Credit Officer
Annual salary range
₹1.9 Lakh - ₹4.2 Lakhs
High Confidence 
High Confidence means the data is based on a large number of latest salaries.
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Filter salaries byCredit Officer Salary in Surat (Updated 2025)
based on 99
latest salaries
• updated:
5 Mar 2025
Select an experience to get the exact salary
Salary of majority employees
Credit Officer Salary in Surat ranges between ₹1.9 Lakh to ₹4.2 Lakhs for 1 year of experience to 7 years of experience. Salary estimates are based on 99 latest salaries received from Credit Officer.
Explore on this page
Top paying companies
Popular companies
Latest annual salaries
Salaries by experience
Jobs
available
Similar designations
Salary related reviews
Top interview questions
| Company name | Avg. annual salary | Open Jobs |
|---|---|---|
State Bank of India Credit Officer Salary
2 years exp |  | |
Federal Bank Credit Officer Salary
2 years exp | | |
 Credit Officer Salary
2 years exp | | |
 Credit Officer Salary
2 years exp | | |
 Credit Officer Salary
2 years exp | | |
Is this list helpful? | ||
View more companies
| Company Name | Avg. annual salary | Open Jobs |
|---|---|---|
0 -
5
yrs
exp.
.
Surat
(7 salaries)
|
₹2.1 L/yr - ₹3.6 L/yr | |
3 -
6
yrs
exp.
.
Surat
(5 salaries)
|
₹2.5 L/yr - ₹3.2 L/yr | |
Login to view exact salary
| ||
2 -
6
yrs
exp.
.
Surat
(5 salaries)
|
₹3 L/yr - ₹3.5 L/yr | |
2 -
6
yrs
exp.
.
Surat
(5 salaries)
|
₹2.4 L/yr - ₹3 L/yr | |
1 -
5
yrs
exp.
.
Surat
(5 salaries)
|
₹2 L/yr - ₹3.6 L/yr | |
1 -
3
yrs
exp.
.
Surat
(4 salaries)
|
₹2 L/yr - ₹3 L/yr | |
3 -
5
yrs
exp.
.
Surat
(4 salaries)
|
₹1.9 L/yr - ₹2.9 L/yr | |
2 -
7
yrs
exp.
.
Surat
(4 salaries)
|
₹2.1 L/yr - ₹3 L/yr | |
Login to view exact salary
| ||
5 -
6
yrs
exp.
.
Surat
(4 salaries)
|
₹2.7 L/yr - ₹5 L/yr | 5 job openings |
1 -
6
yrs
exp.
.
Surat
(4 salaries)
|
₹2.2 L/yr - ₹2.9 L/yr | |
Latest annual salaries shared by Credit Officers
1d ago
HDB Financial Services
Credit Officer
5 years exp.
2d ago
Satin Finserv
Credit Officer
4 years exp.
2d ago
NeoGrowth Credit
Credit Officer
6 years exp.
2d ago
iKORP Technology Consulting
Credit Officer
5 years exp.
2d ago
HDB Financial Services
Credit Officer
1 year exp.
2d ago
MAS Financial Services
Credit Officer
2 years exp.
2d ago
Equitas Small Finance Bank
Credit Officer
3 years exp.
2d ago
MAS Financial Services
Credit Officer
3 years exp.
3d ago
ESAF Small Finance Bank
Credit Officer
2 years exp.
3d ago
AU Small Finance Bank
Credit Officer
2 years exp.
View all latest salaries
Credit Officer salaries by
| Years of experience | Avg. annual salary |
|---|---|
1
year
(12
salaries)
| ₹1.5 L/yr - ₹3.2 L/yr |
2
years
(18
salaries)
| ₹1.9 L/yr - ₹3.6 L/yr |
Login to view exact salary
| |
3
years
(15
salaries)
| ₹2 L/yr - ₹3.1 L/yr |
4
years
(14
salaries)
| ₹2.1 L/yr - ₹3.6 L/yr |
5
years
(19
salaries)
| ₹2.1 L/yr - ₹4.2 L/yr |
View all salaries by experience
Credit Officer Jobs in Surat
Credit Officer
· 1-4 years
Equitas Small Finance Bank Ltd
Bangalore / Bengaluru
Credit Officer
· 7-9 years
JPMorgan Chase
Mumbai
Credit Officer
· 2-5 years
DEUTSCHE BANK AG
Mumbai
Similar Designation Salary
| Similar Designation | Avg. annual salary |
|---|---|
Credit Manager Salary
1 -
9
years
exp.
