HDFC Sales Credit Officer Salaries by 200+ Employees (Updated 2025)

1 - 9 years exp.

₹1.6 Lakh - ₹5.2 Lakhs

Salary of majority employees

5% less than the average Credit Officer Salary in Financial Services Companies for 1 - 9 years of experience

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Salaries in different departments

Finance & Accounting Credit Officer Salary 1 - 9 years exp. (70 salaries)	₹1.8 L/yr - ₹4.9 L/yr
BFSI, Investments & Trading Credit Officer Salary 1 - 7 years exp. (61 salaries)	₹1.6 L/yr - ₹5.2 L/yr
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Risk Management & Compliance Credit Officer Salary 1 - 9 years exp. (16 salaries)	₹2.5 L/yr - ₹4.6 L/yr
Customer Success, Service & Operations Credit Officer Salary 1 - 7 years exp. (13 salaries)	₹2.1 L/yr - ₹4.3 L/yr
Administration & Facilities Credit Officer Salary 1 - 4 years exp. (5 salaries)	₹2 L/yr - ₹4.5 L/yr

Last Updated: 28 Feb 2025

Companies similar to HDFC Sales for Credit Officer

Company name	Avg Annual Salary	Open Jobs
ICICI Bank Credit Officer Salary 0 - 6 years exp. (120 salaries)	₹1.2 L/yr - ₹4.7 L/yr 29% less
Axis Bank Credit Officer Salary 0 - 6 years exp. (176 salaries)	₹1.2 L/yr - ₹6.7 L/yr 7% more	1 job opening
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Kotak Mahindra Bank Credit Officer Salary 1 - 6 years exp. (96 salaries)	₹1.5 L/yr - ₹4.5 L/yr 22% less
Yes Bank Credit Officer Salary 2 - 10 years exp. (50 salaries)	₹2 L/yr - ₹4 L/yr 17% less
IndusInd Bank Credit Officer Salary 1 - 10 years exp. (138 salaries)	₹1.2 L/yr - ₹4.2 L/yr 19% less
IDFC FIRST Bank Credit Officer Salary 0 - 6 years exp. (38 salaries)	₹2.1 L/yr - ₹4.9 L/yr 18% less
Bajaj Finserv Credit Officer Salary 0 - 5 years exp. (59 salaries)	₹2 L/yr - ₹5.5 L/yr 3% more
Tata Capital Credit Officer Salary 0 - 6 years exp. (23 salaries)	₹2.5 L/yr - ₹5 L/yr 6% less	1 job opening
RBL Bank Credit Officer Salary 0 - 7 years exp. (169 salaries)	₹1.4 L/yr - ₹4.4 L/yr 18% less
Standard Chartered Credit Officer Salary 1 - 7 years exp. (16 salaries)	₹1.8 L/yr - ₹4 L/yr 23% less
Edelweiss Credit Officer Salary 0 - 9 years exp. (225 salaries)	₹2 L/yr - ₹4.5 L/yr 2% less
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Cholamandalam Investment & Finance Credit Officer Salary 0 - 8 years exp. (121 salaries)	₹1.7 L/yr - ₹3.9 L/yr 18% less
Citicorp Credit Officer Salary 1 - 9 years exp. (49 salaries)	₹9.4 L/yr - ₹24.1 L/yr 305% more
Aditya Birla Capital Credit Officer Salary 0 - 6 years exp. (36 salaries)	₹2.4 L/yr - ₹5.5 L/yr 14% more
HSBC Group Credit Officer Salary 3 - 10 years exp. (19 salaries)	₹3.5 L/yr - ₹10 L/yr 94% more
JPMorgan Chase & Co. Credit Officer Salary 0 - 7 years exp. (10 salaries)	₹12.8 L/yr - ₹45 L/yr 629% more	1 job opening
Axis Direct Credit Officer Salary 1 - 3 years exp. (6 salaries)	₹1.4 L/yr - ₹2.2 L/yr 47% less
IDFC FIRST Bharat Credit Officer Salary 1 - 6 years exp. (5 salaries)	₹1.7 L/yr - ₹3.7 L/yr 26% less
Wells Fargo Credit Officer Salary 2 - 8 years exp. (4 salaries)	₹12 L/yr - ₹28.6 L/yr 406% more
UBS Credit Officer Salary 1 - 5 years exp. (3 salaries)	₹2.1 L/yr - ₹7 L/yr At par

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Credit Officer salary at HDFC Sales ranges between ₹1.6 Lakh to ₹5.2 Lakhs per year for employees with experience between 1 year to 9 years. Salary estimates are based on 208 latest salaries received from various employees of HDFC Sales.

