Executive Relationship Officer Interview Questions and Answers

Documents required for housing loan include proof of identity, address, income, property documents, and bank statements.

• Proof of identity (such as Aadhar card, passport, or driver's license)

• Proof of address (such as utility bills or rental agreement)

• Income documents (such as salary slips, income tax returns, or bank statements)

• Property documents (such as sale deed, NOC from builder, or property tax receipts)

• Bank statements (to show financial stability and repayment capacity)

Compulsory documents for a home loan include proof of identity, address, income, property documents, and bank statements.

• Proof of identity (such as Aadhar card, passport, PAN card)

• Proof of address (such as utility bills, rental agreement)

• Income documents (such as salary slips, income tax returns)

• Property documents (such as sale deed, NOC from builder)

• Bank statements (for the past few months)

To convince customers for a credit card, highlight the benefits, offer incentives, address concerns, and provide personalized recommendations.

• Emphasize the benefits of having a credit card such as convenience, rewards, and building credit history.

• Offer incentives like sign-up bonuses, cashback rewards, or exclusive discounts.

• Address customer concerns by explaining the security measures in place, fraud protection, and flexible repayment options.

• Provide personalized recommendat...read more

A credit card is a payment card issued by a financial institution that allows the cardholder to borrow funds to make purchases.

• Credit cards are widely used for making purchases and payments.

• They provide a convenient and secure way to pay for goods and services.

• Cardholders can borrow money up to a certain credit limit and repay it later.

• Interest is charged on the outstanding balance if not paid in full by the due date.

• Credit cards often come with additional benefits like rewar...read more