CRED Software Development Engineer Salaries by 4 Employees (Updated 2025)

1 - 5 years exp.

₹15 Lakhs - ₹24 Lakhs

Low Confidence

Salary of majority employees

40% more than the average Software Development Engineer Salary in FinTech Companies for 1 - 5 years of experience

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Last Updated: 17 Feb 2025

Companies similar to CRED for Software Development Engineer

Company name	Avg Annual Salary	Open Jobs
Cashfree Payments Software Development Engineer Salary 0 - 2 years exp. (18 salaries)	₹15 L/yr - ₹24 L/yr 3% more
Money View Software Development Engineer Salary 0 - 3 years exp. (12 salaries)	₹6.9 L/yr - ₹19 L/yr 17% less
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ZestMoney Software Development Engineer Salary 0 - 5 years exp. (9 salaries)	₹10 L/yr - ₹21 L/yr 33% less
Jupiter Money Software Development Engineer Salary 0 - 4 years exp. (6 salaries)	₹20 L/yr - ₹27 L/yr 20% more
Eduvanz Software Development Engineer Salary 0 - 2 years exp. (5 salaries)	₹3 L/yr - ₹10 L/yr 64% less
Uni Cards Software Development Engineer Salary 0 - 3 years exp. (5 salaries)	₹20 L/yr - ₹33 L/yr 38% more
Datasigns Technologies Software Development Engineer Salary 1 - 4 years exp. (4 salaries)	₹6.5 L/yr - ₹18 L/yr 43% less
EarlySalary Services Software Development Engineer Salary 0 - 3 years exp. (4 salaries)	₹4 L/yr - ₹10 L/yr 66% less
Kissht Finance Software Development Engineer Salary 3 - 6 years exp. (4 salaries)	₹10 L/yr - ₹14.5 L/yr 39% less
KhataBook Software Development Engineer Salary 3 - 10 years exp. (4 salaries)	₹35 L/yr - ₹45 L/yr 108% more
OneCard Software Development Engineer Salary 0 - 3 years exp. (4 salaries)	₹14 L/yr - ₹26 L/yr 8% less
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INDMoney Software Development Engineer Salary 0 - 3 years exp. (4 salaries)	₹15 L/yr - ₹28 L/yr 6% more
Airpay Payment Services Software Development Engineer Salary 4 - 6 years exp. (3 salaries)	₹5 L/yr - ₹7.8 L/yr 69% less

Software Development Engineer salary at CRED ranges between ₹15 Lakhs to ₹24 Lakhs per year for employees with experience between 1 year to 5 years. Salary estimates are based on 4 latest salaries received from various employees of CRED .

Experience wise CRED Software Development Engineer salaries

Last Updated: 17 Feb 2025

Experience	Avg Annual Salary
1 year (AmbitionBox Estimate)	₹9.3 L/yr - ₹24 L/yr
2 years (AmbitionBox Estimate)	₹19 L/yr - ₹38.3 L/yr
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3 years (AmbitionBox Estimate)	₹17.4 L/yr - ₹22.2 L/yr
4 years (AmbitionBox Estimate)	₹15 L/yr - ₹31.3 L/yr
5 years (AmbitionBox Estimate)	₹6.2 L/yr - ₹15.9 L/yr

Similar Designation salaries in CRED

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Software Engineer Salary

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Senior Software Engineer Salary

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System Engineer Salary

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₹29.7 L/yr - ₹37.9 L/yr

Senior Engineer Salary

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₹38 L/yr - ₹50 L/yr

Senior Developer Salary

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₹47.5 L/yr - ₹52.5 L/yr

Associate Software Engineer Salary

(AmbitionBox Estimate)

₹21.4 L/yr - ₹27.4 L/yr

Lead Software Engineer Salary

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Java Developer Salary

(AmbitionBox Estimate)

₹20 L/yr - ₹25.5 L/yr

Senior Software Developer Salary

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₹18 L/yr - ₹49 L/yr

Salary related reviews for CRED

2.0

Rated by 1 employees for salary & benefits

Software Engineer in Bangalore / Bengaluru

Full Time

Engineering - Software & QA Department

3.0

• posted on 17 Jul 2024

5.0

for Salary and Benefits

Likes

Flexible working hours, good base pay, used to like culture

Salary - Excellent

+2 more

Dislikes

...nagers are not even technically competant and boot lickers, terrible appraisals so if joining make sure your initial pay is high.

Job security - Poor

+1 more

Backend Developer in Bangalore / Bengaluru

Full Time

Engineering - Software & QA Department

4.0

• posted on 30 Aug 2024

4.0

for Salary and Benefits

Likes

Great and supportive management. Flexible working hours and great base pay. Management is open to hear feedback and you can directly walk up and ask questions. Lot of flexibility is given decision making and trust is given while taking bets.

