Ujjivan Small Finance Bank Kolkata Credit Manager Salaries by 10+ Employees (Updated 2025)

3 - 11 years exp.

₹2.7 Lakhs - ₹9 Lakhs

Avg. annual salary

Monthly In-hand Salary

36% less than the average Credit Manager Salary in Banking Companies for 3 - 11 years of experience

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Salaries in different departments

Finance & Accounting Credit Manager Salary 3 - 11 years exp. (3 salaries)	₹3.6 L/yr - ₹6.5 L/yr
Risk Management & Compliance Credit Manager Salary 7 - 11 years exp. (3 salaries)	₹4.5 L/yr - ₹6 L/yr
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BFSI, Investments & Trading Credit Manager Salary 6 - 7 years exp. (AmbitionBox Estimate)	₹3.8 L/yr - ₹6.4 L/yr

Last Updated: 24 Mar 2025

Companies similar to Ujjivan Small Finance Bank for Credit Manager in Kolkata

Ujjivan Small Finance Bank Credit Manager Salary

3 - 11 years exp. (11 salaries)

₹2.7 L/yr - ₹9 L/yr

Company name	Avg Annual Salary	Open Jobs
HDFC Bank Credit Manager Salary 0 - 11 years exp. (192 salaries)	₹3.3 L/yr - ₹14 L/yr 51% more	13 job openings
ICICI Bank Credit Manager Salary 0 - 13 years exp. (187 salaries)	₹4.5 L/yr - ₹13.4 L/yr 86% more
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Bandhan Bank Credit Manager Salary 0 - 13 years exp. (108 salaries)	₹2.6 L/yr - ₹10 L/yr 23% more
Kotak Mahindra Bank Credit Manager Salary 0 - 8 years exp. (55 salaries)	₹3.7 L/yr - ₹14.5 L/yr 67% more
Axis Bank Credit Manager Salary 0 - 11 years exp. (40 salaries)	₹4.3 L/yr - ₹14.8 L/yr 73% more
IDFC FIRST Bank Credit Manager Salary 0 - 7 years exp. (22 salaries)	₹3.5 L/yr - ₹11 L/yr 48% more
Yes Bank Credit Manager Salary 1 - 6 years exp. (21 salaries)	₹6.5 L/yr - ₹14.2 L/yr 77% more
IDBI Bank Credit Manager Salary 3 - 14 years exp. (12 salaries)	₹11 L/yr - ₹25 L/yr 257% more
IndusInd Bank Credit Manager Salary 3 - 9 years exp. (11 salaries)	₹3.5 L/yr - ₹13 L/yr 48% more	7 job openings
Utkarsh Small Finance Bank Credit Manager Salary 3 - 9 years exp. (8 salaries)	₹5.2 L/yr - ₹6.4 L/yr At par	1 job opening
Jana Small Finance Bank Credit Manager Salary 6 - 10 years exp. (6 salaries)	₹3.5 L/yr - ₹6 L/yr 7% more
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Federal Bank Credit Manager Salary 4 - 8 years exp. (5 salaries)	₹10 L/yr - ₹20 L/yr 191% more
Canara Bank Credit Manager Salary 7 - 9 years exp. (3 salaries)	₹14 L/yr - ₹19.9 L/yr 257% more

Credit Manager salary at Ujjivan Small Finance Bank ranges between ₹2.7 Lakhs to ₹9 Lakhs per year for employees with experience between 3 years to 11 years. Salary estimates are based on 11 latest salaries received from various employees of Ujjivan Small Finance Bank.

