Jana Small Finance Bank Area Credit Manager Salaries by 70+ Employees (Updated 2025)

6 - 13 years exp.

₹5.7 Lakhs - ₹14 Lakhs

Avg. annual salary

Monthly In-hand Salary

13% less than the average Area Credit Manager Salary in Banking Companies for 6 - 13 years of experience

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Salaries in different departments

BFSI, Investments & Trading Area Credit Manager Salary 6 - 13 years exp. (39 salaries)	₹6 L/yr - ₹14 L/yr
Finance & Accounting Area Credit Manager Salary 7 - 13 years exp. (14 salaries)	₹8.7 L/yr - ₹13.6 L/yr
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Risk Management & Compliance Area Credit Manager Salary 11 - 13 years exp. (3 salaries)	₹6 L/yr - ₹11.1 L/yr

Last Updated: 25 Feb 2025

Companies similar to Jana Small Finance Bank for Area Credit Manager

Company name	Avg Annual Salary	Open Jobs
ICICI Bank Area Credit Manager Salary 2 - 14 years exp. (365 salaries)	₹5.5 L/yr - ₹19.4 L/yr 26% more
Axis Bank Area Credit Manager Salary 6 - 14 years exp. (303 salaries)	₹6.5 L/yr - ₹23 L/yr 42% more
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HDFC Bank Area Credit Manager Salary 5 - 18 years exp. (227 salaries)	₹7.9 L/yr - ₹30 L/yr 73% more
IndusInd Bank Area Credit Manager Salary 4 - 16 years exp. (160 salaries)	₹5 L/yr - ₹18 L/yr 16% more	5 job openings
Bandhan Bank Area Credit Manager Salary 4 - 16 years exp. (89 salaries)	₹5.2 L/yr - ₹20 L/yr 19% more
IDFC FIRST Bank Area Credit Manager Salary 5 - 17 years exp. (85 salaries)	₹8.2 L/yr - ₹20 L/yr 35% more
Kotak Mahindra Bank Area Credit Manager Salary 6 - 12 years exp. (73 salaries)	₹6.5 L/yr - ₹23.6 L/yr 37% more
Ujjivan Small Finance Bank Area Credit Manager Salary 6 - 16 years exp. (60 salaries)	₹9.2 L/yr - ₹19.3 L/yr 48% more
Yes Bank Area Credit Manager Salary 5 - 14 years exp. (44 salaries)	₹9 L/yr - ₹19.7 L/yr 44% more
Utkarsh Small Finance Bank Area Credit Manager Salary 6 - 11 years exp. (26 salaries)	₹4.5 L/yr - ₹11.3 L/yr 26% less
RBL Bank Area Credit Manager Salary 9 - 12 years exp. (23 salaries)	₹5.8 L/yr - ₹23 L/yr 26% more
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Standard Chartered Area Credit Manager Salary 5 - 10 years exp. (5 salaries)	₹8.2 L/yr - ₹28.5 L/yr 59% more
Karur Vysya Bank Area Credit Manager Salary 5 - 8 years exp. (5 salaries)	₹12 L/yr - ₹14 L/yr 28% more
IDBI Bank Area Credit Manager Salary 1 - 15 years exp. (4 salaries)	₹10 L/yr - ₹20.1 L/yr 45% more

Area Credit Manager salary at Jana Small Finance Bank ranges between ₹5.7 Lakhs to ₹14 Lakhs per year for employees with experience between 6 years to 13 years. Salary estimates are based on 71 latest salaries received from various employees of Jana Small Finance Bank.

Latest annual salaries shared by Jana Small Finance Bank Area Credit Manager

3w ago

₹9 Lakhs

10 years exp.

1mo ago

₹9 Lakhs

9 years exp.

2mo ago

₹13.2 Lakhs

13 years exp.

2mo ago

₹8.5 Lakhs

11 years exp.

4mo ago

₹13.6 Lakhs

13 years exp.

6mo ago

8 years exp.

6mo ago

8 years exp.

6mo ago

10 years exp.

7mo ago

8 years exp.

8mo ago

12 years exp.

