Kotak Mahindra Bank Gold Loan Officer Salaries by 20+ Employees (Updated 2025)

0 - 5 years exp.

₹2.2 Lakhs - ₹3.8 Lakhs

Salary of majority employees

11% less than the average Gold Loan Officer Salary in Banking Companies for 0 - 5 years of experience

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Salaries in different departments

Finance & Accounting Gold Loan Officer Salary 0 - 5 years exp. (7 salaries)	₹2.2 L/yr - ₹3.8 L/yr
BFSI, Investments & Trading Gold Loan Officer Salary 2 - 4 years exp. (4 salaries)	₹2.3 L/yr - ₹3 L/yr
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Customer Success, Service & Operations Gold Loan Officer Salary 0 - 5 years exp. (4 salaries)	₹2.5 L/yr - ₹3.5 L/yr
Sales & Business Development Gold Loan Officer Salary 1 - 4 years exp. (4 salaries)	₹2.7 L/yr - ₹3.5 L/yr
Marketing & Communication Gold Loan Officer Salary 1 - 2 years exp. (3 salaries)	₹0.8 L/yr - ₹2.8 L/yr

View all

Last Updated: 13 Mar 2025

Companies similar to Kotak Mahindra Bank for Gold Loan Officer

Company name	Avg Annual Salary	Open Jobs
HDFC Bank Gold Loan Officer Salary 0 - 7 years exp. (194 salaries)	₹1.5 L/yr - ₹6 L/yr 2% more
Axis Bank Gold Loan Officer Salary 0 - 10 years exp. (121 salaries)	₹1.4 L/yr - ₹7 L/yr 44% more
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ICICI Bank Gold Loan Officer Salary 0 - 6 years exp. (53 salaries)	₹1.1 L/yr - ₹4.5 L/yr 14% less
Ujjivan Small Finance Bank Gold Loan Officer Salary 0 - 5 years exp. (28 salaries)	₹2.3 L/yr - ₹4.5 L/yr 8% more	1 job opening
IDFC FIRST Bank Gold Loan Officer Salary 0 - 7 years exp. (20 salaries)	₹2 L/yr - ₹3.5 L/yr 17% less
RBL Bank Gold Loan Officer Salary 0 - 9 years exp. (21 salaries)	₹2.9 L/yr - ₹5.3 L/yr 44% more
Bandhan Bank Gold Loan Officer Salary 0 - 8 years exp. (17 salaries)	₹1.5 L/yr - ₹2.5 L/yr 37% less
Jana Small Finance Bank Gold Loan Officer Salary 0 - 5 years exp. (15 salaries)	₹1.9 L/yr - ₹3.5 L/yr 6% less
IndusInd Bank Gold Loan Officer Salary 2 - 8 years exp. (11 salaries)	₹2 L/yr - ₹4.3 L/yr 5% less
Utkarsh Small Finance Bank Gold Loan Officer Salary 3 - 8 years exp. (4 salaries)	₹3.5 L/yr - ₹3.7 L/yr 22% more
Yes Bank Gold Loan Officer Salary 4 - 5 years exp. (3 salaries)	₹3 L/yr - ₹3.2 L/yr 3% more
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South Indian Bank Gold Loan Officer Salary 6 - 9 years exp. (3 salaries)	₹4.8 L/yr - ₹6 L/yr 82% more

Gold Loan Officer salary at Kotak Mahindra Bank ranges between ₹2.2 Lakhs to ₹3.8 Lakhs per year for employees with less than 1 year of experience to 5 years. Salary estimates are based on 29 latest salaries received from various employees of Kotak Mahindra Bank.

