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Kotak Mahindra Bank Credit Risk Analyst salaries in India (Updated 2025)

Annual salary range
0 - 10 years exp.
₹5.4 Lakhs - ₹21.5 Lakhs
Avg. annual salary
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Monthly In-hand Salary

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At par with the average Credit Risk Analyst Salary in Banking Companies for 0 - 10 years of experience

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Salaries in different departments

BFSI, Investments & Trading
Credit Risk Analyst Salary
3 - 8 years exp. (10 salaries)
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₹5.2 L/yr - ₹21.5 L/yr

Finance & Accounting
Credit Risk Analyst Salary
2 - 10 years exp. (7 salaries)
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₹5 L/yr - ₹17 L/yr

Last Updated: 22 Mar 2025

Companies similar to Kotak Mahindra Bank for Credit Risk Analyst

Company name Avg Annual Salary Open Jobs
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ICICI Bank Credit Risk Analyst Salary

1 - 5 years exp. (110 salaries)

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₹7 L/yr - ₹24 L/yr

arrow icon 19% more
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HDFC Bank Credit Risk Analyst Salary

0 - 5 years exp. (62 salaries)

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₹5.5 L/yr - ₹23.6 L/yr

arrow icon 8% more
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Yes Bank Credit Risk Analyst Salary

0 - 9 years exp. (39 salaries)

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₹1.3 L/yr - ₹8.3 L/yr

arrow icon 72% less
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Axis Bank Credit Risk Analyst Salary

0 - 10 years exp. (25 salaries)

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₹6.5 L/yr - ₹18.8 L/yr

arrow icon 10% more
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IndusInd Bank Credit Risk Analyst Salary

0 - 7 years exp. (16 salaries)

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₹4.7 L/yr - ₹18.6 L/yr

arrow icon 13% less
1 job opening
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IDFC FIRST Bank Credit Risk Analyst Salary

0 - 5 years exp. (10 salaries)

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₹4 L/yr - ₹11 L/yr

arrow icon 48% less
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IDBI Bank Credit Risk Analyst Salary

9 - 17 years exp. (5 salaries)

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₹16 L/yr - ₹22 L/yr

arrow icon 61% more
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Bandhan Bank Credit Risk Analyst Salary

2 - 14 years exp. (5 salaries)

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₹12 L/yr - ₹20 L/yr

arrow icon 18% more
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RBL Bank Credit Risk Analyst Salary

0 - 2 years exp. (5 salaries)

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₹10 L/yr - ₹15.5 L/yr

arrow icon 1% less
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₹12 L/yr - ₹14 L/yr

arrow icon 4% more
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₹2.5 L/yr - ₹8.8 L/yr

arrow icon 68% less
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Karur Vysya Bank Credit Risk Analyst Salary

1 - 11 years exp. (5 salaries)

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₹6 L/yr - ₹15 L/yr

arrow icon 17% less
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Canara Bank Credit Risk Analyst Salary

3 - 12 years exp. (4 salaries)

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₹8 L/yr - ₹13 L/yr

arrow icon 10% less
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South Indian Bank Credit Risk Analyst Salary

8 - 14 years exp. (4 salaries)

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₹8.5 L/yr - ₹15 L/yr

arrow icon 6% more
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₹13.6 L/yr - ₹15 L/yr

arrow icon 16% more
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₹2 L/yr - ₹9.7 L/yr

arrow icon 50% less
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Federal Bank Credit Risk Analyst Salary

0 - 3 years exp. (3 salaries)

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₹12 L/yr - ₹16 L/yr

arrow icon 18% more
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Bank of Baroda Credit Risk Analyst Salary

8 - 10 years exp. (3 salaries)

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₹12 L/yr - ₹15 L/yr

arrow icon 12% more
Credit Risk Analyst salary at Kotak Mahindra Bank ranges between ₹5.4 Lakhs to ₹21.5 Lakhs per year for employees with less than 1 year of experience to 10 years. Salary estimates are based on 24 latest salaries received from various employees of Kotak Mahindra Bank.

