Kotak Mahindra Bank Bangalore / Bengaluru Credit Analyst Salaries by 20+ Employees (Updated 2025)

1 - 7 years exp.

₹6.8 Lakhs - ₹13 Lakhs

Salary of majority employees

At par with the average Credit Analyst Salary in Banking Companies for 1 - 7 years of experience

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Salaries in different departments

Finance & Accounting Credit Analyst Salary 1 - 5 years exp. (9 salaries)	₹2.7 L/yr - ₹10 L/yr
BFSI, Investments & Trading Credit Analyst Salary 1 - 3 years exp. (6 salaries)	₹8.5 L/yr - ₹13.6 L/yr
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Risk Management & Compliance Credit Analyst Salary 1 - 3 years exp. (3 salaries)	₹7.2 L/yr - ₹12.3 L/yr

Last Updated: 7 Mar 2025

Companies similar to Kotak Mahindra Bank for Credit Analyst in Bangalore / Bengaluru

Kotak Mahindra Bank Credit Analyst Salary

1 - 7 years exp. (21 salaries)

₹6.8 L/yr - ₹13 L/yr

Company name	Avg Annual Salary	Open Jobs
ICICI Bank Credit Analyst Salary 0 - 6 years exp. (45 salaries)	₹5 L/yr - ₹12 L/yr 6% more
Axis Bank Credit Analyst Salary 0 - 8 years exp. (37 salaries)	₹4.9 L/yr - ₹19.8 L/yr 31% more	1 job opening
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IndusInd Bank Credit Analyst Salary 0 - 8 years exp. (31 salaries)	₹4.9 L/yr - ₹13.5 L/yr 8% more	11 job openings
Federal Bank Credit Analyst Salary 1 - 8 years exp. (20 salaries)	₹10 L/yr - ₹22 L/yr 63% more
HDFC Bank Credit Analyst Salary 1 - 8 years exp. (14 salaries)	₹9.9 L/yr - ₹14.5 L/yr 11% more
HSBC Global Banking and Markets Credit Analyst Salary 1 - 5 years exp. (14 salaries)	₹7.3 L/yr - ₹13 L/yr 17% more
IDFC FIRST Bank Credit Analyst Salary 0 - 4 years exp. (9 salaries)	₹4.5 L/yr - ₹14 L/yr 4% less
RBL Bank Credit Analyst Salary 1 - 6 years exp. (8 salaries)	₹4.7 L/yr - ₹19.4 L/yr 19% more
Karur Vysya Bank Credit Analyst Salary 0 - 11 years exp. (8 salaries)	₹6 L/yr - ₹18 L/yr 9% more
South Indian Bank Credit Analyst Salary 4 - 8 years exp. (6 salaries)	₹8.7 L/yr - ₹18 L/yr 46% more
Bank of Baroda Credit Analyst Salary 1 - 5 years exp. (6 salaries)	₹9 L/yr - ₹16 L/yr 42% more
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Jana Small Finance Bank Credit Analyst Salary 2 - 4 years exp. (3 salaries)	₹4.2 L/yr - ₹5.5 L/yr 54% less
City Union Bank Credit Analyst Salary 6 - 7 years exp. (3 salaries)	₹7 L/yr - ₹16.6 L/yr 22% more

Credit Analyst salary at Kotak Mahindra Bank ranges between ₹6.8 Lakhs to ₹13 Lakhs per year for employees with experience between 1 year to 7 years. Salary estimates are based on 21 latest salaries received from various employees of Kotak Mahindra Bank.

Experience wise Kotak Mahindra Bank Credit Analyst salaries in Bangalore / Bengaluru

Last Updated: 7 Mar 2025

Experience	Avg Annual Salary
1 year (6 salaries)	₹2.4 L/yr - ₹10 L/yr
2 years (6 salaries)	₹2.6 L/yr - ₹8.5 L/yr
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3 years (6 salaries)	₹3.3 L/yr - ₹13 L/yr
4 years (AmbitionBox Estimate)	₹8.1 L/yr - ₹10.3 L/yr
5 years (AmbitionBox Estimate)	₹8.8 L/yr - ₹11.2 L/yr
6 years (AmbitionBox Estimate)	₹9.4 L/yr - ₹12 L/yr
7 years (AmbitionBox Estimate)	₹10.1 L/yr - ₹12.8 L/yr

