Branch Executive

Branch Executive Interview Questions and Answers

Updated 27 Jan 2025

Q1. How do you convince customer for pledge the gold at your company

Ans.

By highlighting the benefits of pledging gold, building trust with the customer, and offering competitive rates.

  • Explain the benefits of pledging gold, such as quick access to funds, lower interest rates compared to other loans, and the security of their gold being stored safely.

  • Build trust by showcasing the company's reputation, transparency in the process, and commitment to customer satisfaction.

  • Offer competitive rates and flexible repayment options to make the pledge more a...read more

Q2. What is credit cards and its uses?

Ans.

Credit cards are payment cards that allow consumers to borrow money to make purchases.

  • Credit cards offer convenience and flexibility for making purchases.

  • They can be used for online shopping, travel bookings, and everyday expenses.

  • Credit cards often come with rewards programs, such as cashback or points for travel.

  • They can also help build credit history and improve credit scores.

  • However, if not used responsibly, credit cards can lead to debt and financial problems.

Q3. How many experience in gold loan

Ans.

I have 5 years of experience in gold loan operations, including customer service, appraisal, and loan disbursement.

  • 5 years of experience in gold loan operations

  • Proficient in customer service related to gold loan

  • Skilled in appraisal of gold items for loan evaluation

  • Experienced in loan disbursement process

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