Experience wise HDFC Sales Credit Officer salaries

Last Updated: 28 Feb 2025

Experience	Avg Annual Salary
1 year (33 salaries)	₹1.6 L/yr - ₹4 L/yr
2 years (43 salaries)	₹1.7 L/yr - ₹3.9 L/yr
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3 years (40 salaries)	₹1.8 L/yr - ₹4.8 L/yr
4 years (38 salaries)	₹1.6 L/yr - ₹4.8 L/yr
5 years (23 salaries)	₹2 L/yr - ₹5.2 L/yr
6 years (14 salaries)	₹2 L/yr - ₹5 L/yr
7 years (10 salaries)	₹3 L/yr - ₹4.9 L/yr
8 years (5 salaries)	₹3.1 L/yr - ₹4.9 L/yr
9 years (AmbitionBox Estimate)	₹3.5 L/yr - ₹4.1 L/yr

View all

Similar Designation salaries in HDFC Sales

Credit Manager Salary

(23 salaries)

₹3 L/yr - ₹8.7 L/yr

Sales Officer Salary

(422 salaries)

₹1.25 L/yr - ₹4.04 L/yr

Credit Analyst Salary

(45 salaries)

₹2 L/yr - ₹6 L/yr

Senior Credit Officer Salary

(11 salaries)

₹2.87 L/yr - ₹5 L/yr

Officer Salary

(33 salaries)

₹1.95 L/yr - ₹5.2 L/yr

Credit Underwriter Salary

(AmbitionBox Estimate)

₹3.7 L/yr - ₹4.7 L/yr

Credit Executive Salary

(13 salaries)

₹1 L/yr - ₹3.6 L/yr

Area Credit Manager Salary

(AmbitionBox Estimate)

₹2.7 L/yr - ₹3.5 L/yr

Branch Manager Salary

(4 salaries)

₹2.5 L/yr - ₹5.5 L/yr

Deputy Manager Salary

(294 salaries)

₹2.45 L/yr - ₹9.79 L/yr

Top skills at HDFC Sales for Credit Officer

Home Loans mortgage Credit Assessment Disbursement Credit Appraisal Credit Underwriting Sales ICWA Inter Ratio Analysis Personal Loans Credit Credit Risk Analysis Sanction auto Credit Analysis

Salary related reviews for HDFC Sales

2.9

Rated by 28 employees for salary & benefits

Relationship Manager in Agra

Full Time

BFSI, Investments & Trading Department

4.0

• posted on 25 Jul 2024

3.0

for Salary and Benefits

Likes

Its a great place to work with the perfect balance of work and personal life. Company culture is so different to the others is a positive way. Learning and development programmes are very good to improve your skills and knowledge to grow in this sector.

Skill development - Excellent

+4 more

Dislikes

salary and benefits are so low in this company and the promotions activity also not good.

Sales Officer in Eluru

Full Time

Sales & Business Development Department

3.0

• posted on 13 May 2024

1.0

for Salary and Benefits

Likes

Low work pressure comparing to other NBFCs, Salary on time

Company culture - Good

+1 more

Dislikes

BSA payouts very late, very low perks and benifits, company having only one computer to the entire branch. This company works for HDFC bank and bank employees don't respect the employees of hdfc sales company.

Salary - Bad

+2 more

Deputy Manager in Mumbai

Full Time

Sales & Business Development Department

4.0

• posted on 21 Jan 2025

3.0

for Salary and Benefits

Likes

- Timely salary - Incentives are very good

Skill development - Good

Dislikes

- They offer low salary - Unnecessary cross sell products - Management doesn't allow to work in your own style..they just force you to do how they want specially in kandivali branch

Job security - Bad

+3 more

Sales Officer in Kolkata

Full Time

Sales & Business Development Department

4.0

• posted on 29 Sep 2023

5.0

for Salary and Benefits

Likes

You'll get a great learning, great team to work with. Salary on time.

