HDFC Sales Senior Credit Officer Salaries by 10+ Employees (Updated 2025)

3 - 7 years exp.

₹2.9 Lakhs - ₹5 Lakhs

Salary of majority employees

7% less than the average Senior Credit Officer Salary in Financial Services Companies for 3 - 7 years of experience

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Salaries in different departments

BFSI, Investments & Trading Senior Credit Officer Salary 3 - 7 years exp. (8 salaries)	₹2.9 L/yr - ₹5 L/yr
Finance & Accounting Senior Credit Officer Salary 5 - 6 years exp. (AmbitionBox Estimate)	₹3.1 L/yr - ₹5 L/yr
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Risk Management & Compliance Senior Credit Officer Salary 4 years exp. (AmbitionBox Estimate)	₹3.6 L/yr - ₹4 L/yr

Last Updated: 14 Mar 2025

Companies similar to HDFC Sales for Senior Credit Officer

Company name	Avg Annual Salary	Open Jobs
Edelweiss Senior Credit Officer Salary 2 - 6 years exp. (10 salaries)	₹2.7 L/yr - ₹4 L/yr 16% less
Cholamandalam Investment & Finance Senior Credit Officer Salary 2 - 8 years exp. (39 salaries)	₹2.8 L/yr - ₹4.5 L/yr 8% less
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Citicorp Senior Credit Officer Salary 5 - 11 years exp. (5 salaries)	₹10.2 L/yr - ₹18.8 L/yr 272% more
American Express Senior Credit Officer Salary 0 - 6 years exp. (4 salaries)	₹4 L/yr - ₹16.6 L/yr 112% more
AU Small Finance Bank Senior Credit Officer Salary 0 - 6 years exp. (232 salaries)	₹1.8 L/yr - ₹4.2 L/yr 19% less

Senior Credit Officer salary at HDFC Sales ranges between ₹2.9 Lakhs to ₹5 Lakhs per year for employees with experience between 3 years to 7 years. Salary estimates are based on 14 latest salaries received from various employees of HDFC Sales.

Experience wise HDFC Sales Senior Credit Officer salaries

Last Updated: 14 Mar 2025

Experience	Avg Annual Salary
3 years (AmbitionBox Estimate)	₹3.3 L/yr - ₹6.9 L/yr
4 years (AmbitionBox Estimate)	₹1.5 L/yr - ₹4.4 L/yr
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5 years (AmbitionBox Estimate)	₹3.3 L/yr - ₹5 L/yr
6 years (7 salaries)	₹3 L/yr - ₹5 L/yr
7 years (AmbitionBox Estimate)	₹2.9 L/yr - ₹4.8 L/yr

Similar Designation salaries in HDFC Sales

Credit Officer Salary

(207 salaries)

₹1.6 L/yr - ₹5.2 L/yr

Deputy Credit Manager Salary

(5 salaries)

₹3 L/yr - ₹5.5 L/yr

Area Credit Manager Salary

(AmbitionBox Estimate)

₹2.7 L/yr - ₹3.5 L/yr

Branch Credit Manager Salary

(3 salaries)

₹5 L/yr - ₹6.1 L/yr

Sales Officer Salary

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₹1.25 L/yr - ₹4.04 L/yr

Credit Manager Salary

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₹3 L/yr - ₹8.7 L/yr

Senior Associate Salary

(AmbitionBox Estimate)

₹2.7 L/yr - ₹3.5 L/yr

Assistant Credit Manager Salary

(7 salaries)

₹3.5 L/yr - ₹4.6 L/yr

Credit Analyst Salary

(45 salaries)

₹2 L/yr - ₹6 L/yr

Officer Salary

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₹1.95 L/yr - ₹5.2 L/yr

Salary related reviews for HDFC Sales

2.0

Rated by 3 employees for salary & benefits

Relationship Manager in Agra

Full Time

BFSI, Investments & Trading Department

4.0

• posted on 25 Jul 2024

3.0

for Salary and Benefits

Likes

Its a great place to work with the perfect balance of work and personal life. Company culture is so different to the others is a positive way. Learning and development programmes are very good to improve your skills and knowledge to grow in this sector.

Skill development - Excellent

+4 more

Dislikes

salary and benefits are so low in this company and the promotions activity also not good.

Sales Officer in Eluru

Full Time

Sales & Business Development Department

3.0

• posted on 13 May 2024

1.0

for Salary and Benefits

Likes

Low work pressure comparing to other NBFCs, Salary on time

Company culture - Good

+1 more

Dislikes

BSA payouts very late, very low perks and benifits, company having only one computer to the entire branch. This company works for HDFC bank and bank employees don't respect the employees of hdfc sales company.