Experience wise Ujjivan Small Finance Bank Credit Manager salaries in Kolkata

Last Updated: 24 Mar 2025

Experience	Avg Annual Salary
3 years (AmbitionBox Estimate)	₹4.7 L/yr - ₹6 L/yr
4 years (AmbitionBox Estimate)	₹4.8 L/yr - ₹6.1 L/yr
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5 years (AmbitionBox Estimate)	₹4.8 L/yr - ₹6.2 L/yr
6 years (AmbitionBox Estimate)	₹4.9 L/yr - ₹6.3 L/yr
7 years (AmbitionBox Estimate)	₹5 L/yr - ₹6.4 L/yr
8 years (AmbitionBox Estimate)	₹5.1 L/yr - ₹6.5 L/yr
9 years (AmbitionBox Estimate)	₹5.1 L/yr - ₹6.6 L/yr
10 years (AmbitionBox Estimate)	₹5.2 L/yr - ₹6.7 L/yr
11 years (AmbitionBox Estimate)	₹5.3 L/yr - ₹6.8 L/yr

View all

Similar Designation salaries in Ujjivan Small Finance Bank

Branch Manager Salary

(66 salaries)

₹4.25 L/yr - ₹13.1 L/yr

Credit Officer Salary

(51 salaries)

₹2 L/yr - ₹5.2 L/yr

Cluster Credit Manager Salary

(18 salaries)

₹6 L/yr - ₹12 L/yr

Deputy Manager Salary

(17 salaries)

₹2.6 L/yr - ₹5 L/yr

Area Credit Manager Salary

(12 salaries)

₹10.8 L/yr - ₹18 L/yr

Sales Manager Salary

(5 salaries)

₹2.4 L/yr - ₹8.35 L/yr

Chief Manager Salary

(3 salaries)

₹6.17 L/yr - ₹12.37 L/yr

Top skills at Ujjivan Small Finance Bank for Credit Manager

Loan against Property US Mortgage Medical Underwriting Laptop Credit Underwriting Credit Risk Housing Finance Credit Risk Management Sanction Screening Credit Appraisal Legal Compliance Process Audit Policy Formulation Internal Audit Credit Underwriting

Salary related reviews for Ujjivan Small Finance Bank

5.0

Rated by 2 employees for salary & benefits

Branch Manager in Gopiballavpur

Full Time

BFSI, Investments & Trading Department

2.0

• posted on 04 Jan 2023

2.0

for Salary and Benefits

Likes

Salary on 25th. Employment engagement is very good.

Job security - Good

Dislikes

Work on holiday sales team & branch team 2nd & 4th saturday. No comp off. Comp off is credited in your leave balance but supervisor above BM role is not provided. 10 days mandatory leave provide by supervisor above if providing then only 5 to 6days. Work & life balance is very disappointed.

Salary - Poor

+5 more

Branch Manager in Bhubaneswar

Full Time

BFSI, Investments & Trading Department

5.0

• posted on 25 Aug 2022

4.0

for Salary and Benefits

Likes

Growing bank.Getting Salary and incentives on time .Good Health insurance and other employee benefit are provided by bank.

Salary - Good

+3 more

Dislikes

Family and work life balance are difficult to manage as we have to work 2nd and 4th Saturday also .

Job security - Bad

Credit Officer in Pune

Full Time

Finance & Accounting Department

4.0

• posted on 01 Aug 2019

5.0

for Salary and Benefits

Likes

It is good place to work.Like career growth was excellent for me and also salary and apprisal.I enjoyed when i do my job bcz its a very friendly environment for working.I want to yold also my learning.development is growing day by day.Thanku ujjivan for giving me opportunity to work with u.

Salary - Excellent

+6 more

Dislikes

MAnager do not value an individuals unique strengths,which is why i have to take back my suggestions most of time.

Branch Manager in Pune

BFSI, Investments & Trading Department

5.0

• posted on 03 Jan 2022

5.0

for Salary and Benefits

Likes

Good work environment and culture and Small banking growth.

Salary - Excellent

+6 more

Dislikes

Your branches need, There is a lot of politics and the management doesn't address our issues salary is slow. there is a bond of 2 years before which you cannot resign on the job training is not given to new joinees......

Branch Manager in Valsad

BFSI, Investments & Trading Department

5.0

• posted on 12 Apr 2021

5.0

for Salary and Benefits

Likes

Company caring for each N every Employee at any level. Give all Comfort. All Jobs are safe .no any intention to move it or fire them from company. All roles are clears for all. All Branches behave like home branch for any Cust.