Experience wise Kotak Mahindra Bank Gold Loan Officer salaries

Last Updated: 13 Mar 2025

Experience	Avg Annual Salary
Fresher (5 salaries)	₹2.5 L/yr - ₹3 L/yr
1 year (6 salaries)	₹2.4 L/yr - ₹3.5 L/yr
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2 years (6 salaries)	₹2.4 L/yr - ₹3.3 L/yr
3 years (5 salaries)	₹2.2 L/yr - ₹3.8 L/yr
4 years (5 salaries)	₹2.3 L/yr - ₹3.5 L/yr
5 years (AmbitionBox Estimate)	₹1.2 L/yr - ₹3.4 L/yr

View all

Similar Designation salaries in Kotak Mahindra Bank

Sales Officer Salary

(342 salaries)

₹1.15 L/yr - ₹4.3 L/yr

Relationship Officer Salary

(794 salaries)

₹2 L/yr - ₹6.5 L/yr

Senior Sales Officer Salary

(47 salaries)

₹1.85 L/yr - ₹3.5 L/yr

Store Manager Salary

(AmbitionBox Estimate)

₹3.4 L/yr - ₹4.4 L/yr

Area Manager Salary

(95 salaries)

₹7 L/yr - ₹26.6 L/yr

Sales Manager Salary

(749 salaries)

₹2.17 L/yr - ₹10 L/yr

Sales Engineer Salary

(AmbitionBox Estimate)

₹1.6 L/yr - ₹2.1 L/yr

Territory Manager Salary

(54 salaries)

₹5.6 L/yr - ₹15.5 L/yr

Sales Executive Salary

(800 salaries)

₹1 L/yr - ₹5 L/yr

MIS Executive Salary

(190 salaries)

₹1.5 L/yr - ₹4 L/yr

Top skills at Kotak Mahindra Bank for Gold Loan Officer

Sales Gold Loan Sales Entry Retail Sales Banking Lead Generation

Salary related reviews for Kotak Mahindra Bank

4.6

Rated by 19 employees for salary & benefits

Deputy Manager in Mumbai

Full Time

Finance & Accounting Department

3.0

• posted on 11 Jun 2024

2.0

for Salary and Benefits

Likes

The company is good if you are mediocre in performance and can live with less payment. The company has less clients and similary cannot pay employees much. They have very less promotion buckets and blatantly lie to people for the same.

Job security - Good

+2 more

Dislikes

Salary, promortion - these are the worst over here.

Salary - Poor

+1 more

Deputy Manager in Vadodara

Full Time

BFSI, Investments & Trading Department

1.0

• posted on 18 May 2024

3.0

for Salary and Benefits

Likes

Kotak pays good salary and promotions are totally based on your performance.

Skill development - Good

+1 more

Dislikes

The attrition rate is 56%, one of the highest in the industry. You don't get Saturdays and they act fussy when you ask for a well deserved general leave. The pressure of doing sales is eminent, even in impossible scenarios. The new CEO wants to make it JP morgan of India, but the way they are doing it is laughable.

Work satisfaction - Bad

+2 more

Deputy Manager in Kolkata

Full Time

Sales & Business Development Department

1.0

• posted on 10 Mar 2024

2.0

for Salary and Benefits

Likes

Apprisal system is based on own performance and productivity. No recommendation required from the any line managers.

Job security - Good

Dislikes

Not pay enough as per the industry. No work life balance as you have to work on weekends and public holidays. Toxic work culture along with bad words if sales is not happening. If sale's not completed the you have to spend your own money for the target achievement.

Salary - Poor

+4 more

Deputy Manager in Mumbai

Full Time

Finance & Accounting Department

3.0

• posted on 30 Dec 2023

3.0

for Salary and Benefits

Likes

Work life balance is very good. That is the only good part.

Work-life balance - Good

Dislikes

Gratuity to be paid after 5 yrs is added in CTC. Salary hike is not more than 5% if ur not a CA. Manager will forcibly tell us to come to Diwali party and other festivities but will not pay a single rupee for food and fun activities. Employees are forced to pay. Even picnics are organised on employee money but bank does not pays a single rupee. And if any employee refuses to pay then they r accused on non bonding wid team.

Skill development - Poor

+1 more

Deputy Manager in Thane

Full Time

Customer Success, Service & Operations Department

3.0

• posted on 18 Nov 2023

2.0

for Salary and Benefits

Likes

Work profile and process is good.