Salary - Bad

+2 more

Deputy Manager in Mumbai

Full Time

Sales & Business Development Department

4.0

• posted on 21 Jan 2025

3.0

for Salary and Benefits

Likes

- Timely salary - Incentives are very good

Skill development - Good

Dislikes

- They offer low salary - Unnecessary cross sell products - Management doesn't allow to work in your own style..they just force you to do how they want specially in kandivali branch

Job security - Bad

+3 more

Sales Officer in Kolkata

Full Time

Sales & Business Development Department

4.0

• posted on 29 Sep 2023

5.0

for Salary and Benefits

Likes

You'll get a great learning, great team to work with. Salary on time.

Salary - Excellent

+2 more

Dislikes

Daily stretching, extraordinary pressure, you won't have any rights to take break, you suppose to be with like a machine, can't even talk to your colleagues.

Promotions - Poor

+1 more

Sales Officer in Mumbai

Full Time

Other Department

5.0

• posted on 23 Jun 2023

5.0

for Salary and Benefits

Likes

Work culture is good. Salary is good. Got appraisal every year

Salary - Excellent

+5 more

Dislikes

People are not good. But that is everywhere. You need to work hard and fast if you want to get appreciated here so no in-between breaks here.

see more salary related reviews

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Salary Discussions, Hike & Promotions

a system engineer

Just had to share this, I got a 100% hike!

I'm keeping this anonymous because I don’t want to disclose it in real life. After two years without a raise, I successfully negotiated a 100% increase at my current company. I focused on creating significant value and worked in cross-functional teams to learn as much as possible. There were times when I was overworked, but it was all worthwhile. I was confident that it was a mutually beneficial situation. My advice would be to choose your job wisely, create value in the right place, and don't be afraid to negotiate.

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HDFC Sales Senior Credit Officer Salary FAQs

What is the salary of Senior Credit Officer at HDFC Sales ?

The average salary of a Senior Credit Officer at HDFC Sales in India typically ranges from ₹2.9 Lakhs to ₹5.0 Lakhs per year, depending on experience (from 3 years to 7 years).

The top 10% of Senior Credit Officer at HDFC Sales earn more than ₹5.0 Lakhs per year, and the top 1% earn over ₹5.0 Lakhs per year. Senior Credit Officer Salaries at HDFC Sales can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 10+ HDFC Sales employees in India.

What is the estimated take home salary of a Senior Credit Officer at HDFC Sales in India?

The estimated take-home salary of a Senior Credit Officer at HDFC Sales in India typically ranges from ₹28,733 to ₹30,116 per month. This is based on the average salary range of ₹2.9 Lakhs to ₹5.0 Lakhs per year for employees with experience ranging from 3 years to 7 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 10+ salaries received from various employees of HDFC Sales. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than HDFC Sales for Senior Credit Officer in India?

Citicorp	₹10.2 Lakhs to ₹18.8 Lakhs per year
American Express	₹4.0 Lakhs to ₹16.6 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by HDFC Sales, depending on the role and experience level.

What is the salary of a Senior Credit Officer in companies similar to HDFC Sales in India?

The salary of a Senior Credit Officer at companies similar to HDFC Sales in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Cholamandalam Investment & Finance	₹2.8 Lakhs to ₹4.5 Lakhs per year
Edelweiss	₹2.7 Lakhs to ₹4.0 Lakhs per year
AU Small Finance Bank	₹1.8 Lakhs to ₹4.2 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Senior Credit Officer at HDFC Sales in India?

The salary growth for a Senior Credit Officer at HDFC Sales depends on factors such as experience, performance, and promotions. On average, a Senior Credit Officer can expect the following growth trajectory at HDFC Sales:

Experience	Average Salary Range
3 years	₹3.3 Lakhs to ₹6.9 Lakhs per year
4 years	₹1.5 Lakhs to ₹4.4 Lakhs per year
5 years	₹3.3 Lakhs to ₹5.0 Lakhs per year
6 years	₹3.0 Lakhs to ₹5.0 Lakhs per year

and so on.

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HDFC Sales Senior Credit Officer Salaries

HDFC Sales Senior Credit Officer salary in India ranges between ₹2.9 Lakhs to ₹5 Lakhs with an average annual salary of ₹. Salary estimates are based on 14 HDFC Sales latest salaries received from various employees of HDFC Sales.