Latest annual salaries shared by Kotak Mahindra Bank Credit Risk Analyst

3d ago
₹11 Lakhs
2 years exp.
8mo ago
₹17 Lakhs
10 years exp.
8mo ago
₹8.1 Lakhs
4 years exp.
10mo ago
₹16 Lakhs
9 years exp.
1y ago
₹10.7 Lakhs
8 years exp.
1y ago
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6 years exp.
1y ago
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5 years exp.
1y ago
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1 year exp.
1y ago
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7 years exp.

Experience wise Kotak Mahindra Bank Credit Risk Analyst salaries

Last Updated: 22 Mar 2025

Experience Avg Annual Salary
Fresher (AmbitionBox Estimate)

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₹7.2 L/yr - ₹15.9 L/yr
1 year (AmbitionBox Estimate)

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₹8.7 L/yr - ₹17.2 L/yr
2 years  (3 salaries)

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₹4.3 L/yr - ₹11 L/yr
3 years  (4 salaries)

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₹4.9 L/yr - ₹13.4 L/yr
4 years  (4 salaries)

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₹5.5 L/yr - ₹20.6 L/yr
View all

Similar Designation salaries in Kotak Mahindra Bank

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₹1.5 L/yr - ₹10 L/yr
Credit Manager Salary
(1k salaries)
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₹3.77 L/yr - ₹15 L/yr
Branch Manager Salary
(1k salaries)
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₹7 L/yr - ₹30 L/yr
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₹3 L/yr - ₹9.5 L/yr
Service Officer Salary
(870 salaries)
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₹1.7 L/yr - ₹4.5 L/yr
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₹15 L/yr - ₹50.3 L/yr
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₹3 L/yr - ₹11.3 L/yr
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₹1.52 L/yr - ₹4 L/yr
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₹6.5 L/yr - ₹16 L/yr
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₹2.6 L/yr - ₹6.05 L/yr

Top skills at Kotak Mahindra Bank for Credit Risk Analyst

Credit Risk Analysis Risk Analytics Tied Channel REXX Credit Policy Scorecard Credit Analysis SAS Risk Management Python Risk Analysis SQL Credit Risk Management Python Credit Risk Modelling

Salary related reviews for Kotak Mahindra Bank

1.8

Rated by 4 employees for salary & benefits

Full Time

 · 

Sales & Business Development Department

1.0
  •  posted on 02 Mar 2025

2.0
 for  Salary and Benefits

Likes

I don't remember a single thing which gave me a satisfaction

Dislikes

Threatening every day Too much work pressure Conveyance not easy,in the hands of boss Every single hour you have to justify your salary No proper support from senior management in the form of needs for fulfilling duties Small company and daily even after joining 3 months you will start getting threatening from supervisor. Poorest leadership...Good for nothing

read more
  • Salary - Poor
  • +6 more

Full Time

 · 

BFSI, Investments & Trading Department

1.0
  •  posted on 23 Dec 2024

4.0
 for  Salary and Benefits

Likes

I am getting good salary that is the only good thing All good things a suddenly vanish with new management

read more
  • Salary - Good
  • +1 more

Dislikes

No work life balance now. I have to attend concall even at 9 pm when all branches are closed by 7:30 Every day i get threatened for loosing my job i am very much sacred New management of bank don’t care about staff

read more
  • Job security - Bad
  • +2 more

Full Time

 · 

Sales & Business Development Department

2.0
  •  posted on 27 Nov 2024

4.0
 for  Salary and Benefits

Likes

Kotak is good for salary hike and appraisal. You can get salary hike and promotion time to time if you perform well.

read more
  • Salary - Good
  • +1 more

Dislikes

You will be humiliated everyday. Every day you have to attend atleast 2 con-call. No time for sattle down and customer relationship buildup. Every day is drive day here. You have to relay on your own because support system is pathetic. Have to depend on Service staffs to give common service to customers.

read more
  • Skill development - Bad
  • +3 more

Full Time

 · 

BFSI, Investments & Trading Department

2.0
  •  posted on 24 Nov 2024

2.0
 for  Salary and Benefits

Likes

Timely getting salary .. nothing else

Dislikes

No banking system , customer dissatisfaction, accounts will open 5/7 days after the processing , no worklife balance . Branch manager have to do everything. Recruitment is pathetic. So called RMs are not capable like other bank sales officers also . Bank need business like icici , HDFC , but system is like co operative banks . Products are sucks.

