Jana Small Finance Bank Bangalore / Bengaluru Credit Underwriter Salaries by 30+ Employees

1 - 8 years exp.

₹2 Lakhs - ₹4.7 Lakhs

Avg. annual salary

Monthly In-hand Salary

18% less than the average Credit Underwriter Salary in Banking Companies for 1 - 8 years of experience

Interested in this particular role?

Salaries in different departments

BFSI, Investments & Trading Credit Underwriter Salary 2 - 8 years exp. (12 salaries)	₹2.3 L/yr - ₹4.3 L/yr
Finance & Accounting Credit Underwriter Salary 1 - 7 years exp. (9 salaries)	₹3 L/yr - ₹4.6 L/yr
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Customer Success, Service & Operations Credit Underwriter Salary 1 - 2 years exp. (AmbitionBox Estimate)	₹2.8 L/yr - ₹4.6 L/yr
Risk Management & Compliance Credit Underwriter Salary 8 years exp. (AmbitionBox Estimate)	₹3.7 L/yr - ₹4.7 L/yr

Last Updated: 10 Sep 2024

Companies similar to Jana Small Finance Bank for Credit Underwriter in Bangalore / Bengaluru

Jana Small Finance Bank Credit Underwriter Salary

1 - 8 years exp. (31 salaries)

₹2 L/yr - ₹4.7 L/yr

Company name	Avg Annual Salary	Open Jobs
HDFC Bank Credit Underwriter Salary 0 - 6 years exp. (13 salaries)	₹4.9 L/yr - ₹14.2 L/yr 104% more
Bandhan Bank Credit Underwriter Salary 0 - 2 years exp. (5 salaries)	₹3.8 L/yr - ₹6 L/yr 1% more
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ICICI Bank Credit Underwriter Salary 2 - 8 years exp. (4 salaries)	₹4.9 L/yr - ₹9.3 L/yr 48% more
Standard Chartered Credit Underwriter Salary 1 - 5 years exp. (4 salaries)	₹3.3 L/yr - ₹5 L/yr 3% less
Namaste Credit Credit Underwriter Salary 0 - 4 years exp. (116 salaries)	₹2 L/yr - ₹4 L/yr 33% less

Credit Underwriter salary at Jana Small Finance Bank ranges between ₹2 Lakhs to ₹4.7 Lakhs per year for employees with experience between 1 year to 8 years. Salary estimates are based on 31 latest salaries received from various employees of Jana Small Finance Bank.

Experience wise Jana Small Finance Bank Credit Underwriter salaries in Bangalore / Bengaluru

Last Updated: 10 Sep 2024

Experience	Avg Annual Salary
1 year (AmbitionBox Estimate)	₹3.4 L/yr - ₹4.3 L/yr
2 years (4 salaries)	₹2.8 L/yr - ₹4.3 L/yr
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3 years (5 salaries)	₹2 L/yr - ₹4.3 L/yr
4 years (9 salaries)	₹3 L/yr - ₹4.3 L/yr
5 years (7 salaries)	₹2.7 L/yr - ₹4.6 L/yr
6 years (AmbitionBox Estimate)	₹3.9 L/yr - ₹5 L/yr
7 years (AmbitionBox Estimate)	₹4 L/yr - ₹5.1 L/yr
8 years (AmbitionBox Estimate)	₹4.1 L/yr - ₹5.2 L/yr

View all

From

Credit Underwriter

₹

Lakhs/yr

1 - 8 years exp.

Senior Manager Credit

₹

Lakhs/yr

3 - 10 years exp.

Credit Underwriter 1 - 8 years exp.

Credit Manager 2 - 12 years exp.

65% hike

Senior Manager Credit 3 - 10 years exp.

12% hike

Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.

Similar Designation salaries in Jana Small Finance Bank

Credit Manager Salary

(34 salaries)

₹3.65 L/yr - ₹9.5 L/yr

Branch Manager Salary

(13 salaries)

₹5.1 L/yr - ₹14.28 L/yr

Area Credit Manager Salary

(9 salaries)

₹7.55 L/yr - ₹14 L/yr

Sales Officer Salary

(7 salaries)

₹2 L/yr - ₹4 L/yr

Deputy Manager Salary

(5 salaries)

₹3 L/yr - ₹6 L/yr

Credit Analyst Salary

(3 salaries)

₹4.18 L/yr - ₹5.5 L/yr

Top skills at Jana Small Finance Bank for Credit Underwriter

Credit Underwriting Process Management KYC Credit Verification mortgage KYC Credit Management Verification Credit Underwriting NBFC Business Loan Credit Process Management Banking

Salary related reviews for Jana Small Finance Bank

3.1

Rated by 4 employees for salary & benefits

Relationship Manager in Pune

Full Time

Sales & Business Development Department

1.0

• posted on 14 Apr 2023

3.0

for Salary and Benefits

Likes

On time salary is the only thing that is good.

Job security - Good

Dislikes

PLS READ THIS Almost everything. I did not believe in reviews here and when I joined, I realised that what was written negatively here was indeed true. 1. No support from operations team. Simple account opening takes a week. 2. Lethargic management who does not work on special requests by Ultra HNIs. Just know how to yell at employees for not getting business while ignoring the business they have got to them. 3. Branch Managers change employee codes while logging in cases so that their favourite person is shown higher in MIS. 4. Employee ID creation, access to system can take more than a month. 5. Constant calls from seniors does not give time to work. Managers force to attend these calls and keep aside other work. 6. Old employees boss over new joinees and make sure they do not succeed. 7. No access to existing clientele given as relationship manager. 8. Only the favourites of the branch manager get the leads generated from HO. Others do not get anything. 9. Work starts at 8.45am and we leave office at 8.30pm. Anything before is frowned upon by the management.

