10+ Branch Relationship Executive Interview Questions and Answers for Freshers

Credit cards allow users to borrow money up to a certain limit, while debit cards allow users to spend money directly from their bank account.

• Credit cards provide a line of credit, while debit cards use funds directly from a bank account.

• Credit cards charge interest on unpaid balances, while debit cards do not.

• Credit cards offer rewards and benefits, while debit cards do not typically offer such perks.

• Credit cards can help build credit history, while debit cards do not affect...read more

Credit card is a plastic card that allows the holder to borrow money from the bank to make purchases.

• Credit cards allow users to make purchases on credit and pay back the borrowed amount later with interest.

• Debit cards, on the other hand, allow users to make purchases using their own money from their bank account.

• Credit cards offer rewards and cashback benefits, while debit cards do not.

• I have experience in handling credit card sales and customer service.

• I left my previous jo...read more

There are several types of cards, including credit cards, debit cards, prepaid cards, gift cards, and loyalty cards.

• Credit cards are used to borrow money from a bank or financial institution.

• Debit cards are linked to a bank account and allow for direct payment from the account.

• Prepaid cards are loaded with a specific amount of money and can be used until the balance is depleted.

• Gift cards are typically purchased for a specific store or service and can be used to make purchase...read more

A debit card is a plastic card that allows you to access funds in your bank account to make purchases or withdraw cash.

• Debit cards are linked to a checking or savings account

• They can be used at ATMs, online, and in-person at merchants

• Debit cards do not allow you to spend more than the available balance in your account

• They may come with rewards programs or cashback offers

• Examples of debit card issuers include Visa, Mastercard, and American Express

A credit card is a plastic card that allows you to borrow money from a bank or financial institution to make purchases.

• Credit cards have a credit limit, which is the maximum amount you can borrow.

• You have to pay back the borrowed amount with interest.

• Credit cards offer rewards and cashback on purchases.

• They can be used for online and offline transactions.

• Examples of credit card companies include Visa, Mastercard, and American Express.

Cards are used for making payments, accessing funds, and building credit history.

• Cards can be used to make purchases at stores or online

• Debit cards can be used to withdraw cash from ATMs

• Credit cards can help build a credit history and earn rewards

• Prepaid cards can be used to manage spending and budgeting

• Gift cards can be given as presents or used for personal shopping

• Travel cards can offer perks like airline miles or hotel discounts

There are various types of cards such as credit cards, debit cards, prepaid cards, gift cards, loyalty cards, etc.

• Credit cards are used to borrow money from the bank

• Debit cards are linked to a bank account and used to withdraw money or make purchases

• Prepaid cards are loaded with a specific amount of money and can be used until the balance runs out

• Gift cards are given as a present and can be used to purchase items at a specific store or website

• Loyalty cards are used to earn re...read more

Cards are used for making payments, accessing funds, and earning rewards.

• Cards can be used to make purchases at stores and online

• Debit cards can be used to withdraw cash from ATMs

• Credit cards can be used to borrow money and pay it back over time

• Rewards cards can earn points or cash back for purchases

• Gift cards can be given as presents and used to make purchases

• Prepaid cards can be loaded with funds and used like a debit card

• Travel cards can offer perks like airport lounge acc...read more

Sales focuses on selling products or services, while marketing focuses on promoting and creating awareness about those products or services.

• Sales involves direct interaction with customers to make a sale

• Marketing involves creating advertising campaigns, branding, and market research

• Sales is more short-term focused on closing deals, while marketing is long-term focused on building brand awareness and customer loyalty

To sell SBI cards, focus on understanding customer needs, highlighting benefits, providing personalized solutions, and building trust.

• Understand customer needs and preferences

• Highlight the benefits and features of SBI cards

• Provide personalized solutions based on customer requirements

• Build trust and credibility through transparent communication

• Offer attractive rewards and incentives

• Give examples of how SBI cards have helped other customers