SMFG India Credit Home Loan Officer Salaries by 4 Employees (Updated 2025)

0 - 6 years exp.

₹2.8 Lakhs - ₹3.7 Lakhs

Low Confidence

Salary of majority employees

13% more than the average Home Loan Officer Salary in NBFC Companies for 0 - 6 years of experience

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Last Updated: 28 Feb 2025

Companies similar to SMFG India Credit for Home Loan Officer

Company name	Avg Annual Salary	Open Jobs
HDB Financial Services Home Loan Officer Salary 1 - 5 years exp. (11 salaries)	₹1.4 L/yr - ₹4 L/yr 25% less
Manappuram Finance Home Loan Officer Salary 3 - 10 years exp. (5 salaries)	₹3 L/yr - ₹5.8 L/yr 31% more
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Mahindra Rural Housing Finance Home Loan Officer Salary 0 - 5 years exp. (5 salaries)	₹1.8 L/yr - ₹11.8 L/yr 81% more
IIFL Finance Home Loan Officer Salary 2 - 12 years exp. (4 salaries)	₹2.3 L/yr - ₹3.6 L/yr 1% more
Svatantra Microfin Home Loan Officer Salary 1 - 5 years exp. (3 salaries)	₹2.2 L/yr - ₹3 L/yr 24% less
Home Credit Finance Home Loan Officer Salary 1 - 4 years exp. (3 salaries)	₹1.6 L/yr - ₹5 L/yr 2% less

Home Loan Officer salary at SMFG India Credit ranges between ₹2.8 Lakhs to ₹3.7 Lakhs per year for employees with less than 1 year of experience to 6 years. Salary estimates are based on 4 latest salaries received from various employees of SMFG India Credit.

Experience wise SMFG India Credit Home Loan Officer salaries

Last Updated: 28 Feb 2025

Experience	Avg Annual Salary
Fresher (AmbitionBox Estimate)	₹2.8 L/yr - ₹5 L/yr
1 year (AmbitionBox Estimate)	₹2.6 L/yr - ₹3.4 L/yr
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2 years (AmbitionBox Estimate)	₹2.8 L/yr - ₹3.5 L/yr
3 years (AmbitionBox Estimate)	₹2.9 L/yr - ₹3.7 L/yr
4 years (AmbitionBox Estimate)	₹1.3 L/yr - ₹3.7 L/yr
5 years (AmbitionBox Estimate)	₹3.4 L/yr - ₹6.3 L/yr
6 years (AmbitionBox Estimate)	₹3.6 L/yr - ₹6.5 L/yr

View all

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Salary related reviews for SMFG India Credit

Sales Manager in Kadapa

Full Time

Sales & Business Development Department

5.0

• posted on 22 Mar 2024

5.0

for Salary and Benefits

Likes

I'm happy to work with SMFG company this company is excellent for every employee good salary very good incentives and also good growth 📈 working here thanks to big opportunity for me SMFG india credit

Salary - Excellent

+6 more

Dislikes

Nothing dislike this company it's a very good company more than other NBFC companies

Collection Officer in Mumbai

Full Time

Customer Success, Service & Operations Department

5.0

• posted on 29 Sep 2023

5.0

for Salary and Benefits

Likes

I am happy with working pattern like a home, salary,perks is heigher from a standards MNC . I had given 💯 percentage from our end.

Salary - Excellent

+3 more

Dislikes

Some time learning and promotion things not meet accordance to me. Overall some time happy rather not satisfied.

Promotions - Poor

Sales Manager in Chhindwara

Full Time

Sales & Business Development Department

5.0

• posted on 04 Mar 2023

3.0

for Salary and Benefits

Likes

There are many products here from which we get a lot of knowledge

Skill development - Excellent

+5 more

Dislikes

The salary that should have been received according to the work was not known! When the full salary was not received even after completing the achievement goal.

