OTO Capital Credit Associate Salaries by 6 Employees (Updated 2025)

2 - 4 years exp.

₹3 Lakhs - ₹4 Lakhs

Salary of majority employees

18% less than the average Credit Associate Salary in Internet Companies for 2 - 4 years of experience

Interested in this particular role?

Last Updated: 11 Feb 2025

Companies similar to OTO Capital for Credit Associate

Company name	Avg Annual Salary	Open Jobs
Mahindra Rural Housing Finance Credit Associate Salary 0 - 5 years exp. (75 salaries)	₹1.3 L/yr - ₹2.4 L/yr 50% less
Kotak Mahindra Bank Credit Associate Salary 0 - 5 years exp. (57 salaries)	₹1.8 L/yr - ₹3.5 L/yr 29% less
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Muthoot Homefin India Credit Associate Salary 0 - 4 years exp. (31 salaries)	₹1.8 L/yr - ₹3.7 L/yr 27% less
Acuity Knowledge Partners Credit Associate Salary 1 - 4 years exp. (28 salaries)	₹4.4 L/yr - ₹8 L/yr 75% more
JPMorgan Chase & Co. Credit Associate Salary 2 - 5 years exp. (24 salaries)	₹20 L/yr - ₹36 L/yr 640% more

Credit Associate salary at OTO Capital ranges between ₹3 Lakhs to ₹4 Lakhs per year for employees with experience between 2 years to 4 years. Salary estimates are based on 6 latest salaries received from various employees of OTO Capital.

Experience wise OTO Capital Credit Associate salaries

Last Updated: 11 Feb 2025

Experience	Avg Annual Salary
2 years (AmbitionBox Estimate)	₹3.2 L/yr - ₹6.5 L/yr
3 years (AmbitionBox Estimate)	₹3 L/yr - ₹6.6 L/yr
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4 years (AmbitionBox Estimate)	₹3.2 L/yr - ₹4 L/yr

Similar Designation salaries in OTO Capital

Team Lead Salary

(19 salaries)

₹3.5 L/yr - ₹6.03 L/yr

Analyst Salary

(AmbitionBox Estimate)

₹3.6 L/yr - ₹4.6 L/yr

Finance Executive Salary

(AmbitionBox Estimate)

₹2.6 L/yr - ₹3.3 L/yr

Relationship Manager Salary

(AmbitionBox Estimate)

₹3.9 L/yr - ₹4.9 L/yr

Senior Accounts Executive Salary

(AmbitionBox Estimate)

₹4.5 L/yr - ₹5.8 L/yr

Salary related reviews for OTO Capital

2.5

Rated by 2 employees for salary & benefits

Operations Executive in Bangalore / Bengaluru

Full Time

Finance & Accounting Department

1.0

• posted on 09 Sep 2024

1.0

for Salary and Benefits

Likes

Worst company ever worked.

Dislikes

Everything is worst.Without notice and for no reason bulk terminating employees.Proper salary also not giving after relieving.Only one month salary providing.Worst work experience ever.

Salary - Bad

+6 more

Credit Analyst in Bangalore / Bengaluru

Full Time

Risk Management & Compliance Department

1.0

• posted on 11 Oct 2023

1.0

for Salary and Benefits

Likes

Very worst experience. Very bad company ever seen.

Dislikes

Management is very poor and managers are not supportive.there is so much pressure, politics, discrimination, partiality, less salary as compared to working hours, 7 days working, poor work life balance.

Salary - Bad

+6 more

Credit Analyst in Hsr Layout

Contractual

Risk Management & Compliance Department

3.0

• posted on 24 Mar 2023

2.0

for Salary and Benefits

Likes

No word's

Skill development - Good

Dislikes

...ter 1year doing changed After 1year doing all companies take on-roll employe Manager also doing more partiality to employees in leaves giving & salary hike based on work productivity they not doing salary hike

Salary - Poor

+4 more

PRE Sales Executive in Bangalore / Bengaluru

Full Time

Sales & Business Development Department

1.0

• posted on 11 Jul 2024

1.0

for Salary and Benefits

Likes

All the sales agent who got promoted as TL now, this m*therfuckers doesn't know how to get work done from sales agent, everyday they are fooling their boss, they abuse like a typical indian abusive family member, poor facilitys, all day office politics

Dislikes

No work culture, except sales agent, the oto capital m*therf*cker management organize party, team lunch, all others celebration, sales executive treated as their sl*ves like day labour, f*ckup with company revenue.

