SMFG India Credit Credit Processing Associate Salaries by 80+ Employees (Updated 2025)

0 - 5 years exp.

₹1.8 Lakh - ₹4 Lakhs

Avg. annual salary

Monthly In-hand Salary

7% more than the average Credit Processing Associate Salary in NBFC Companies for 0 - 5 years of experience

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Salaries in different departments

Finance & Accounting Credit Processing Associate Salary 0 - 5 years exp. (30 salaries)	₹2.3 L/yr - ₹4 L/yr
Customer Success, Service & Operations Credit Processing Associate Salary 0 - 5 years exp. (19 salaries)	₹1.8 L/yr - ₹3.1 L/yr
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BFSI, Investments & Trading Credit Processing Associate Salary 0 - 4 years exp. (12 salaries)	₹2.2 L/yr - ₹3.7 L/yr
Risk Management & Compliance Credit Processing Associate Salary 0 - 1 year exp. (4 salaries)	₹2.7 L/yr - ₹3.6 L/yr
Data Science & Analytics Credit Processing Associate Salary 1 - 5 years exp. (AmbitionBox Estimate)	₹2.7 L/yr - ₹3.2 L/yr

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Last Updated: 22 Mar 2025

Companies similar to SMFG India Credit for Credit Processing Associate

Company name	Avg Annual Salary	Open Jobs
Aditya Birla Finance Credit Processing Associate Salary 1 - 5 years exp. (12 salaries)	₹2.3 L/yr - ₹4 L/yr 7% more
HDB Financial Services Credit Processing Associate Salary 0 - 3 years exp. (12 salaries)	₹1.7 L/yr - ₹3.6 L/yr 7% less
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Muthoot Fincorp Credit Processing Associate Salary 3 - 7 years exp. (11 salaries)	₹2.4 L/yr - ₹3.5 L/yr 6% more
Muthoot Finance Credit Processing Associate Salary 0 - 4 years exp. (8 salaries)	₹1.2 L/yr - ₹3.4 L/yr 23% less
L&T Finance Credit Processing Associate Salary 0 - 5 years exp. (7 salaries)	₹2.1 L/yr - ₹4.9 L/yr 11% more
Mahindra Finance Credit Processing Associate Salary 1 - 8 years exp. (5 salaries)	₹2.3 L/yr - ₹3 L/yr 9% less
Shriram Finance Credit Processing Associate Salary 0 - 3 years exp. (5 salaries)	₹2.4 L/yr - ₹2.9 L/yr 9% less
IIFL Finance Credit Processing Associate Salary 2 - 5 years exp. (4 salaries)	₹2.3 L/yr - ₹3.1 L/yr 4% less
Bajaj Finance Credit Processing Associate Salary 1 - 3 years exp. (4 salaries)	₹1.1 L/yr - ₹2.3 L/yr 36% less
Manappuram Finance Credit Processing Associate Salary 1 - 4 years exp. (3 salaries)	₹1.6 L/yr - ₹3 L/yr 23% less
Mahindra Rural Housing Finance Credit Processing Associate Salary 1 - 3 years exp. (3 salaries)	₹1.5 L/yr - ₹2.2 L/yr 25% less
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Credit Processing Associate salary at SMFG India Credit ranges between ₹1.8 Lakh to ₹4 Lakhs per year for employees with less than 1 year of experience to 5 years. Salary estimates are based on 85 latest salaries received from various employees of SMFG India Credit.

Latest annual salaries shared by SMFG India Credit Credit Processing Associate

2d ago

₹2.4 Lakhs

2 years exp.

2w ago

₹2 Lakhs

1 year exp.

2w ago

₹3.6 Lakhs

1 year exp.

2w ago

₹3.1 Lakhs

4 years exp.

2w ago

₹3.9 Lakhs

4 years exp.

2w ago

4 years exp.

1mo ago

2 years exp.

1mo ago

3 years exp.

1mo ago

1 year exp.

2mo ago

2 years exp.

Experience wise SMFG India Credit Credit Processing Associate salaries

Last Updated: 22 Mar 2025

Experience	Avg Annual Salary
Fresher (15 salaries)	₹2.2 L/yr - ₹3.5 L/yr
1 year (23 salaries)	₹1.8 L/yr - ₹3.6 L/yr
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2 years (18 salaries)	₹2.2 L/yr - ₹3.5 L/yr
3 years (12 salaries)	₹2.3 L/yr - ₹4 L/yr
4 years (14 salaries)	₹2.2 L/yr - ₹4 L/yr
5 years (3 salaries)	₹2.5 L/yr - ₹5.5 L/yr

View all

From

Credit Processing Associate

₹

Lakhs/yr

0 - 5 years exp.

Cluster Credit Manager

₹

Lakhs/yr

7 - 15 years exp.

Credit Processing Associate

0 - 5 years exp.

Branch Credit Manager

1 - 11 years exp.

71% hike

Credit Manager

0 - 13 years exp.

36% hike

Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.

