10+ Probationary Officer Interview Questions and Answers for Freshers

C is a procedural programming language while C++ is an extension of C with added features of object-oriented programming.

• C is a procedural language, while C++ supports both procedural and object-oriented programming.

• C does not have built-in support for classes and objects, while C++ does.

• C++ has additional features like inheritance, polymorphism, and templates that are not present in C.

• C++ allows function overloading and operator overloading, which are not supported in C.

• C++ ...read more

Yes, the government of India has launched several social security schemes.

• Pradhan Mantri Jan Dhan Yojana (PMJDY) - Financial inclusion program

• Pradhan Mantri Suraksha Bima Yojana (PMSBY) - Accidental insurance scheme

• Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) - Life insurance scheme

• Atal Pension Yojana (APY) - Pension scheme for unorganized sector

• National Social Assistance Program (NSAP) - Financial assistance to the elderly, widows, and disabled

• Pradhan Mantri Matru Vandan...read more

Copy constructor is a special constructor that creates a new object by copying an existing object.

• It is used to create a new object with the same values as an existing object.

• It takes an object of the same class as a parameter.

• It is used to avoid shallow copy and create a deep copy of the object.

• Example: class Car { Car(Car& c) { //copy constructor } }

• Example: Car c1; Car c2(c1); //c2 is a copy of c1

An inline function is a function that is expanded in line when it is called, rather than being executed as a separate function.

• Inline functions are used to improve the performance of a program by reducing the overhead of function calls.

• They are defined using the 'inline' keyword in C++.

• Inline functions are typically small and simple, as they are expanded at the call site.

• They can be used to replace macros in C++ to provide type safety and other benefits.

• Example: inline int sq...read more

STEPS is a recruitment process followed by State Bank of India (SBI) for selecting Probationary Officers.

• STEPS stands for SBI PO Test of English Language, Reasoning Ability, Quantitative Aptitude, General Awareness, and Descriptive Test.

• It is a multi-stage selection process that includes a preliminary exam, main exam, group exercise, and interview.

• The preliminary exam consists of three sections: English Language, Reasoning Ability, and Quantitative Aptitude.

• The main exam incl...read more

Banking offers a challenging and dynamic career path with opportunities for growth and development.

• Engineering provided a strong foundation in analytical and problem-solving skills.

• Banking offers a diverse range of roles and responsibilities.

• The banking industry is constantly evolving and offers opportunities to learn and adapt.

• Banking provides a platform to contribute to the growth and development of the economy.

• Personal interest in finance and economics.

Utilizing psychology in the workplace enhances communication, motivation, and team dynamics for improved productivity.

• Understanding employee motivation: By applying Maslow's hierarchy of needs, I can identify what drives team members and tailor incentives accordingly.

• Enhancing communication: Utilizing active listening techniques can help in resolving conflicts and fostering a collaborative environment.

• Building effective teams: Implementing Tuckman's stages of group developmen...read more

The Union Budget Plan is a comprehensive financial plan presented by the government.

• The Union Budget Plan outlines the government's revenue and expenditure for the upcoming fiscal year.

• It includes allocations for various sectors such as education, healthcare, infrastructure, defense, etc.

• The budget plan also highlights the government's policy priorities and economic goals.

• It impacts various stakeholders including individuals, businesses, and the overall economy.

• The budget pla...read more

During the pandemic, I developed skills in adaptability, remote communication, and time management.

• Adaptability: I learned to quickly adjust to changing circumstances and work from home.

• Remote communication: I became proficient in using video conferencing tools and communicating effectively with colleagues and clients remotely.

• Time management: I learned to prioritize tasks and manage my time effectively while working from home.

Banking terms encompass various concepts, practices, and instruments used in the financial sector.

• 1. Interest Rate: The percentage charged on borrowed money or paid on deposits. Example: A savings account may offer a 2% interest rate.

• 2. Loan: A sum of money borrowed that is expected to be paid back with interest. Example: A home mortgage is a common type of loan.

• 3. Deposit: Money placed into a bank account. Example: A fixed deposit account typically offers higher interest rat...read more