Salary - Bad

+6 more

PRE Sales Executive in Bangalore / Bengaluru

Full Time

Sales & Business Development Department

1.0

• posted on 15 Jan 2024

1.0

for Salary and Benefits

Likes

Nothing at all

Dislikes

This is worst company I worked ever they treating employees like a their puppets If we raise our voice with Team Leaders they started taking personal grudge on you Please before joining think and join Even they hold salary also As per company working hours is 9hours they should make us work 10 to 11hours because of Target not completed Here there is lot of partiality If you not feeling also while leaving office they will tell you if you're going now tomorrow you have to come and complete your Target they don't have humanity

Salary - Bad

+6 more

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a manager - business analyst

Shifting from Bangalore to Hyderabad

I’m working in Bangalore for last 9 years. Currently I got 2 offers. 1. CTS - Bangalore (CTC - 22.7 LPA) 2. Deloitte - Hyderabad (CTC - 24.2 LPA) Is it good move to shift to Hyderabad for Deloitte ? Is it ok to ask the HR if my base location can be changed to Bangalore ? Please share your thoughts

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OTO Capital Credit Associate Salary FAQs

What is the salary of Credit Associate at OTO Capital ?

The average salary of a Credit Associate at OTO Capital in India typically ranges from ₹3.0 Lakhs to ₹4.0 Lakhs per year, depending on experience (from 2 years to 4 years).

The top 10% of Credit Associate at OTO Capital earn more than ₹4.0 Lakhs per year, and the top 1% earn over ₹4.0 Lakhs per year. Credit Associate Salaries at OTO Capital can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 6 OTO Capital employees in India.

What is the estimated take home salary of a Credit Associate at OTO Capital in India?

The estimated take-home salary of a Credit Associate at OTO Capital in India typically ranges from ₹26,718 to ₹28,131 per month. This is based on the average salary range of ₹3.0 Lakhs to ₹4.0 Lakhs per year for employees with experience ranging from 2 years to 4 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 6 salaries received from various employees of OTO Capital. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than OTO Capital for Credit Associate in India?

JPMorgan Chase & Co.	₹20.0 Lakhs to ₹36.0 Lakhs per year
Acuity Knowledge Partners	₹4.4 Lakhs to ₹8.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by OTO Capital, depending on the role and experience level.

What is the salary of a Credit Associate in companies similar to OTO Capital in India?

The salary of a Credit Associate at companies similar to OTO Capital in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Muthoot Homefin India	₹1.8 Lakhs to ₹3.7 Lakhs per year
Kotak Mahindra Bank	₹1.8 Lakhs to ₹3.5 Lakhs per year
Mahindra Rural Housing Finance	₹1.3 Lakhs to ₹2.4 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Associate at OTO Capital in India?

The salary growth for a Credit Associate at OTO Capital depends on factors such as experience, performance, and promotions. On average, a Credit Associate can expect the following growth trajectory at OTO Capital:

Experience	Average Salary Range
2 years	₹3.2 Lakhs to ₹6.5 Lakhs per year
3 years	₹3.0 Lakhs to ₹6.6 Lakhs per year
4 years	₹3.2 Lakhs to ₹4.0 Lakhs per year

and so on.

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OTO Capital Credit Associate Salaries

OTO Capital Credit Associate salary in India ranges between ₹3 Lakhs to ₹4 Lakhs with an average annual salary of ₹. Salary estimates are based on 6 OTO Capital latest salaries received from various employees of OTO Capital.