HSBC Group Credit Underwriter salaries in India (Updated 2025)

Likes

I am impressed with my workplace which is mostly work from home. The atmosphere here is incredible supportive, fostering both personal and professional growth. The team is also like a family and make each day enjoyable.

Dislikes

In the like comment, I have mentioned that its Hybrid or majority work from home, the salary structure is kind of average. In the beginning we used to claim our internet bills. However, they removed the internet bill reimbursement policy recently. Hope we wish to get it back so that I could give 5 star for salary and benefits next time. Some people would laugh at this dislike but many would know.

Likes

- Work Life balance is unmatched - Non monetary perks - Hybrid and Flexible working hours - Health policy for self and parents. For parents it's paid but premiums much lesser than in the market - Ample growth opportunities - Career progression is kind of automatic - Reputable designations are given

Dislikes

- Salary hikes and monetary perks are on the lower side. As you spend more than 5-7 year's you kind of hit a wall - Lack of leadership roles

Likes

Great learning opportunities at work. Good job satisfaction and opportunity to explore a lot of models for development and validation

Dislikes

Poor hikes and appraisals. Pay not matched up to the market standards

Likes

Just flexible hours nothing else. They sell themselves claiming that they have good work culture. It might be good at the organisational level, but not at our level. Work culture depends on the managers more than the organisation. And if by chance you don’t get a good manager then you’ll be in a mess. Even if the entire team goes and escalates to the senior management about the manager, no action will be taken against the manager in CAU instead you’ll be shifted to another team. But who knows what will happen after that. Won’t recommend anyone to join.

Dislikes

They are willing to pay freshers but don’t value existing employees at all. They are of the opinion that they can pay more to the new joiner but no point of paying more to the existing employees.

Likes

The company provides lots of avenues for training . Colleagues respect /support each other in work with good work life balance

Dislikes

1. Compensation and benefits 2. Complex org structure 3. Could be more dynamic