Experience wise Jana Small Finance Bank Area Credit Manager salaries

Last Updated: 25 Feb 2025

Experience	Avg Annual Salary
6 years (6 salaries)	₹6 L/yr - ₹17.6 L/yr
7 years (5 salaries)	₹6.5 L/yr - ₹12 L/yr
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8 years (10 salaries)	₹6 L/yr - ₹11.6 L/yr
9 years (12 salaries)	₹7.5 L/yr - ₹13 L/yr
10 years (13 salaries)	₹5.7 L/yr - ₹12 L/yr
11 years (12 salaries)	₹5.7 L/yr - ₹14 L/yr
12 years (6 salaries)	₹6 L/yr - ₹13.6 L/yr
13 years (7 salaries)	₹6.5 L/yr - ₹13.6 L/yr

View all

Similar Designation salaries in Jana Small Finance Bank

Zonal Credit Manager Salary

(5 salaries)

₹20 L/yr - ₹35 L/yr

Branch Credit Manager Salary

(17 salaries)

₹3.4 L/yr - ₹8.1 L/yr

Credit Manager Salary

(193 salaries)

₹1.65 L/yr - ₹10 L/yr

Cluster Credit Manager Salary

(3 salaries)

₹5.3 L/yr - ₹10.1 L/yr

Deputy Credit Manager Salary

(AmbitionBox Estimate)

₹5.3 L/yr - ₹6.8 L/yr

Regional Credit Manager Salary

(11 salaries)

₹15.3 L/yr - ₹22 L/yr

Assistant Credit Manager Salary

(13 salaries)

₹3.1 L/yr - ₹5 L/yr

Branch Manager Salary

(205 salaries)

₹3.8 L/yr - ₹14.74 L/yr

Sales Manager Salary

(144 salaries)

₹2.1 L/yr - ₹8.25 L/yr

Credit Officer Salary

(50 salaries)

₹1.25 L/yr - ₹3.55 L/yr

Top skills at Jana Small Finance Bank for Area Credit Manager

Credit Risk Credit Control Credit Analysis Underwriting mortgage Credit Management Home Loans Credit Rating Lap Credit Research Mortgage Loans Credit Risk Analysis housing loan hl Team Handling

Salary related reviews for Jana Small Finance Bank

3.6

Rated by 14 employees for salary & benefits

Relationship Manager in Pune

Full Time

Sales & Business Development Department

1.0

• posted on 14 Apr 2023

3.0

for Salary and Benefits

Likes

On time salary is the only thing that is good.

Job security - Good

Dislikes

PLS READ THIS Almost everything. I did not believe in reviews here and when I joined, I realised that what was written negatively here was indeed true. 1. No support from operations team. Simple account opening takes a week. 2. Lethargic management who does not work on special requests by Ultra HNIs. Just know how to yell at employees for not getting business while ignoring the business they have got to them. 3. Branch Managers change employee codes while logging in cases so that their favourite person is shown higher in MIS. 4. Employee ID creation, access to system can take more than a month. 5. Constant calls from seniors does not give time to work. Managers force to attend these calls and keep aside other work. 6. Old employees boss over new joinees and make sure they do not succeed. 7. No access to existing clientele given as relationship manager. 8. Only the favourites of the branch manager get the leads generated from HO. Others do not get anything. 9. Work starts at 8.45am and we leave office at 8.30pm. Anything before is frowned upon by the management.

Skill development - Poor

+4 more

Branch Manager in Cuttack

Full Time

Marketing & Communication Department

2.0

• posted on 10 Aug 2023

4.0

for Salary and Benefits

Likes

They offer better salary than other small finance nothing else

Salary - Good

Dislikes

Late working hours if today's Target is not achieved then go and report to RH office at late nights no personal life work on Saturdays even HR is only on pen and paper no empathy for employees

Skill development - Poor

+5 more

Officer in Thane

Full Time

Other Department

1.0

• posted on 11 Nov 2021

1.0

for Salary and Benefits

Likes

Very bad experience

Dislikes

...meing . There is alot of politics and the management doesn't address our issues. No salary growth . Most important there is so partiality. Didn't get carrect traveling.

Salary - Bad

+6 more

Officer in Hazaribag

Full Time

Engineering - Hardware & Networks Department

3.0

• posted on 14 Dec 2021

3.0

for Salary and Benefits

Likes

...ting dirty politics are in there and also future opportunities is is restricted. Salary growth is also not good as other do.