Salary - Excellent

+2 more

Dislikes

Daily stretching, extraordinary pressure, you won't have any rights to take break, you suppose to be with like a machine, can't even talk to your colleagues.

Promotions - Poor

+1 more

Sales Officer in Mumbai

Full Time

Other Department

5.0

• posted on 23 Jun 2023

5.0

for Salary and Benefits

Likes

Work culture is good. Salary is good. Got appraisal every year

Salary - Excellent

+5 more

Dislikes

People are not good. But that is everywhere. You need to work hard and fast if you want to get appreciated here so no in-between breaks here.

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Salary Discussions, Hike & Promotions

a senior quality lead

Help me with in hand salary

Hi All, I'm so much confused in calculating my in hand salary by excluding the variable pay. Anyhow variable pay will have 30% tax directly on it. So by excluding If I calculate my monthly inhand using old and as well as new regime of 2025. I don't know which one to choose and which is best for me. Currently 80C is 1.5lakhs and 80D is 50k and Rent paid was around 75k help me to calculate in hand as per the above assumptions

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HDFC Sales Credit Officer Salary FAQs

What is the salary of Credit Officer at HDFC Sales?

Credit Officer salary at HDFC Sales in India ranges between ₹1.6 Lakhs to ₹5.2 Lakhs for experience between 1 years to 9 years. According to our estimates it is 5% less than the average Credit Officer Salary in India. Salary estimates are based on 208 latest salaries received from various employees of HDFC Sales India.

How does the salary of a Credit Officer at HDFC Sales India compare with the average salary range for this job?

The average salary of a Credit Officer at HDFC Sales is 5% less than the average salary of a Credit Officer in India. To know exact salary insights, login to view.

What are the top skills required to work as a Credit Officer at HDFC Sales?

Home Loans, mortgage, Credit Assessment, Disbursement and Credit Appraisal are some of the popular skills required to work as a Credit Officer at HDFC Sales India.

Which similar companies are paying more than HDFC Sales to a Credit Officer in India?

JPMorgan Chase & Co. Credit Officer Salary - ₹12.8 Lakhs to ₹45.0 Lakhs per year
BNP Paribas Credit Officer Salary - ₹12.7 Lakhs to ₹37.0 Lakhs per year
Wells Fargo Credit Officer Salary - ₹12.0 Lakhs to ₹28.6 Lakhs per year
Citicorp Credit Officer Salary - ₹9.4 Lakhs to ₹24.1 Lakhs per year
HSBC Group Credit Officer Salary - ₹3.5 Lakhs to ₹10.0 Lakhs per year

What is the salary of a Credit Officer in companies similar to HDFC Sales in India?

Aditya Birla Capital Credit Officer Salary - ₹2.4 Lakhs to ₹5.5 Lakhs per year
Axis Bank Credit Officer Salary - ₹1.2 Lakhs to ₹6.7 Lakhs per year
Bajaj Finserv Credit Officer Salary - ₹2.0 Lakhs to ₹5.5 Lakhs per year
UBS Credit Officer Salary - ₹2.1 Lakhs to ₹7.0 Lakhs per year
Edelweiss Credit Officer Salary - ₹2.0 Lakhs to ₹4.5 Lakhs per year

What is the estimated take home salary of a Credit Officer at HDFC Sales in India?

The estimated take-home salary of a Credit Officer at HDFC Sales ranges between ₹25,004 per month to ₹26,443 per month in India. The take-home salary calculation is based on the average HDFC Sales Credit Officer salary in India which ranges between ₹1.6 Lakhs to ₹5.2 Lakhs per year for employees with experience between 1 years to 9 years. Check how did we calculate take home salary?

What is the notice period for Credit Officer at HDFC Sales?

According to AmbitionBox, 53% of the HDFC Sales Credit Officers reported a notice period of 1 Month, 27% reported a notice period of 3 Months and the remaining reported other notice period durations. This is based on 100 responses on AmbitionBox in last 2 years.

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HDFC Sales Credit Officer Salaries by Location

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HDFC Sales Credit Officer Salaries

HDFC Sales Credit Officer salary in India ranges between ₹1.6 Lakh to ₹5.2 Lakhs with an average annual salary of ₹. Salary estimates are based on 208 HDFC Sales latest salaries received from various employees of HDFC Sales.