Guardian India Underwriter Salaries by 5 Employees (Updated 2025)

2 - 3 years exp.

₹2.2 Lakhs - ₹4.5 Lakhs

Low Confidence

Salary of majority employees

47% less than the average Underwriter Salary in Insurance Companies for 2 - 3 years of experience

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Salaries in different departments

Customer Success, Service & Operations Underwriter Salary 2 - 3 years exp. (3 salaries)	₹2.2 L/yr - ₹4.1 L/yr
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Consulting Underwriter Salary 3 years exp. (AmbitionBox Estimate)	₹3.3 L/yr - ₹4.5 L/yr

Last Updated: 2 Mar 2025

Companies similar to Guardian India for Underwriter

Company name	Avg Annual Salary	Open Jobs
ICICI Lombard General Insurance Company Underwriter Salary 0 - 3 years exp. (43 salaries)	₹5 L/yr - ₹10 L/yr 156% more
Tata AIG Underwriter Salary 0 - 5 years exp. (42 salaries)	₹5.2 L/yr - ₹16.1 L/yr 223% more
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ICICI Prudential Life Insurance Underwriter Salary 0 - 5 years exp. (25 salaries)	₹2.1 L/yr - ₹6 L/yr 48% more
SBI Life Insurance Company Underwriter Salary 1 - 12 years exp. (24 salaries)	₹2.5 L/yr - ₹7.3 L/yr 61% more
Iffco Tokio General Insurance Co. Underwriter Salary 2 - 14 years exp. (21 salaries)	₹2.2 L/yr - ₹8.6 L/yr 83% more	1 job opening
HDFC Life Underwriter Salary 0 - 5 years exp. (17 salaries)	₹1.8 L/yr - ₹4.7 L/yr 31% more
Reliance General Insurance Underwriter Salary 0 - 3 years exp. (12 salaries)	₹3 L/yr - ₹8 L/yr 112% more
Axis Max Life Insurance Underwriter Salary 1 - 5 years exp. (11 salaries)	₹2.1 L/yr - ₹3.1 L/yr 15% less
Gallagher Underwriter Salary 3 - 13 years exp. (10 salaries)	₹9 L/yr - ₹21 L/yr 341% more
Bajaj Allianz Life Insurance Underwriter Salary 1 - 11 years exp. (10 salaries)	₹2.4 L/yr - ₹8 L/yr 43% more
SBI General Insurance Underwriter Salary 0 - 13 years exp. (8 salaries)	₹5 L/yr - ₹11.9 L/yr 200% more
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National Insurance Company Underwriter Salary 1 - 4 years exp. (8 salaries)	₹1.5 L/yr - ₹3 L/yr 22% less
Allstate Underwriter Salary 3 - 8 years exp. (7 salaries)	₹4 L/yr - ₹7 L/yr 57% more
Aditya Birla Sun Life Insurance Underwriter Salary 0 - 4 years exp. (6 salaries)	₹1.7 L/yr - ₹3.5 L/yr 7% more
Kotak Mahindara Life Insurance Underwriter Salary 0 - 3 years exp. (6 salaries)	₹5.1 L/yr - ₹9.1 L/yr 147% more
Swiss Re Underwriter Salary 1 - 8 years exp. (4 salaries)	₹7.4 L/yr - ₹26 L/yr 517% more	1 job opening
Canara HSBC Life Insurance Underwriter Salary 3 - 5 years exp. (4 salaries)	₹3.7 L/yr - ₹5 L/yr 56% more
PNB MetLife Underwriter Salary 2 - 8 years exp. (4 salaries)	₹2 L/yr - ₹7 L/yr 81% more
AIG Underwriter Salary 0 - 6 years exp. (4 salaries)	₹5 L/yr - ₹8 L/yr 109% more
MetLife Underwriter Salary 1 - 3 years exp. (3 salaries)	₹3.4 L/yr - ₹4.2 L/yr 34% more

View all

Underwriter salary at Guardian India ranges between ₹2.2 Lakhs to ₹4.5 Lakhs per year for employees with experience between 2 years to 3 years. Salary estimates are based on 5 latest salaries received from various employees of Guardian India.

