Kotak Mahindra Bank Surat Credit Analyst Salaries by 6 Employees (Updated 2025)

2 - 7 years exp.

₹5 Lakhs - ₹13.5 Lakhs

Salary of majority employees

At par with the average Credit Analyst Salary in Banking Companies for 2 - 7 years of experience

Interested in this particular role?

Last Updated: 7 Mar 2025

Companies similar to Kotak Mahindra Bank for Credit Analyst in Surat

Kotak Mahindra Bank Credit Analyst Salary

2 - 7 years exp. (6 salaries)

₹5 L/yr - ₹13.5 L/yr

Company name	Avg Annual Salary	Open Jobs
ICICI Bank Credit Analyst Salary 0 - 7 years exp. (9 salaries)	₹8 L/yr - ₹14 L/yr 9% more
Axis Bank Credit Analyst Salary 2 - 9 years exp. (15 salaries)	₹5.4 L/yr - ₹12.9 L/yr 18% more	1 job opening
Login to view exact salary
Kumbhat Advisors Credit Analyst Salary 0 - 5 years exp. (7 salaries)	₹2.4 L/yr - ₹8 L/yr 44% less
VSSK & Co Credit Analyst Salary 1 - 5 years exp. (5 salaries)	₹3 L/yr - ₹3.6 L/yr 68% less
DCB Bank Credit Analyst Salary 5 - 7 years exp. (3 salaries)	₹3.5 L/yr - ₹5.9 L/yr 48% less

Credit Analyst salary at Kotak Mahindra Bank ranges between ₹5 Lakhs to ₹13.5 Lakhs per year for employees with experience between 2 years to 7 years. Salary estimates are based on 6 latest salaries received from various employees of Kotak Mahindra Bank.

Experience wise Kotak Mahindra Bank Credit Analyst salaries in Surat

Last Updated: 7 Mar 2025

Experience	Avg Annual Salary
2 years (AmbitionBox Estimate)	₹5 L/yr - ₹14.2 L/yr
3 years (AmbitionBox Estimate)	₹7.1 L/yr - ₹10 L/yr
Login to view exact salary
4 years (AmbitionBox Estimate)	₹8.8 L/yr - ₹11.3 L/yr
5 years (AmbitionBox Estimate)	₹9.8 L/yr - ₹19.4 L/yr
6 years (AmbitionBox Estimate)	₹4.7 L/yr - ₹13.5 L/yr
7 years (AmbitionBox Estimate)	₹9.5 L/yr - ₹22.8 L/yr

View all

Similar Designation salaries in Kotak Mahindra Bank

Team Lead Salary

(8 salaries)

₹1.55 L/yr - ₹4 L/yr

Top skills at Kotak Mahindra Bank for Credit Analyst

Credit Appraisal Credit Analysis Credit Underwriting Written Communication Presentation Skills Wholesale banking Action Plan mba Credit Appraisal Credit Underwriting Credit Risk Credit Analysis Credit Rating Ca Working Capital

Salary related reviews for Kotak Mahindra Bank

4.0

Rated by 1 employees for salary & benefits

Credit Analyst in Bangalore / Bengaluru

Wholesale Banking Department

4.0

• posted on 28 May 2022

2.0

for Salary and Benefits

Likes

In terms of other Indian Banks, Kotak is far better when it comes to Work Life Balance and Work Culture. People are much more professional here. You would love it if you become a part of the wholesale banking group.

Skill development - Good

+4 more

Dislikes

Pay is on the lower side with low hikes and bonuses. Even promotions are based on the biasness and not the skill of employees.

Salary - Poor

Assistant Vice President in Ernakulam

Full Time

Finance & Accounting Department

4.0

• posted on 02 Jul 2024

1.0

for Salary and Benefits

Likes

Work life balance No bad words from senior managers in my 10 years tenure with Kotak

Skill development - Good

+2 more

Dislikes

Low salary hike every year even for Achievers. If we have grade promotion they will give grade promotion this year and salary hike next year that too 4% extra with normal appraisal.

Salary - Bad

Deputy Manager in Mumbai

Full Time

Finance & Accounting Department

3.0

• posted on 11 Jun 2024

2.0

for Salary and Benefits

Likes

The company is good if you are mediocre in performance and can live with less payment. The company has less clients and similary cannot pay employees much. They have very less promotion buckets and blatantly lie to people for the same.

Job security - Good

+2 more

Dislikes

Salary, promortion - these are the worst over here.

Salary - Poor

+1 more

Deputy Manager in Vadodara

Full Time

BFSI, Investments & Trading Department

1.0

• posted on 18 May 2024

3.0

for Salary and Benefits

Likes

Kotak pays good salary and promotions are totally based on your performance.