View all

Similar Designation salaries in Kotak Mahindra Bank

Deputy Manager Salary

(1.5k salaries)

₹2 L/yr - ₹8.5 L/yr

Credit Manager Salary

(120 salaries)

₹4.5 L/yr - ₹14 L/yr

Team Lead Salary

(49 salaries)

₹1.7 L/yr - ₹8.5 L/yr

Business Analyst Salary

(34 salaries)

₹5.05 L/yr - ₹21.5 L/yr

Accountant Salary

(5 salaries)

₹2 L/yr - ₹3.15 L/yr

Analyst Salary

(4 salaries)

₹3 L/yr - ₹7 L/yr

Financial Analyst Salary

(4 salaries)

₹0.9 L/yr - ₹5.93 L/yr

Top skills at Kotak Mahindra Bank for Credit Analyst

Credit Appraisal Credit Analysis Credit Underwriting Written Communication Presentation Skills Wholesale banking Action Plan mba Credit Appraisal Credit Underwriting Credit Risk Credit Analysis Credit Rating Ca Working Capital

Salary related reviews for Kotak Mahindra Bank

3.3

Rated by 3 employees for salary & benefits

Credit Analyst in Bangalore / Bengaluru

Wholesale Banking Department

4.0

• posted on 28 May 2022

2.0

for Salary and Benefits

Likes

In terms of other Indian Banks, Kotak is far better when it comes to Work Life Balance and Work Culture. People are much more professional here. You would love it if you become a part of the wholesale banking group.

Skill development - Good

+4 more

Dislikes

Pay is on the lower side with low hikes and bonuses. Even promotions are based on the biasness and not the skill of employees.

Salary - Poor

Assistant Vice President in Ernakulam

Full Time

Finance & Accounting Department

4.0

• posted on 02 Jul 2024

1.0

for Salary and Benefits

Likes

Work life balance No bad words from senior managers in my 10 years tenure with Kotak

Skill development - Good

+2 more

Dislikes

Low salary hike every year even for Achievers. If we have grade promotion they will give grade promotion this year and salary hike next year that too 4% extra with normal appraisal.

Salary - Bad

Deputy Manager in Mumbai

Full Time

Finance & Accounting Department

3.0

• posted on 11 Jun 2024

2.0

for Salary and Benefits

Likes

The company is good if you are mediocre in performance and can live with less payment. The company has less clients and similary cannot pay employees much. They have very less promotion buckets and blatantly lie to people for the same.

Job security - Good

+2 more

Dislikes

Salary, promortion - these are the worst over here.

Salary - Poor

+1 more

Deputy Manager in Vadodara

Full Time

BFSI, Investments & Trading Department

1.0

• posted on 18 May 2024

3.0

for Salary and Benefits

Likes

Kotak pays good salary and promotions are totally based on your performance.

Skill development - Good

+1 more

Dislikes

The attrition rate is 56%, one of the highest in the industry. You don't get Saturdays and they act fussy when you ask for a well deserved general leave. The pressure of doing sales is eminent, even in impossible scenarios. The new CEO wants to make it JP morgan of India, but the way they are doing it is laughable.

Work satisfaction - Bad

+2 more

Deputy Manager in Kolkata

Full Time

Sales & Business Development Department

1.0

• posted on 10 Mar 2024

2.0

for Salary and Benefits

Likes

Apprisal system is based on own performance and productivity. No recommendation required from the any line managers.

Job security - Good

Dislikes

Not pay enough as per the industry. No work life balance as you have to work on weekends and public holidays. Toxic work culture along with bad words if sales is not happening. If sale's not completed the you have to spend your own money for the target achievement.

Salary - Poor

+4 more

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What people are saying about Kotak Mahindra Bank

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Kotak Mahindra Bank Credit Analyst Salary FAQs

What is the salary of Credit Analyst at Kotak Mahindra Bank in Bangalore / Bengaluru?

The average salary of a Credit Analyst at Kotak Mahindra Bank in Bangalore / Bengaluru typically ranges from ₹6.8 Lakhs to ₹13.0 Lakhs per year, depending on experience (from 1 year to 7 years).

The top 10% of Credit Analyst in Bangalore / Bengaluru at Kotak Mahindra Bank earn more than ₹10.8 Lakhs per year, and the top 1% earn over ₹13.0 Lakhs per year. Credit Analyst Salaries at Kotak Mahindra Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 20+ Kotak Mahindra Bank employees in India.