Skill development - Poor

+4 more

Branch Manager in Cuttack

Full Time

Marketing & Communication Department

2.0

• posted on 10 Aug 2023

4.0

for Salary and Benefits

Likes

They offer better salary than other small finance nothing else

Salary - Good

Dislikes

Late working hours if today's Target is not achieved then go and report to RH office at late nights no personal life work on Saturdays even HR is only on pen and paper no empathy for employees

Skill development - Poor

+5 more

Officer in Thane

Full Time

Other Department

1.0

• posted on 11 Nov 2021

1.0

for Salary and Benefits

Likes

Very bad experience

Dislikes

...meing . There is alot of politics and the management doesn't address our issues. No salary growth . Most important there is so partiality. Didn't get carrect traveling.

Salary - Bad

+6 more

Officer in Hazaribag

Full Time

Engineering - Hardware & Networks Department

3.0

• posted on 14 Dec 2021

3.0

for Salary and Benefits

Likes

...ting dirty politics are in there and also future opportunities is is restricted. Salary growth is also not good as other do.

Dislikes

Salary increament is very low

Promotions - Poor

+1 more

Branch Manager in Nagaon

Full Time

BFSI, Investments & Trading Department

1.0

• posted on 17 Jun 2023

4.0

for Salary and Benefits

Likes

Salary

Salary - Good

Dislikes

There is no job security. During Covid-19 pendamic the company fired some good employees for the sake of cost cutting which is inhuman and put the families of those employees into jeopardize. Moreover the office infrastructure is very poor. No Air conditioner, no power backup, faulty desktops and printers etc .

Skill development - Poor

+3 more

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Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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Jana Small Finance Bank Credit Underwriter Salary FAQs

What is the salary of Credit Underwriter at Jana Small Finance Bank in Bangalore / Bengaluru?

The average salary of a Credit Underwriter at Jana Small Finance Bank in Bangalore / Bengaluru typically ranges from ₹2.0 Lakhs to ₹4.7 Lakhs per year, depending on experience (from 1 year to 8 years).

The top 10% of Credit Underwriter in Bangalore / Bengaluru at Jana Small Finance Bank earn more than ₹4.4 Lakhs per year, and the top 1% earn over ₹4.7 Lakhs per year. Credit Underwriter Salaries at Jana Small Finance Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 30+ Jana Small Finance Bank employees in India.

What is the estimated take home salary of a Credit Underwriter at Jana Small Finance Bank in Bangalore / Bengaluru?

The estimated take-home salary of a Credit Underwriter at Jana Small Finance Bank in Bangalore / Bengaluru typically ranges from ₹30,712 to ₹32,016 per month. This is based on the average salary range of ₹2.0 Lakhs to ₹4.7 Lakhs per year for employees with experience ranging from 1 year to 8 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 30+ salaries received from various employees of Jana Small Finance Bank. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Credit Underwriter at Jana Small Finance Bank in Bangalore / Bengaluru?

To be a Credit Underwriter at Jana Small Finance Bank in Bangalore / Bengaluru, the key skills required include:

- Credit Underwriting
- Process Management
- KYC
- Credit
- Verification

These skills are highly valued at Jana Small Finance Bank and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than Jana Small Finance Bank for Credit Underwriter in India?

HDFC Bank	₹4.9 Lakhs to ₹14.2 Lakhs per year
ICICI Bank	₹4.9 Lakhs to ₹9.3 Lakhs per year
Bandhan Bank	₹3.8 Lakhs to ₹6.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Jana Small Finance Bank, depending on the role and experience level.

What is the salary of a Credit Underwriter in companies similar to Jana Small Finance Bank in Bangalore / Bengaluru?

The salary of a Credit Underwriter at companies similar to Jana Small Finance Bank in Bangalore / Bengaluru varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Standard Chartered	₹3.3 Lakhs to ₹5.0 Lakhs per year
Namaste Credit	₹2.0 Lakhs to ₹4.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Underwriter at Jana Small Finance Bank in Bangalore / Bengaluru?

The salary growth for a Credit Underwriter at Jana Small Finance Bank in Bangalore / Bengaluru depends on factors such as experience, performance, and promotions. On average, a Credit Underwriter in Bangalore / Bengaluru can expect the following growth trajectory at Jana Small Finance Bank:

Experience	Average Salary Range
1 year	₹3.4 Lakhs to ₹4.3 Lakhs per year
2 years	₹2.8 Lakhs to ₹4.3 Lakhs per year
3 years	₹2.0 Lakhs to ₹4.3 Lakhs per year
4 years	₹3.0 Lakhs to ₹4.3 Lakhs per year

and so on.

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Jana Small Finance Bank Credit Underwriter Salaries in Bangalore / Bengaluru

Jana Small Finance Bank Credit Underwriter salary in Bangalore / Bengaluru ranges between ₹2 Lakhs to ₹4.7 Lakhs with an average annual salary of ₹. Salary estimates are based on 31 Jana Small Finance Bank latest salaries received from various employees of Jana Small Finance Bank.