Utkarsh Small Finance Bank Loan Officer Salaries by 5 Employees (Updated 2025)

0 - 2 years exp.

₹1.2 Lakh - ₹3.6 Lakhs

Low Confidence

Avg. annual salary

Monthly In-hand Salary

17% less than the average Loan Officer Salary in Banking Companies for 0 - 2 years of experience

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Last Updated: 24 Jan 2025

Companies similar to Utkarsh Small Finance Bank for Loan Officer

Company name	Avg Annual Salary	Open Jobs
Ujjivan Small Finance Bank Loan Officer Salary 0 - 9 years exp. (352 salaries)	₹1.7 L/yr - ₹4.3 L/yr 36% more	4 job openings
HDFC Bank Loan Officer Salary 0 - 5 years exp. (107 salaries)	₹1.2 L/yr - ₹5 L/yr 34% more
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RBL Bank Loan Officer Salary 0 - 3 years exp. (46 salaries)	₹1.3 L/yr - ₹2.5 L/yr 14% less
IDFC FIRST Bank Loan Officer Salary 0 - 5 years exp. (43 salaries)	₹1 L/yr - ₹3.8 L/yr 10% more
IndusInd Bank Loan Officer Salary 0 - 5 years exp. (33 salaries)	₹1.5 L/yr - ₹4.2 L/yr 23% more
Axis Bank Loan Officer Salary 0 - 5 years exp. (32 salaries)	₹1.6 L/yr - ₹3.3 L/yr 7% less	4 job openings
Bandhan Bank Loan Officer Salary 0 - 6 years exp. (27 salaries)	₹1.7 L/yr - ₹4.1 L/yr 24% more
ICICI Bank Loan Officer Salary 1 - 8 years exp. (26 salaries)	₹1.5 L/yr - ₹6 L/yr 23% more
Kotak Mahindra Bank Loan Officer Salary 0 - 6 years exp. (14 salaries)	₹2 L/yr - ₹3 L/yr 9% more
Jana Small Finance Bank Loan Officer Salary 0 - 6 years exp. (13 salaries)	₹1.5 L/yr - ₹3.1 L/yr 1% more
IDBI Bank Loan Officer Salary 0 - 11 years exp. (7 salaries)	₹2 L/yr - ₹7 L/yr 165% more
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Canara Bank Loan Officer Salary 1 - 8 years exp. (5 salaries)	₹1.4 L/yr - ₹10 L/yr 160% more
The Saraswat Co-operative Bank Loan Officer Salary 3 - 6 years exp. (5 salaries)	₹3.5 L/yr - ₹4.5 L/yr 68% more
Federal Bank Loan Officer Salary 1 - 2 years exp. (4 salaries)	₹1.3 L/yr - ₹3.5 L/yr 2% more
Karur Vysya Bank Loan Officer Salary 0 - 9 years exp. (3 salaries)	₹1.6 L/yr - ₹10.9 L/yr 114% more

Loan Officer salary at Utkarsh Small Finance Bank ranges between ₹1.2 Lakh to ₹3.6 Lakhs per year for employees with less than 1 year of experience to 2 years. Salary estimates are based on 5 latest salaries received from various employees of Utkarsh Small Finance Bank.

Experience wise Utkarsh Small Finance Bank Loan Officer salaries

Last Updated: 24 Jan 2025

Experience	Avg Annual Salary
Fresher (AmbitionBox Estimate)	₹1.2 L/yr - ₹2.1 L/yr
1 year (AmbitionBox Estimate)	₹0.9 L/yr - ₹2.5 L/yr
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2 years (AmbitionBox Estimate)	₹1.3 L/yr - ₹3.6 L/yr

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Salary related reviews for Utkarsh Small Finance Bank

Sales Executive in Rohtak

Full Time

Marketing & Communication Department

1.0

• posted on 25 Dec 2023

1.0

for Salary and Benefits

Likes

nothing actually

Dislikes

don't pay travel allowance which was promised. you are to work on holidays. toxic and demean you among colleagues, abusive language used and self esteem brought down. have made many cry and leave the job. the office politics, asking money when you are even 1 minute late. spiteful and no believing of you by management.