Dislikes

Salary increament is very low

Promotions - Poor

+1 more

Branch Manager in Nagaon

Full Time

BFSI, Investments & Trading Department

1.0

• posted on 17 Jun 2023

4.0

for Salary and Benefits

Likes

Salary

Salary - Good

Dislikes

There is no job security. During Covid-19 pendamic the company fired some good employees for the sake of cost cutting which is inhuman and put the families of those employees into jeopardize. Moreover the office infrastructure is very poor. No Air conditioner, no power backup, faulty desktops and printers etc .

Skill development - Poor

+3 more

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Top trending discussions

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Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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Jana Small Finance Bank Area Credit Manager Salary FAQs

What is the salary of Area Credit Manager at Jana Small Finance Bank ?

The average salary of a Area Credit Manager at Jana Small Finance Bank in India typically ranges from ₹5.7 Lakhs to ₹14.0 Lakhs per year, depending on experience (from 6 years to 13 years).

The top 10% of Area Credit Manager at Jana Small Finance Bank earn more than ₹12.3 Lakhs per year, and the top 1% earn over ₹13.9 Lakhs per year. Area Credit Manager Salaries at Jana Small Finance Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 70+ Jana Small Finance Bank employees in India.

What is the estimated take home salary of a Area Credit Manager at Jana Small Finance Bank in India?

The estimated take-home salary of a Area Credit Manager at Jana Small Finance Bank in India typically ranges from ₹75,078 to ₹77,021 per month. This is based on the average salary range of ₹5.7 Lakhs to ₹14.0 Lakhs per year for employees with experience ranging from 6 years to 13 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 70+ salaries received from various employees of Jana Small Finance Bank. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Area Credit Manager at Jana Small Finance Bank ?

To be a Area Credit Manager at Jana Small Finance Bank in india, the key skills required include:

- Credit Risk
- Credit Control
- Credit Analysis
- Underwriting
- mortgage

These skills are highly valued at Jana Small Finance Bank and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than Jana Small Finance Bank for Area Credit Manager in India?

HDFC Bank	₹7.9 Lakhs to ₹30.0 Lakhs per year
Standard Chartered	₹8.2 Lakhs to ₹28.5 Lakhs per year
Ujjivan Small Finance Bank	₹9.2 Lakhs to ₹19.3 Lakhs per year
IDBI Bank	₹10.0 Lakhs to ₹20.1 Lakhs per year
Yes Bank	₹9.0 Lakhs to ₹19.7 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Jana Small Finance Bank, depending on the role and experience level.

What is the salary of a Area Credit Manager in companies similar to Jana Small Finance Bank in India?

The salary of a Area Credit Manager at companies similar to Jana Small Finance Bank in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Axis Bank	₹6.5 Lakhs to ₹23.0 Lakhs per year
Kotak Mahindra Bank	₹6.5 Lakhs to ₹23.6 Lakhs per year
IDFC FIRST Bank	₹8.2 Lakhs to ₹20.0 Lakhs per year
Karur Vysya Bank	₹12.0 Lakhs to ₹14.0 Lakhs per year
RBL Bank	₹5.8 Lakhs to ₹23.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Area Credit Manager at Jana Small Finance Bank in India?

The salary growth for a Area Credit Manager at Jana Small Finance Bank depends on factors such as experience, performance, and promotions. On average, a Area Credit Manager can expect the following growth trajectory at Jana Small Finance Bank:

Experience	Average Salary Range
6 years	₹6.0 Lakhs to ₹17.6 Lakhs per year
7 years	₹6.5 Lakhs to ₹12.0 Lakhs per year
8 years	₹6.0 Lakhs to ₹11.6 Lakhs per year
9 years	₹7.5 Lakhs to ₹13.0 Lakhs per year

and so on.

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Jana Small Finance Bank Area Credit Manager Salaries

Jana Small Finance Bank Area Credit Manager salary in India ranges between ₹5.7 Lakhs to ₹14 Lakhs with an average annual salary of ₹. Salary estimates are based on 71 Jana Small Finance Bank latest salaries received from various employees of Jana Small Finance Bank.