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Salary related reviews for SMFG India Credit

4.1

Rated by 28 employees for salary & benefits

Relationship Manager in South Karnataka

Customer Success, Service & Operations Department

4.0

• posted on 23 Jul 2021

4.0

for Salary and Benefits

Likes

...gement is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

Salary - Good

+6 more

Dislikes

...ot okThere is a lot of politics and the management doesn’t address our issues. Salary is decent but career growth is slow. There is a bond of 2 years before which you cannot resign. On the job training is not given to new joinees.

Tele Calling Officer in Rajahmundry

Full Time

Customer Success, Service & Operations Department

2.0

• posted on 15 Dec 2024

4.0

for Salary and Benefits

Likes

I worked as a tele calling officer. I like the salary and benefits. But I didn't receive them because of I'm a tele calling officer l.

Salary - Good

Dislikes

Internal politics. Senior officers are very rude to freshers. Very less opportunities to promotions. Unsecured for women.

Promotions - Poor

+2 more

Transaction Officer in Lucknow

Full Time

Risk Management & Compliance Department

2.0

• posted on 28 Oct 2024

3.0

for Salary and Benefits

Likes

One thing is better that salary will credit on last day of month and everythings are bad for every staff. Work load is too high that a person can suiside.

Dislikes

Overall score not good. Company culture इस very bad. 16hrs work in everyday since morning late night 11:30 PM. No leave and no bonus. Work load is too high that a person can suside by stress/pressure. All day working

Skill development - Bad

+3 more

Customer Relationship Officer in Mumbai

Full Time

Finance & Accounting Department

3.0

• posted on 03 Oct 2024

3.0

for Salary and Benefits

Likes

Salary on time no dedication any amt Company policy or company management or to good

Dislikes

Manager behavior not good with employees Timing issues for logg out No holiday for any festivals No benefit for extra hours seating showing Parcaility with hindu vs muslim

Skill development - Bad

+5 more

Senior Officer Operations in Chennai

Full Time

BFSI, Investments & Trading Department

1.0

• posted on 08 Jul 2024

2.0

for Salary and Benefits

Likes

Nothing to like at Fullerton

Dislikes

Giving confirmation to pay for additional extra hours OT work but not given such a politics company Almost 50k is pending from my end Total team payment is govindha govindha govindha

Salary - Poor

+3 more

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Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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SMFG India Credit Credit Processing Associate Salary FAQs

What is the salary of Credit Processing Associate at SMFG India Credit ?

The average salary of a Credit Processing Associate at SMFG India Credit in India typically ranges from ₹1.8 Lakhs to ₹4.0 Lakhs per year, depending on experience (from Fresher to 5 years).

The top 10% of Credit Processing Associate at SMFG India Credit earn more than ₹3.5 Lakhs per year, and the top 1% earn over ₹4.0 Lakhs per year. Credit Processing Associate Salaries at SMFG India Credit can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 80+ SMFG India Credit employees in India.

What is the estimated take home salary of a Credit Processing Associate at SMFG India Credit in India?

The estimated take-home salary of a Credit Processing Associate at SMFG India Credit in India typically ranges from ₹20,462 to ₹22,119 per month. This is based on the average salary range of ₹1.8 Lakhs to ₹4.0 Lakhs per year for employees with experience ranging from Fresher to 5 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 80+ salaries received from various employees of SMFG India Credit. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than SMFG India Credit for Credit Processing Associate in India?

L&T Finance	₹2.1 Lakhs to ₹4.9 Lakhs per year
Aditya Birla Finance	₹2.3 Lakhs to ₹4.0 Lakhs per year
Muthoot Fincorp	₹2.4 Lakhs to ₹3.5 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by SMFG India Credit, depending on the role and experience level.

What is the salary of a Credit Processing Associate in companies similar to SMFG India Credit in India?

The salary of a Credit Processing Associate at companies similar to SMFG India Credit in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

IIFL Finance	₹2.3 Lakhs to ₹3.1 Lakhs per year
HDB Financial Services	₹1.7 Lakhs to ₹3.6 Lakhs per year
Mahindra Finance	₹2.3 Lakhs to ₹3.0 Lakhs per year
Shriram Finance	₹2.4 Lakhs to ₹2.9 Lakhs per year
Muthoot Finance	₹1.2 Lakhs to ₹3.4 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Processing Associate at SMFG India Credit in India?

The salary growth for a Credit Processing Associate at SMFG India Credit depends on factors such as experience, performance, and promotions. On average, a Credit Processing Associate can expect the following growth trajectory at SMFG India Credit:

Experience	Average Salary Range
Fresher	₹2.2 Lakhs to ₹3.5 Lakhs per year
1 year	₹1.8 Lakhs to ₹3.6 Lakhs per year
2 years	₹2.2 Lakhs to ₹3.5 Lakhs per year
3 years	₹2.3 Lakhs to ₹4.0 Lakhs per year

and so on.

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SMFG India Credit Credit Processing Associate Salaries

SMFG India Credit Credit Processing Associate salary in India ranges between ₹1.8 Lakh to ₹4 Lakhs with an average annual salary of ₹. Salary estimates are based on 85 SMFG India Credit latest salaries received from various employees of SMFG India Credit.