Salary - Bad

+6 more

Branch Manager in Prayagraj / Allahabad

Full Time

BFSI, Investments & Trading Department

1.0

• posted on 29 Jul 2023

1.0

for Salary and Benefits

Likes

Very bad experience I'm waiting one month notice period but not getting my salary Very bad company Very bad HR department

Dislikes

...nd and 4th Saturday leave.. (We don't get the same) 5. Even Sunday working on 7.As per mention in LOI 27k salary in hand but we got only 20k in hand 8. So we want change our department please. Hr not any person responce mail call I'm working 1 month notice period had completed but not getting notice period salary

Salary - Bad

+6 more

Sales Executive in Nalanda

Full Time

Sales & Business Development Department

2.0

• posted on 12 Feb 2023

3.0

for Salary and Benefits

Likes

Salary is ok and learner new things like how to talk customer of different ways because this is fully field work

Dislikes

Seniors behaviour is rediculous they always harass they create dramas and not wanted you to focus on your goal sheet They are very hard to handle

Skill development - Poor

+5 more

Sales Executive in New Delhi

Full Time

Other Department

3.0

• posted on 14 May 2023

3.0

for Salary and Benefits

Likes

HR Policy is Good, I was working under with Respective Team Manager "Mr Umar Khan", And Branch Manager "Mr Abhishek Arora" Mr Umar Khan Nature was good, Fantastic Journey in Utkarsh Bank

Skill development - Good

+1 more

Dislikes

More Pressurised by Branch Manager Mostly Saturday Sunday was working, No Rest and I did not much satisfied with my salary, My salary was 15156 (in hand) which was not sufficient as per my past experience in banking I had want more career growth in my life

Job security - Poor

+2 more

Relationship Officer in Gorakhpur

Full Time

Sales & Business Development Department

5.0

• posted on 07 May 2021

4.0

for Salary and Benefits

Likes

...ronment and culture. Teammates are supportive and the management is transparent. Company policies are good appraisal are good and they give good salary and incentive according to monthly bussiness.

Salary - Good

+6 more

Dislikes

There is a lot of politics and the management doesn't address our issues. Salary is decent but career growth is slow.

see more salary related reviews

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Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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Utkarsh Small Finance Bank Loan Officer Salary FAQs

What is the salary of Loan Officer at Utkarsh Small Finance Bank ?

The average salary of a Loan Officer at Utkarsh Small Finance Bank in India typically ranges from ₹1.2 Lakhs to ₹3.6 Lakhs per year, depending on experience (from Fresher to 2 years).

The top 10% of Loan Officer at Utkarsh Small Finance Bank earn more than ₹3.6 Lakhs per year, and the top 1% earn over ₹3.6 Lakhs per year. Loan Officer Salaries at Utkarsh Small Finance Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 5 Utkarsh Small Finance Bank employees in India.

What is the estimated take home salary of a Loan Officer at Utkarsh Small Finance Bank in India?

The estimated take-home salary of a Loan Officer at Utkarsh Small Finance Bank in India typically ranges from ₹15,737 to ₹17,368 per month. This is based on the average salary range of ₹1.2 Lakhs to ₹3.6 Lakhs per year for employees with experience ranging from Fresher to 2 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 5 salaries received from various employees of Utkarsh Small Finance Bank. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than Utkarsh Small Finance Bank for Loan Officer in India?

IDBI Bank	₹2.0 Lakhs to ₹7.0 Lakhs per year
Canara Bank	₹1.4 Lakhs to ₹10.0 Lakhs per year
Karur Vysya Bank	₹1.6 Lakhs to ₹10.9 Lakhs per year
The Saraswat Co-operative Bank	₹3.5 Lakhs to ₹4.5 Lakhs per year
Ujjivan Small Finance Bank	₹1.7 Lakhs to ₹4.3 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Utkarsh Small Finance Bank, depending on the role and experience level.

What is the salary of a Loan Officer in companies similar to Utkarsh Small Finance Bank in India?

The salary of a Loan Officer at companies similar to Utkarsh Small Finance Bank in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

HDFC Bank	₹1.2 Lakhs to ₹5.0 Lakhs per year
Bandhan Bank	₹1.7 Lakhs to ₹4.1 Lakhs per year
IndusInd Bank	₹1.5 Lakhs to ₹4.2 Lakhs per year
ICICI Bank	₹1.5 Lakhs to ₹6.0 Lakhs per year
IDFC FIRST Bank	₹1.0 Lakhs to ₹3.8 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Loan Officer at Utkarsh Small Finance Bank in India?

The salary growth for a Loan Officer at Utkarsh Small Finance Bank depends on factors such as experience, performance, and promotions. On average, a Loan Officer can expect the following growth trajectory at Utkarsh Small Finance Bank:

Experience	Average Salary Range
Fresher	₹1.2 Lakhs to ₹2.1 Lakhs per year
1 year	₹0.9 Lakhs to ₹2.5 Lakhs per year
2 years	₹1.3 Lakhs to ₹3.6 Lakhs per year

and so on.

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Utkarsh Small Finance Bank Loan Officer Salaries

Utkarsh Small Finance Bank Loan Officer salary in India ranges between ₹1.2 Lakh to ₹3.6 Lakhs with an average annual salary of ₹. Salary estimates are based on 5 Utkarsh Small Finance Bank latest salaries received from various employees of Utkarsh Small Finance Bank.