L&T Finance Micro Finance Officer Reviews

Likes

I am so happy to worked L&T due to work culture.

Dislikes

policy very poor due to .company try to improve only metro city's . Company not focused new branches and urben branches , Technical very very very poor support, technical team taken personal venjance to business .

Likes

L&T Finance are making self policy for the employees, Yes , they are making intentionally or personal label policies. Which are not coming in govt low

Dislikes

They are doing some activity without policies if employees are eligible then they are not providing his/ her eligible contest or incentive

Work Details

Work days: Monday to Saturday (Strict Timings)

Work related travel: This job involves Travel Within City.

Likes

Salary credit on time in any condition

Dislikes

Leave Policy.if the senior wishes,he will make him work for 30 days in a month's.There is no Hr Policy.secondly even if you are eligible for prmotion,if your senior does not wants it then will not get promotion,and if your senior wants it but is not eligible then he will also get promotion.There is no Hr Policy at all.

Work Details

Work timings: Strict Timings

Likes

As per Larson n tourbo name you will feel proud and feel proud to say anyone that working in ltfs.

Dislikes

Seniors are cruel and no work culture here, no family life, everything spoiled, seniors are like they are from some other planets, in entire industry have not seen such un human seniors, I don't know how they survive with there own family. We are in 5g world n in ltfs seniors are mentally challenged.

Work Details

Work policy: Work from anywhere like bus stop, train , chai tapri.

Work timings: Strict Timings

Work related travel: This job involves Travel Within City.

Likes

Nothing here to be liked

Dislikes

Am talking about L&T Finance's Microfinance business in Kerala. You have to work everyday including public holidays and sundays. Working hours in a day is more than 12. Work starts at 6:30 AM and, ends Minimum after 9 PM. Even after you close your work at 9 PM, still you have to attend review calls, and google meets. You have to report and work even if you are leave. Work pressure is too heavy and really bad fir health. You will not get any family/ Personal time. Absolutely no job security, management is always threatening employees. Most of the benefits and promotions are giving on the basis of personal interests. No support from top management, especially from regional manager and above designations. To save their job, they always put blame on Territory managers and branch managers infront of HO. Even with worst performance, no regional manager or above designations not punished since the 2019. But during this period so many branch managers and territory managers left/forcefully removed by these RMs and above designated people to save their job. If you complaints, you will be their next target. Mandatory yearly bonus is a part of your salary. Actually its not given. Always cutting your incentives....Read More

Work Details

Work timings: Strict Timings

Work related travel: This job involves Travel Within City.

Likes

All are working only for incentives. High and unnecessary pressure.

Dislikes

Every month in all BKTs due to huge pressure (100%), each and every field office goes for funding and recovers in next month. Not a single support from seniors. Very bad culture in 🚜 collection . Rest of all products are good.

Likes

Huge Customer base, Large portfolio, Digital Process. Futuristic approch.

Dislikes

Average organisation missing work life balance, Missing Job security, Missing employees welfare. Missing concrete business policy.

Work Details

Work days: Monday to Saturday (Strict Timings)

Work related travel: This job involves Travel Within City.

Likes

Market no 1 leader , With Good relationship with Channel partners, and also provide the good schemes to dealer and as well as employee

Dislikes

Travel convience should be incres for employees, due to Fuel and staying cost was increased present scenario,

Likes

Incentive structure & appraisals are good

Dislikes

No work life balance & conflicts with other departments like RCU, Technical, credit etc

Work Details

Work days: Monday to Saturday (Flexible Timings)

Work related travel: This job involves Travel Within City.

Likes

Best company for Initiating the career Best in Class Salary and Compensation structure Best Terminal Benefits I come across Ambitious culture which surely can accelerate your career

Dislikes

Things decided by Middle Managers. Focused on short term achievement than sustainable development. Focused only on their own role and it will result in poor implementation. Duplicate reports and change according to the stakeholders.

Work Details

Work days: Monday to Saturday

Work related travel: This job involves Travel Within Country.

Likes

Stability. Mostly chill environment.

Dislikes

Literally only 5 WFH days across a year! Daily office presence is mandatory with mandatory 9 hours to be served (tracked through app and GPS so can't avoid) Lot of power in hands of reporting manager wrt leaves, regularisation of hours, etc. leave little room for autonomy.

Likes

Internal Promotions, Attractive Incentive, Management Thinking About Ground Level Employee

Dislikes

Timming Start Early Morning & End Late Night

Work Details

Work days: Monday to Saturday (Strict Timings)

Work related travel: This job involves Travel Within City.

Likes

Internal stakeholders so don't have to work nights if you prioritise your health.

Dislikes

My two-year tenure in the analytics team was a truly enriching experience. The idyllic location of Kalina, accessible by a variety of transportation options, was particularly inspiring. The insightful guidance of the non-technical OLs, renowned for their deep technical expertise and unwavering dedication to their craft, was invaluable. The team leads, known for their discerning eye for talent and unwavering commitment to meritocracy, provided exceptional leadership. The constant understaffing and overwork for FML 2 below staff created a truly motivating environment. The generous performance bonuses and fair PIP processes were the icing on the cake. While I'm confident that the management's visionary approach will revolutionize the team within the next 30 years, I, unfortunately, had to move on to pursue greener pastures...Read More

Work Details

Work policy: 4 days work from office

Work days: Monday to Friday (Strict Timings)

Likes

Nothing to like

Dislikes

They are all cute throat , inconsistent and dishonest. Talk something else and do something else. All they do is run in circles and pretend that they are doing something but in the end they all know that they are doing nothing and taking salary for pretense.

Likes

The word that defines L&T finance culture I.e. Assurance and the company does ensure all its stakeholders' aspirations will be taken care including it's employees. If we as an employees give our best company will take care of us in fulfilling our aspirations and desire to grow.

Dislikes

No comments as there is always scope for further improvements.

Work Details

Work policy: As per requirement

Work days: Alternate Saturday off (Strict Timings)

Work related travel: This job involves Travel Within Country.

Likes

I am working in L&T last 4.6 years and I hope in good salary and appraisal time to time and future growth seen High.

Dislikes

I am facing issue about life balance. Not spend time with family and more concerned about job timing. Job timing and Saturday, Sunday working are very concerned area.

Work Details

Work timings: Strict Timings

Work related travel: This job involves Travel Within City.