg Annual Salary
Fresher (AmbitionBox Estimate)	₹2.1 L/yr - ₹2.6 L/yr
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1 year (4 salaries)	₹2.3 L/yr - ₹3 L/yr

Similar Designation salaries in Vivifi India Finance

Credit Processing Associate Salary

(4 salaries)

₹2.2 L/yr - ₹3.25 L/yr

Senior Associate Salary

(AmbitionBox Estimate)

₹3.3 L/yr - ₹4.3 L/yr

Credit Analyst Salary

(3 salaries)

₹2.8 L/yr - ₹3 L/yr

Business Analyst Salary

(AmbitionBox Estimate)

₹7.2 L/yr - ₹9.2 L/yr

Senior Analyst Salary

(AmbitionBox Estimate)

₹0.3 L/yr - ₹0.3 L/yr

Analyst Salary

(AmbitionBox Estimate)

₹4.5 L/yr - ₹5.8 L/yr

Salary related reviews for Vivifi India Finance

Sales Executive in Hyderabad / Secunderabad

Full Time

Customer Success, Service & Operations Department

3.0

• posted on 04 Aug 2023

2.0

for Salary and Benefits

Likes

I really like the work environment in sales.

Dislikes

Currently I'm working as collection agent on sales salary. Working for 10hrs and 6days a week. Collection agent are having more salary than we sales executive. Still Forcing us work extra hrs with no Over time allowance or incentives. Their is no job security at all. And on month end (29,30,31) we work for 13hrs straight. The hire bulk under graduate for work and more than half leave the office after a month but remaining stay due to financial issues. HR of this organisation will never support they agents.

Salary - Poor

+6 more

Verification Analyst in Hyderabad / Secunderabad

Full Time

Customer Success, Service & Operations Department

5.0

• posted on 23 Apr 2022

5.0

for Salary and Benefits

Likes

Good work environment and culture and teammates are supportive and leads are more supportive & motivates you every time. I have learnt everything on job.

Salary - Excellent

+6 more

Dislikes

There is lots of politics by the management. Salary is less and growth is very low.

Collection Associate in Raidurgam

Full Time

Finance & Accounting Department

3.0

• posted on 10 Oct 2022

5.0

for Salary and Benefits

Likes

1.Salary compared to other companies 2.Benefits and OT amount 3.Hr department

Salary - Excellent

+1 more

Dislikes

1.Timing 2.leaves 3. Too much gender discrimination 4.politics 5.no value for hard work only looks matters 6.qe should stay calm otherwise they will target us.

Promotions - Poor

+1 more

Call Quality Analyst in Floor No 5, Sanali Info Park, Banjara Hills Road No 2 ,hyderabad

Full Time

Quality Assurance Department

4.0

• posted on 24 Oct 2022

3.0

for Salary and Benefits

Likes

It's been 1 year 7 months since I have been working for vivifin, its a great experience for me to work and the knowledge i have got from the seniors, I have got some great resource and in the form of our TL's , Managers who always support and help us in any situation. Hope to move with company and head forward to gain other positions in future and achieve new heights for the company growth

Skill development - Excellent

+5 more

Dislikes

There is nothing called dislike, but need an increase the salary has the salary benifits are some what low...

Senior Collection Associate in Hyderabad / Secunderabad

Full Time

Customer Success, Service & Operations Department

3.0

• posted on 10 Feb 2022

1.0

for Salary and Benefits

Likes

Job security is very week.management is well. company policy according work is very crucial

Company culture - Good

Dislikes

Working hours very bad morning 9 to evening 9 and no week offs Sunday's also we have to work in a month for 4 sunday they pay 1000 rupees if 1 Sunday we will be absent 1000 rupees incentive company won't pay no holidays on festivals.

Salary - Bad

+5 more

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Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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Vivifi India Finance Credit Risk Associate Salary FAQs

What is the salary of Credit Risk Associate at Vivifi India Finance ?

The average salary of a Credit Risk Associate at Vivifi India Finance in India typically ranges from ₹2.3 Lakhs to ₹3.0 Lakhs per year, depending on experience (from Fresher to 1 year).

The top 10% of Credit Risk Associate at Vivifi India Finance earn more than ₹3.0 Lakhs per year, and the top 1% earn over ₹3.0 Lakhs per year. Credit Risk Associate Salaries at Vivifi India Finance can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 5 Vivifi India Finance employees in India.

What is the estimated take home salary of a Credit Risk Associate at Vivifi India Finance in India?

The estimated take-home salary of a Credit Risk Associate at Vivifi India Finance in India typically ranges from ₹16,422 to ₹18,113 per month. This is based on the average salary range of ₹2.3 Lakhs to ₹3.0 Lakhs per year for employees with experience ranging from Fresher to 1 year.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 5 salaries received from various employees of Vivifi India Finance . Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than Vivifi India Finance for Credit Risk Associate in India?

JPMorgan Chase & Co.	₹14.0 Lakhs to ₹36.0 Lakhs per year
Deutsche Bank	₹14.0 Lakhs to ₹26.0 Lakhs per year
Morgan Stanley	₹14.3 Lakhs to ₹22.0 Lakhs per year
UBS	₹9.0 Lakhs to ₹15.0 Lakhs per year
KhataBook	₹4.5 Lakhs to ₹7.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Vivifi India Finance , depending on the role and experience level.

How the salary growth look like for a Credit Risk Associate at Vivifi India Finance in India?

The salary growth for a Credit Risk Associate at Vivifi India Finance depends on factors such as experience, performance, and promotions. On average, a Credit Risk Associate can expect the following growth trajectory at Vivifi India Finance :

Experience	Average Salary Range
Fresher	₹2.1 Lakhs to ₹2.6 Lakhs per year
1 year	₹2.3 Lakhs to ₹3.0 Lakhs per year

and so on.

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Vivifi India Finance Credit Risk Associate Salaries

Vivifi India Finance Credit Risk Associate salary in India ranges between ₹2.3 Lakhs to ₹3 Lakhs with an average annual salary of ₹. Salary estimates are based on 5 Vivifi India Finance latest salaries received from various employees of Vivifi India Finance .