What is the estimated take home salary of a Credit Analyst at Kotak Mahindra Bank in Bangalore / Bengaluru?

The estimated take-home salary of a Credit Analyst at Kotak Mahindra Bank in Bangalore / Bengaluru typically ranges from ₹67,977 to ₹69,720 per month. This is based on the average salary range of ₹6.8 Lakhs to ₹13.0 Lakhs per year for employees with experience ranging from 1 year to 7 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 20+ salaries received from various employees of Kotak Mahindra Bank. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Credit Analyst at Kotak Mahindra Bank in Bangalore / Bengaluru?

To be a Credit Analyst at Kotak Mahindra Bank in Bangalore / Bengaluru, the key skills required include:

- Credit Appraisal
- Credit Analysis
- Credit Underwriting
- Written Communication
- Presentation Skills

These skills are highly valued at Kotak Mahindra Bank and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than Kotak Mahindra Bank for Credit Analyst in India?

Federal Bank	₹10.0 Lakhs to ₹22.0 Lakhs per year
South Indian Bank	₹8.7 Lakhs to ₹18.0 Lakhs per year
Bank of Baroda	₹9.0 Lakhs to ₹16.0 Lakhs per year
Axis Bank	₹4.9 Lakhs to ₹19.8 Lakhs per year
City Union Bank	₹7.0 Lakhs to ₹16.6 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Kotak Mahindra Bank, depending on the role and experience level.

What is the salary of a Credit Analyst in companies similar to Kotak Mahindra Bank in Bangalore / Bengaluru?

The salary of a Credit Analyst at companies similar to Kotak Mahindra Bank in Bangalore / Bengaluru varies, depending on the role, experience, and company size. Here are the typical salary ranges:

RBL Bank	₹4.7 Lakhs to ₹19.4 Lakhs per year
HSBC Global Banking and Markets	₹7.3 Lakhs to ₹13.0 Lakhs per year
HDFC Bank	₹9.9 Lakhs to ₹14.5 Lakhs per year
Karur Vysya Bank	₹6.0 Lakhs to ₹18.0 Lakhs per year
IndusInd Bank	₹4.9 Lakhs to ₹13.5 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Analyst at Kotak Mahindra Bank in Bangalore / Bengaluru?

The salary growth for a Credit Analyst at Kotak Mahindra Bank in Bangalore / Bengaluru depends on factors such as experience, performance, and promotions. On average, a Credit Analyst in Bangalore / Bengaluru can expect the following growth trajectory at Kotak Mahindra Bank:

Experience	Average Salary Range
1 year	₹2.4 Lakhs to ₹10.0 Lakhs per year
2 years	₹2.6 Lakhs to ₹8.5 Lakhs per year
3 years	₹3.3 Lakhs to ₹13.0 Lakhs per year
4 years	₹8.1 Lakhs to ₹10.3 Lakhs per year

and so on.

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Kotak Mahindra Bank Credit Analyst Salaries in Bangalore / Bengaluru

Kotak Mahindra Bank Credit Analyst salary in Bangalore / Bengaluru ranges between ₹6.8 Lakhs to ₹13 Lakhs with an average annual salary of ₹. Salary estimates are based on 21 Kotak Mahindra Bank latest salaries received from various employees of Kotak Mahindra Bank.

Kotak Mahindra Bank Credit Analyst salaries in Bangalore / Bengaluru (Updated 2025)

Companies similar to Kotak Mahindra Bank for Credit Analyst in Bangalore / Bengaluru

Latest annual salaries shared by Kotak Mahindra Bank Credit Analyst in Bangalore / Bengaluru

Experience wise Kotak Mahindra Bank Credit Analyst salaries in Bangalore / Bengaluru

Similar Designation salaries in Kotak Mahindra Bank

Top skills at Kotak Mahindra Bank for Credit Analyst

Salary related reviews for Kotak Mahindra Bank

Credit Analyst in Bangalore / Bengaluru

Assistant Vice President in Ernakulam

Deputy Manager in Mumbai

Deputy Manager in Vadodara

Deputy Manager in Kolkata

Kotak Mahindra Bank Credit Analyst Salary FAQs

Tell us how to improve this page.