Experience wise Guardian India Underwriter salaries

Last Updated: 2 Mar 2025

Experience	Avg Annual Salary
2 years (AmbitionBox Estimate)	₹2.2 L/yr - ₹5.2 L/yr
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3 years (4 salaries)	₹2.7 L/yr - ₹4.5 L/yr

Similar Designation salaries in Guardian India

Senior Underwriter Salary

(AmbitionBox Estimate)

₹3.6 L/yr - ₹4.6 L/yr

Analyst Salary

(165 salaries)

₹3.15 L/yr - ₹10.85 L/yr

Team Lead Salary

(61 salaries)

₹5.5 L/yr - ₹16.19 L/yr

Underwriting Analyst Salary

(AmbitionBox Estimate)

₹2.5 L/yr - ₹3.2 L/yr

Senior Associate Salary

(53 salaries)

₹2.5 L/yr - ₹5.2 L/yr

Senior Analyst Salary

(57 salaries)

₹4.75 L/yr - ₹17 L/yr

Deputy Manager Salary

(AmbitionBox Estimate)

₹4.7 L/yr - ₹6 L/yr

Management Trainee Salary

(AmbitionBox Estimate)

₹7.2 L/yr - ₹9.2 L/yr

Process Associate Salary

(100 salaries)

₹2 L/yr - ₹5.2 L/yr

Process Specialist Salary

(AmbitionBox Estimate)

₹3.8 L/yr - ₹4.8 L/yr

Top skills at Guardian India for Underwriter

Claims Management Consulting Time Management Testing Customer Service Medical underwriting

Salary related reviews for Guardian India

5.0

Rated by 3 employees for salary & benefits

Analyst in Gurgaon / Gurugram

Full Time

BFSI, Investments & Trading Department

2.0

• posted on 14 Jul 2023

3.0

for Salary and Benefits

Likes

Can drivers were good.

Dislikes

...work on an average 10 hours daily instead 8 hours working as per company policy. People are not getting pay out pay extra 2 hours if someone denied or not able to do then company fired hime and put xyz resion.

Skill development - Bad

+5 more

Analyst in Gurgaon / Gurugram

Data Science & Analytics Department

4.0

• posted on 20 Mar 2021

4.0

for Salary and Benefits

Likes

The work environment is cool and culture promotes ownership and overall skill development. Also have a nice cafeteria in office however after lockdown mostly WFH is preferred. Overall workplace is nice.

Salary - Good

+6 more

Dislikes

Salary is decent but could be more competitive with respect to industry. Rest everything is good.

Analyst in Gurgaon / Gurugram

CEPS EDI Department

1.0

• posted on 04 Aug 2019

1.0

for Salary and Benefits

Likes

Politics by all level of employees - Board members are the masters

Job security - Excellent

Dislikes

Career growth, Salary, Learning, Work Environment, Work-life balance, Satisfaction are the words for the imagination. these words are meant to be flatterers or the higher management. I was in EDI team but to be very precise, the work is to validate data which is similar to Customer Support / Data Entry Operator profile. In Guardian India, EDI is totally an Operations profile but internally they'he marked as IT so that they can fool others and hire them. In a similar way EDI manager (Mr. Rahul Paliwal) says that he's not an IT person has the designation as "Senior Delivery Manager - IT". This is all done to trap new hires and play with them.

Salary - Bad

+5 more

Associate Customer Service Representative in Gurgaon / Gurugram

Full Time

Customer Success, Service & Operations Department

5.0

• posted on 21 Jul 2023

4.0

for Salary and Benefits

Likes

The company is employee centric in terms of letting them put there views and points forward. Our suggestions are valued. There are various activities that are being organized that encourages us to be in office, and have fun with out teams along with the work we do. Facility of cab which is provided is good one. The working environment is good which makes it great place to work.

Salary - Good

+6 more

Dislikes

... months time period eligibility criteria if reduced to 12 months would be great. Salary package offered is little low. If it is the same, so atleast one time meal during the shift hours can be offered by the campus.