Salary - Good

+6 more

Dislikes

Culture is going downhill a bit but can be worked upon to be as good as it was a while back. Can set clear vision for company and have clear priorities org wide.

Sdet in Bangalore / Bengaluru

Full Time

Engineering - Software & QA Department

3.0

• posted on 22 Jun 2024

5.0

for Salary and Benefits

Likes

* initially, culture at cred was very good. * pay scale is very good. * good team mates

Salary - Excellent

+2 more

Dislikes

* paradise for bootlickers. * in last 5-6 months, cred culture changed a lot. * silent layoffs in form of PIP. * no learning.

Skill development - Bad

+2 more

Store Operations Catalog in Bangalore / Bengaluru

Contractual

Merchandising, Retail & eCommerce Department

1.0

• posted on 29 Jun 2024

1.0

for Salary and Benefits

Dislikes

No dedicated process and also no pay scale! Work is not getting recognised and even if you work the credit is taken by others. To be honest their is no clarity in what needs to be done and to whom we should assign what work, in the name of startup culture they are simply confusing everyone.

Salary - Bad

+6 more

Quality Compliance Analyst in Bangalore / Bengaluru

Full Time

BFSI, Investments & Trading Department

4.0

• posted on 12 Dec 2023

4.0

for Salary and Benefits

Likes

The work culture is good, but this varies within departments. You will be given good work and immense learning, for sure. The company culture and team engagement are very good. I liked the no-leave policy in CRED.

Salary - Good

+1 more

Dislikes

Leadership decides a lot about your growth and progress in the company; it can be really biased at times. Good work is not the only thing you need to grow here.

Work-life balance - Poor

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Salary Discussions, Hike & Promotions

a system engineer

Just had to share this, I got a 100% hike!

I'm keeping this anonymous because I don’t want to disclose it in real life. After two years without a raise, I successfully negotiated a 100% increase at my current company. I focused on creating significant value and worked in cross-functional teams to learn as much as possible. There were times when I was overworked, but it was all worthwhile. I was confident that it was a mutually beneficial situation. My advice would be to choose your job wisely, create value in the right place, and don't be afraid to negotiate.

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CRED Software Development Engineer Salary FAQs

What is the salary of Software Development Engineer at CRED ?

The average salary of a Software Development Engineer at CRED in India typically ranges from ₹15.0 Lakhs to ₹24.0 Lakhs per year, depending on experience (from 1 year to 5 years).

The top 10% of Software Development Engineer at CRED earn more than ₹24.0 Lakhs per year, and the top 1% earn over ₹24.0 Lakhs per year. Software Development Engineer Salaries at CRED can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 4 CRED employees in India.

What is the estimated take home salary of a Software Development Engineer at CRED in India?

The estimated take-home salary of a Software Development Engineer at CRED in India typically ranges from ₹1,28,179 to ₹1,32,525 per month. This is based on the average salary range of ₹15.0 Lakhs to ₹24.0 Lakhs per year for employees with experience ranging from 1 year to 5 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 4 salaries received from various employees of CRED . Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than CRED for Software Development Engineer in India?

KhataBook	₹35.0 Lakhs to ₹45.0 Lakhs per year
Uni Cards	₹20.0 Lakhs to ₹33.0 Lakhs per year
Jupiter Money	₹20.0 Lakhs to ₹27.0 Lakhs per year
INDMoney	₹15.0 Lakhs to ₹28.0 Lakhs per year
Cashfree Payments	₹15.0 Lakhs to ₹24.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by CRED , depending on the role and experience level.

What is the salary of a Software Development Engineer in companies similar to CRED in India?

The salary of a Software Development Engineer at companies similar to CRED in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

OneCard	₹14.0 Lakhs to ₹26.0 Lakhs per year
Money View	₹6.9 Lakhs to ₹19.0 Lakhs per year
ZestMoney	₹10.0 Lakhs to ₹21.0 Lakhs per year
Kissht Finance	₹10.0 Lakhs to ₹14.5 Lakhs per year
Datasigns Technologies	₹6.5 Lakhs to ₹18.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Software Development Engineer at CRED in India?

The salary growth for a Software Development Engineer at CRED depends on factors such as experience, performance, and promotions. On average, a Software Development Engineer can expect the following growth trajectory at CRED :

Experience	Average Salary Range
1 year	₹9.3 Lakhs to ₹24.0 Lakhs per year
2 years	₹19.0 Lakhs to ₹38.3 Lakhs per year
3 years	₹17.4 Lakhs to ₹22.2 Lakhs per year
4 years	₹15.0 Lakhs to ₹31.3 Lakhs per year

and so on.

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CRED Software Development Engineer Salaries

CRED Software Development Engineer salary in India ranges between ₹15 Lakhs to ₹24 Lakhs with an average annual salary of ₹. Salary estimates are based on 4 CRED latest salaries received from various employees of CRED .