Skill development - Good

+1 more

Dislikes

The attrition rate is 56%, one of the highest in the industry. You don't get Saturdays and they act fussy when you ask for a well deserved general leave. The pressure of doing sales is eminent, even in impossible scenarios. The new CEO wants to make it JP morgan of India, but the way they are doing it is laughable.

Work satisfaction - Bad

+2 more

Deputy Manager in Kolkata

Full Time

Sales & Business Development Department

1.0

• posted on 10 Mar 2024

2.0

for Salary and Benefits

Likes

Apprisal system is based on own performance and productivity. No recommendation required from the any line managers.

Job security - Good

Dislikes

Not pay enough as per the industry. No work life balance as you have to work on weekends and public holidays. Toxic work culture along with bad words if sales is not happening. If sale's not completed the you have to spend your own money for the target achievement.

Salary - Poor

+4 more

see more salary related reviews

Discover interview dos and don'ts from real experiences

What people are saying about Kotak Mahindra Bank

View All

an assistant manager

With online education becoming more popular, many professionals are opting for an Online MBA instead of a traditional one. But does it really offer the same value? Some key questions to consider: •Does it provide the same career opportunities and salary boost as a regular MBA? •How do employers view online MBAs compared to full-time programs? •Are the networking and learning experiences just as effective? •Is the cost justified by the return on investment? If you’ve completed or are considering an Online MBA, I’d love to hear your thoughts! Was it worth it for you? Why or why not? Let’s discuss!

Is an Online MBA Really Worth It?

Yes

Can be, if properly planned

8 participants . expiring in 2w

Got a question about Kotak Mahindra Bank?

Ask anonymously on communities.

Kotak Mahindra Bank Credit Analyst Salary FAQs

What is the salary of Credit Analyst at Kotak Mahindra Bank Surat?

Credit Analyst salary at Kotak Mahindra Bank in Surat ranges between ₹5.0 Lakhs to ₹13.5 Lakhs for experience between 2 years to 7 years. According to our estimates it is 2% less than the average Credit Analyst Salary in India. Salary estimates are based on 6 latest salaries received from various employees of Kotak Mahindra Bank Surat.

How does the salary of a Credit Analyst at Kotak Mahindra Bank Surat compare with the average salary range for this job?

The average salary of a Credit Analyst at Kotak Mahindra Bank is 2% less than the average salary of a Credit Analyst in Surat. To know exact salary insights, login to view.

What are the top skills required to work as a Credit Analyst at Kotak Mahindra Bank?

Credit Appraisal, Credit Analysis, Credit Underwriting, Written Communication and Presentation Skills are some of the popular skills required to work as a Credit Analyst at Kotak Mahindra Bank Surat.

Which similar companies are paying more than Kotak Mahindra Bank to a Credit Analyst in Surat?

Axis Bank Credit Analyst Salary - ₹5.4 Lakhs to ₹12.9 Lakhs per year
ICICI Bank Credit Analyst Salary - ₹8.0 Lakhs to ₹14.0 Lakhs per year

What is the salary of a Credit Analyst in companies similar to Kotak Mahindra Bank in Surat?

Kumbhat Advisors Credit Analyst Salary - ₹2.4 Lakhs to ₹8.0 Lakhs per year
DCB Bank Credit Analyst Salary - ₹3.5 Lakhs to ₹5.9 Lakhs per year
VSSK & Co Credit Analyst Salary - ₹3.0 Lakhs to ₹3.6 Lakhs per year

What is the estimated take home salary of a Credit Analyst at Kotak Mahindra Bank in Surat?

The estimated take-home salary of a Credit Analyst at Kotak Mahindra Bank ranges between ₹70,933 per month to ₹72,760 per month in Surat. The take-home salary calculation is based on the average Kotak Mahindra Bank Credit Analyst salary in India which ranges between ₹5.0 Lakhs to ₹13.5 Lakhs per year for employees with experience between 2 years to 7 years. Check how did we calculate take home salary?

What is the notice period for Credit Analyst at Kotak Mahindra Bank in Surat?

According to AmbitionBox, 100% of the Kotak Mahindra Bank Credit Analysts in Surat reported a notice period of 3 Months.This is based on 3 responses on AmbitionBox in last 2 years.

Tell us how to improve this page.

Home >
Salaries >
Kotak Mahindra Bank Salaries >
Kotak Mahindra Bank Credit Analyst Salaries >
Kotak Mahindra Bank Credit Analyst Salaries in Surat

Kotak Mahindra Bank Credit Analyst salary in Surat ranges between ₹5 Lakhs to ₹13.5 Lakhs with an average annual salary of ₹. Salary estimates are based on 6 Kotak Mahindra Bank latest salaries received from various employees of Kotak Mahindra Bank.