read more
  • Salary - Poor
  • +4 more

Full Time

 · 

Other Department

1.0
  •  posted on 15 Nov 2024

1.0
 for  Salary and Benefits

Likes

No much applications at branches but very lengthy processes which save the risk on the jobs of employees but the processes take longer time to operate

read more

Dislikes

Salary levels are below par the competition, top management reluctant to retain the performers. Infr & technology are poor which need to be upgraded but reluctant to invest. Looks like more or less an NBFC while driving business

read more
  • Salary - Bad
  • +6 more
see more salary related reviews

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Kotak Mahindra Bank Credit Risk Analyst Salary FAQs

What is the salary of Credit Risk Analyst at Kotak Mahindra Bank ?
The average salary of a Credit Risk Analyst at Kotak Mahindra Bank in India typically ranges from ₹5.4 Lakhs to ₹21.5 Lakhs per year, depending on experience (from Fresher to 10 years).

The top 10% of Credit Risk Analyst at Kotak Mahindra Bank earn more than ₹17.4 Lakhs per year, and the top 1% earn over ₹21.5 Lakhs per year. Credit Risk Analyst Salaries at Kotak Mahindra Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 20+ Kotak Mahindra Bank employees in India.
What is the estimated take home salary of a Credit Risk Analyst at Kotak Mahindra Bank in India?
The estimated take-home salary of a Credit Risk Analyst at Kotak Mahindra Bank in India typically ranges from ₹87,490 to ₹89,785 per month. This is based on the average salary range of ₹5.4 Lakhs to ₹21.5 Lakhs per year for employees with experience ranging from Fresher to 10 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 20+ salaries received from various employees of Kotak Mahindra Bank. Check how we calculate in-hand salary with our in-hand salary calculator.
What are the key skills required to be a Credit Risk Analyst at Kotak Mahindra Bank ?
To be a Credit Risk Analyst at Kotak Mahindra Bank in india, the key skills required include:

  • - Credit Risk Analysis
  • - Risk Analytics
  • - Tied Channel
  • - REXX
  • - Credit Policy

These skills are highly valued at Kotak Mahindra Bank and are crucial for successful performance in a Software Engineering role.
Which companies offer higher salaries than Kotak Mahindra Bank for Credit Risk Analyst in India?
IDBI Bank ₹16.0 Lakhs to ₹22.0 Lakhs per year
ICICI Bank ₹7.0 Lakhs to ₹24.0 Lakhs per year
Bandhan Bank ₹12.0 Lakhs to ₹20.0 Lakhs per year
Federal Bank ₹12.0 Lakhs to ₹16.0 Lakhs per year
Barclays Investment Bank ₹13.6 Lakhs to ₹15.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Kotak Mahindra Bank, depending on the role and experience level.
What is the salary of a Credit Risk Analyst in companies similar to Kotak Mahindra Bank in India?
The salary of a Credit Risk Analyst at companies similar to Kotak Mahindra Bank in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Bank of Baroda ₹12.0 Lakhs to ₹15.0 Lakhs per year
Axis Bank ₹6.5 Lakhs to ₹18.8 Lakhs per year
HDFC Bank ₹5.5 Lakhs to ₹23.6 Lakhs per year
South Indian Bank ₹8.5 Lakhs to ₹15.0 Lakhs per year
HSBC Global Banking and Markets ₹12.0 Lakhs to ₹14.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.
How the salary growth look like for a Credit Risk Analyst at Kotak Mahindra Bank in India?
The salary growth for a Credit Risk Analyst at Kotak Mahindra Bank depends on factors such as experience, performance, and promotions. On average, a Credit Risk Analyst can expect the following growth trajectory at Kotak Mahindra Bank:

Experience Average Salary Range
Fresher ₹7.2 Lakhs to ₹15.9 Lakhs per year
1 year ₹8.7 Lakhs to ₹17.2 Lakhs per year
2 years ₹4.3 Lakhs to ₹11.0 Lakhs per year
3 years ₹4.9 Lakhs to ₹13.4 Lakhs per year
and so on.

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Kotak Mahindra Bank Credit Risk Analyst salary in India ranges between ₹5.4 Lakhs to ₹21.5 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 24 Kotak Mahindra Bank latest salaries received from various employees of Kotak Mahindra Bank.