Salary - Excellent

+6 more

Dislikes

Overall all is ok. Have to see one time compensation of vintage staff to Revise

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Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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Ujjivan Small Finance Bank Credit Manager Salary FAQs

What is the salary of Credit Manager at Ujjivan Small Finance Bank in Kolkata?

The average salary of a Credit Manager at Ujjivan Small Finance Bank in Kolkata typically ranges from ₹2.7 Lakhs to ₹9.0 Lakhs per year, depending on experience (from 3 years to 11 years).

The top 10% of Credit Manager in Kolkata at Ujjivan Small Finance Bank earn more than ₹7.5 Lakhs per year, and the top 1% earn over ₹9.0 Lakhs per year. Credit Manager Salaries at Ujjivan Small Finance Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 10+ Ujjivan Small Finance Bank employees in India.

What is the estimated take home salary of a Credit Manager at Ujjivan Small Finance Bank in Kolkata?

The estimated take-home salary of a Credit Manager at Ujjivan Small Finance Bank in Kolkata typically ranges from ₹40,913 to ₹42,065 per month. This is based on the average salary range of ₹2.7 Lakhs to ₹9.0 Lakhs per year for employees with experience ranging from 3 years to 11 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 10+ salaries received from various employees of Ujjivan Small Finance Bank. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Credit Manager at Ujjivan Small Finance Bank in Kolkata?

To be a Credit Manager at Ujjivan Small Finance Bank in Kolkata, the key skills required include:

- Loan against Property
- US Mortgage
- Medical Underwriting
- Laptop
- Credit Underwriting

These skills are highly valued at Ujjivan Small Finance Bank and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than Ujjivan Small Finance Bank for Credit Manager in India?

Canara Bank	₹14.0 Lakhs to ₹19.9 Lakhs per year
IDBI Bank	₹11.0 Lakhs to ₹25.0 Lakhs per year
Federal Bank	₹10.0 Lakhs to ₹20.0 Lakhs per year
ICICI Bank	₹4.5 Lakhs to ₹13.4 Lakhs per year
Yes Bank	₹6.5 Lakhs to ₹14.2 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Ujjivan Small Finance Bank, depending on the role and experience level.

What is the salary of a Credit Manager in companies similar to Ujjivan Small Finance Bank in Kolkata?

The salary of a Credit Manager at companies similar to Ujjivan Small Finance Bank in Kolkata varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Axis Bank	₹4.3 Lakhs to ₹14.8 Lakhs per year
Kotak Mahindra Bank	₹3.7 Lakhs to ₹14.5 Lakhs per year
HDFC Bank	₹3.3 Lakhs to ₹14.0 Lakhs per year
IDFC FIRST Bank	₹3.5 Lakhs to ₹11.0 Lakhs per year
IndusInd Bank	₹3.5 Lakhs to ₹13.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Manager at Ujjivan Small Finance Bank in Kolkata?

The salary growth for a Credit Manager at Ujjivan Small Finance Bank in Kolkata depends on factors such as experience, performance, and promotions. On average, a Credit Manager in Kolkata can expect the following growth trajectory at Ujjivan Small Finance Bank:

Experience	Average Salary Range
3 years	₹4.7 Lakhs to ₹6.0 Lakhs per year
4 years	₹4.8 Lakhs to ₹6.1 Lakhs per year
5 years	₹4.8 Lakhs to ₹6.2 Lakhs per year
6 years	₹4.9 Lakhs to ₹6.3 Lakhs per year

and so on.

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Ujjivan Small Finance Bank Credit Manager Salaries in Kolkata

Ujjivan Small Finance Bank Credit Manager salary in Kolkata ranges between ₹2.7 Lakhs to ₹9 Lakhs with an average annual salary of ₹. Salary estimates are based on 11 Ujjivan Small Finance Bank latest salaries received from various employees of Ujjivan Small Finance Bank.