SBI Life Insurance Company Insurance Adviser salaries in Kolkata

Likes

Insurance advisors get only commissions based on the product they sell.. No salary.. No job security.. Nothing.. If you sell you get commission, otherwise no money.. There r people who make good money as an insurance advisor.. But i couldn't.. Good selling skill is needed to be a successful insurance agent.. Misselling happens all time.. The client interest is not taken care.. Even persons at top level of management don't know the difference between RRR n normal return.. They don't even know what's RRR.. Financial literacy should be given.. All learned persons know that insurance is not an investment but insurance advisors r taught that it's a good investment return product.. And it's also hard to make a layman wise on financial products.. Even educated people are reluctant to invest money in insurance.. Like I said, a good salesman can definitely make money.. But people with client' interest, ethics would find it hard.. My experience is less, not even 1 year but this is what I learned..

Dislikes

There is nothing I dislike.. Good infrastructure.. Brand name s there.. But you have to toil hard to get clients.. Because no client means no commission and you have to reach a sales target for regular income.. No money is given to meet your indirect expenses like petrol etc..

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Good work environment and cultural.there is many good policies.give good salary or commission.and company is branded and good response from coustomar.

Dislikes

There is some policies are not good.senior support is very worthy.there is lot of problem to issue policy and a huge terget for for every month.

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...gement is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

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All Right.

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Salary structure are good in sbi life

Dislikes

Management are bad even seniors are not take initiate to talk with clients and IA chaneel seriously need to work on management. No self employee portal access even you have to login your id from BO only

Likes

Very good policy, good Behaviour from all senior Management.

Dislikes

I am working from last 8 year but my salary is very low. If someone working is in other companies and they switched from there to here they are getting good CTC. If you are working in good location and if your assign branch and branch manager is good so you can get promotion but if you not working in good location or your assign branch is not good it's very deficit to get promotion.