Scrum Master in Chennai

Full Time

Project & Program Management Department

5.0

• posted on 21 Oct 2022

4.0

for Salary and Benefits

Likes

A mid range Product based Insurance company, 150 years old with a very good work culture. I work in IT as they have various departments such as Operations and others. The portfolio which I am in is very good and as a Scrum Master, it's one the best companies to work with. Good work Life balance, 36 annual leave - one of the best in the industry, free cab facility and few other small benefits as well. You have complete freedom to implement your ideas, people are helpful and I can add a lot.

Salary - Good

+6 more

Dislikes

150 year product based with very good financial strength and Fortune 250. 1 - Yearly bonus can be added 2 - Less benefits compared to other product based 3 - Not much tax saving benefits 4 - Working hours -12pm to 9pm which can be tough for few

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Shifting from Bangalore to Hyderabad

I’m working in Bangalore for last 9 years. Currently I got 2 offers. 1. CTS - Bangalore (CTC - 22.7 LPA) 2. Deloitte - Hyderabad (CTC - 24.2 LPA) Is it good move to shift to Hyderabad for Deloitte ? Is it ok to ask the HR if my base location can be changed to Bangalore ? Please share your thoughts

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Guardian India Underwriter Salary FAQs

What is the salary of Underwriter at Guardian India ?

The average salary of a Underwriter at Guardian India in India typically ranges from ₹2.2 Lakhs to ₹4.5 Lakhs per year, depending on experience (from 2 years to 3 years).

The top 10% of Underwriter at Guardian India earn more than ₹4.5 Lakhs per year, and the top 1% earn over ₹4.5 Lakhs per year. Underwriter Salaries at Guardian India can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 5 Guardian India employees in India.

What is the estimated take home salary of a Underwriter at Guardian India in India?

The estimated take-home salary of a Underwriter at Guardian India in India typically ranges from ₹20,431 to ₹22,088 per month. This is based on the average salary range of ₹2.2 Lakhs to ₹4.5 Lakhs per year for employees with experience ranging from 2 years to 3 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 5 salaries received from various employees of Guardian India. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Underwriter at Guardian India ?

To be a Underwriter at Guardian India in india, the key skills required include:

- Claims
- Management
- Consulting
- Time Management
- Testing

These skills are highly valued at Guardian India and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than Guardian India for Underwriter in India?

Swiss Re	₹7.4 Lakhs to ₹26.0 Lakhs per year
Gallagher	₹9.0 Lakhs to ₹21.0 Lakhs per year
Tata AIG	₹5.2 Lakhs to ₹16.1 Lakhs per year
Tata AIA Life Insurance	₹6.0 Lakhs to ₹10.5 Lakhs per year
SBI General Insurance	₹5.0 Lakhs to ₹11.9 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Guardian India, depending on the role and experience level.

What is the salary of a Underwriter in companies similar to Guardian India in India?

The salary of a Underwriter at companies similar to Guardian India in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

ICICI Lombard General Insurance Company	₹5.0 Lakhs to ₹10.0 Lakhs per year
Kotak Mahindara Life Insurance	₹5.1 Lakhs to ₹9.1 Lakhs per year
Reliance General Insurance	₹3.0 Lakhs to ₹8.0 Lakhs per year
AIG	₹5.0 Lakhs to ₹8.0 Lakhs per year
Iffco Tokio General Insurance Co.	₹2.2 Lakhs to ₹8.6 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Underwriter at Guardian India in India?

The salary growth for a Underwriter at Guardian India depends on factors such as experience, performance, and promotions. On average, a Underwriter can expect the following growth trajectory at Guardian India:

Experience	Average Salary Range
2 years	₹2.2 Lakhs to ₹5.2 Lakhs per year
3 years	₹2.7 Lakhs to ₹4.5 Lakhs per year

and so on.

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Guardian India Underwriter Salaries

Guardian India Underwriter salary in India ranges between ₹2.2 Lakhs to ₹4.5 Lakhs with an average annual salary of ₹. Salary estimates are based on 5 Guardian India latest salaries received from various employees of Guardian India.