Sales Manager in Jorhat

Full Time

BFSI, Investments & Trading Department

4.0

• posted on 31 May 2022

5.0

for Salary and Benefits

Likes

...'s worst to selling product due to high interest rate and poor customer service. Other hand, Employees are getting good salary and other benefits.

Salary - Excellent

+4 more

Dislikes

Poor customer service &high interest rate

Collection Officer in Lalgudi

Full Time

Collection department Department

4.0

• posted on 15 Nov 2022

5.0

for Salary and Benefits

Likes

...rs are very selfish and cannot think about team members life. So I disappointed. But company salary and incentives are very attractive.

Salary - Excellent

+2 more

Dislikes

Team members have lot of problems due to partiality and politics

Job security - Poor

see more salary related reviews

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a system engineer

Just had to share this, I got a 100% hike!

I'm keeping this anonymous because I don’t want to disclose it in real life. After two years without a raise, I successfully negotiated a 100% increase at my current company. I focused on creating significant value and worked in cross-functional teams to learn as much as possible. There were times when I was overworked, but it was all worthwhile. I was confident that it was a mutually beneficial situation. My advice would be to choose your job wisely, create value in the right place, and don't be afraid to negotiate.

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SMFG India Credit Home Loan Officer Salary FAQs

What is the salary of Home Loan Officer at SMFG India Credit ?

The average salary of a Home Loan Officer at SMFG India Credit in India typically ranges from ₹2.8 Lakhs to ₹3.7 Lakhs per year, depending on experience (from Fresher to 6 years).

The top 10% of Home Loan Officer at SMFG India Credit earn more than ₹3.7 Lakhs per year, and the top 1% earn over ₹3.7 Lakhs per year. Home Loan Officer Salaries at SMFG India Credit can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 4 SMFG India Credit employees in India.

What is the estimated take home salary of a Home Loan Officer at SMFG India Credit in India?

The estimated take-home salary of a Home Loan Officer at SMFG India Credit in India typically ranges from ₹23,181 to ₹24,647 per month. This is based on the average salary range of ₹2.8 Lakhs to ₹3.7 Lakhs per year for employees with experience ranging from Fresher to 6 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 4 salaries received from various employees of SMFG India Credit. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than SMFG India Credit for Home Loan Officer in India?

Mahindra Rural Housing Finance	₹1.8 Lakhs to ₹11.8 Lakhs per year
Manappuram Finance	₹3.0 Lakhs to ₹5.8 Lakhs per year
IIFL Finance	₹2.3 Lakhs to ₹3.6 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by SMFG India Credit, depending on the role and experience level.

What is the salary of a Home Loan Officer in companies similar to SMFG India Credit in India?

The salary of a Home Loan Officer at companies similar to SMFG India Credit in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Home Credit Finance	₹1.6 Lakhs to ₹5.0 Lakhs per year
Svatantra Microfin	₹2.2 Lakhs to ₹3.0 Lakhs per year
HDB Financial Services	₹1.4 Lakhs to ₹4.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Home Loan Officer at SMFG India Credit in India?

The salary growth for a Home Loan Officer at SMFG India Credit depends on factors such as experience, performance, and promotions. On average, a Home Loan Officer can expect the following growth trajectory at SMFG India Credit:

Experience	Average Salary Range
Fresher	₹2.8 Lakhs to ₹5.0 Lakhs per year
1 year	₹2.6 Lakhs to ₹3.4 Lakhs per year
2 years	₹2.8 Lakhs to ₹3.5 Lakhs per year
3 years	₹2.9 Lakhs to ₹3.7 Lakhs per year

and so on.

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SMFG India Credit Home Loan Officer Salaries

SMFG India Credit Home Loan Officer salary in India ranges between ₹2.8 Lakhs to ₹3.7 Lakhs with an average annual salary of ₹. Salary estimates are based on 4 SMFG India Credit latest salaries received from various employees of SMFG India Credit.