Dislikes

Bad management they hire TL who ask money from their employees and do not return. no work-life balance less salary package only fancy designations are given which does not have a value in the market if u go out.No job security HR listens more to management then employees do not support after you leave the job or be on the job.They do not invest in their system updates but only on themselves.

Salary - Poor

+4 more

see more salary related reviews

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What people are saying about Kotak Mahindra Bank

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Kotak Mahindra Bank Gold Loan Officer Salary FAQs

What is the salary of Gold Loan Officer at Kotak Mahindra Bank ?

The average salary of a Gold Loan Officer at Kotak Mahindra Bank in India typically ranges from ₹2.2 Lakhs to ₹3.8 Lakhs per year, depending on experience (from Fresher to 5 years).

The top 10% of Gold Loan Officer at Kotak Mahindra Bank earn more than ₹3.5 Lakhs per year, and the top 1% earn over ₹3.8 Lakhs per year. Gold Loan Officer Salaries at Kotak Mahindra Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 20+ Kotak Mahindra Bank employees in India.

What is the estimated take home salary of a Gold Loan Officer at Kotak Mahindra Bank in India?

The estimated take-home salary of a Gold Loan Officer at Kotak Mahindra Bank in India typically ranges from ₹21,207 to ₹22,852 per month. This is based on the average salary range of ₹2.2 Lakhs to ₹3.8 Lakhs per year for employees with experience ranging from Fresher to 5 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 20+ salaries received from various employees of Kotak Mahindra Bank. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Gold Loan Officer at Kotak Mahindra Bank ?

To be a Gold Loan Officer at Kotak Mahindra Bank in india, the key skills required include:

- Sales
- Gold Loan
- Sales Entry
- Retail Sales
- Banking

These skills are highly valued at Kotak Mahindra Bank and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than Kotak Mahindra Bank for Gold Loan Officer in India?

South Indian Bank	₹4.8 Lakhs to ₹6.0 Lakhs per year
Axis Bank	₹1.4 Lakhs to ₹7.0 Lakhs per year
RBL Bank	₹2.9 Lakhs to ₹5.3 Lakhs per year
Utkarsh Small Finance Bank	₹3.5 Lakhs to ₹3.7 Lakhs per year
Ujjivan Small Finance Bank	₹2.3 Lakhs to ₹4.5 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Kotak Mahindra Bank, depending on the role and experience level.

What is the salary of a Gold Loan Officer in companies similar to Kotak Mahindra Bank in India?

The salary of a Gold Loan Officer at companies similar to Kotak Mahindra Bank in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Yes Bank	₹3.0 Lakhs to ₹3.2 Lakhs per year
HDFC Bank	₹1.5 Lakhs to ₹6.0 Lakhs per year
IndusInd Bank	₹2.0 Lakhs to ₹4.3 Lakhs per year
Jana Small Finance Bank	₹1.9 Lakhs to ₹3.5 Lakhs per year
ICICI Bank	₹1.1 Lakhs to ₹4.5 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Gold Loan Officer at Kotak Mahindra Bank in India?

The salary growth for a Gold Loan Officer at Kotak Mahindra Bank depends on factors such as experience, performance, and promotions. On average, a Gold Loan Officer can expect the following growth trajectory at Kotak Mahindra Bank:

Experience	Average Salary Range
Fresher	₹2.5 Lakhs to ₹3.0 Lakhs per year
1 year	₹2.4 Lakhs to ₹3.5 Lakhs per year
2 years	₹2.4 Lakhs to ₹3.3 Lakhs per year
3 years	₹2.2 Lakhs to ₹3.8 Lakhs per year

and so on.

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Kotak Mahindra Bank Gold Loan Officer Salaries

Kotak Mahindra Bank Gold Loan Officer salary in India ranges between ₹2.2 Lakhs to ₹3.8 Lakhs with an average annual salary of ₹. Salary estimates are based on 29 Kotak Mahindra Bank latest salaries received from various employees of Kotak Mahindra Bank.