(127 salaries)
| ₹3.5 L/yr - ₹12.4 L/yr |
Sales Officer Salary
1 -
10
years
exp.
(406 salaries)
| ₹1.8 L/yr - ₹6.8 L/yr |
Login to view exact salary
| |
Senior Credit Officer Salary
2 -
8
years
exp.
(10 salaries)
| ₹2.9 L/yr - ₹3.8 L/yr |
Credit Analyst Salary
1 -
7
years
exp.
(63 salaries)
| ₹2.1 L/yr - ₹12.5 L/yr |
Officer Salary
1 -
9
years
exp.
(376 salaries)
| ₹1.8 L/yr - ₹6.2 L/yr |
View more similar designations
Salary related reviews by similar designations like Credit Officer
HDFC Bank
Credit Manager in Saharanpur
• posted on 11 Mar 2025
Likes
Salary on time, Hybrid working pattern in my department.
- Job security - Excellent
Dislikes
I had been promoted internally from officer grade to Assistant manager grade. There are not much difference in salary of an Assistant manager & officer grade. So, you starting your promoted career on a demotivated note.
read moreL&T Finance
Senior Manager in Mumbai
• posted on 24 Jan 2025
Likes
The work culture is dramatically different from before after the Leadership change. It’s all about work life balance and flexibility now.
read more- Work-life balance - Good
Dislikes
While the work culture has improved there’s now a decline in opportunities for salary growth and promotions.
read more- Skill development - Poor
+4 more
Muthoot Fincorp
Senior Manager in Chennai
• posted on 21 Dec 2024
Axis Bank
Sales Officer in Mathura
• posted on 14 Dec 2024
Likes
Positive work culture
- Salary - Excellent
+6 more
Dislikes
Work life balance, sales oriented rather than being service oriented, unrealistic expectations, low salary, less transparency
read moreAditya Birla Finance
Credit Analyst in Mumbai
• posted on 25 Jan 2025
Likes
Good Pay with decent increament and variable pay. Visibility in work with direct access to senior management team.
read more- Salary - Excellent
+4 more
Dislikes
Slow promotions/ biased performance rating & promotions.
- Promotions - Bad
Top skills for Credit Officer
Credit Officer Salary In Other Locations
| Locations | Avg. annual salary |
|---|---|
Mumbai
Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹8.5 L/yr |
New Delhi
Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹8.2 L/yr |
Login to view exact salary
| |
Bangalore / Bengaluru
Credit Officer
1 -
7
years
exp.
| ₹2.1 L/yr - ₹10.1 L/yr |
Pune
Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹5.5 L/yr |
Chennai
Credit Officer
1 -
7
years
exp.
| ₹1.7 L/yr - ₹6 L/yr |
View More
Credit Officer Salary By Industries
| Industries | Avg. annual salary |
|---|---|
Financial Services Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹7.5 L/yr |
NBFC Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹4.2 L/yr |
Login to view exact salary
| |
Banking Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹10 L/yr |
Internet Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹4.4 L/yr |
FinTech Credit Officer
1 -
7
years
exp.
| ₹2.1 L/yr - ₹4.5 L/yr |
View More
Frequently Asked Questions about Credit Officer Salaries
What is the salary of a Credit Officer in India?
Salary for a Credit Officer in India ranges between ₹1.9 Lakhs to ₹4.2 Lakhs per year. Salary estimates are based on 99 latest salaries received from various Credit Officers across industries.
What are the top paying companies that employ Credit Officers?
- State Bank of India Credit Officer Salary - ₹12.1 Lakhs per year
- Federal Bank Credit Officer Salary - ₹10.7 Lakhs per year
- Citicorp Credit Officer Salary - ₹10.7 Lakhs per year
- Bank of India Credit Officer Salary - ₹9.5 Lakhs per year
- ANZ Banking Group Credit Officer Salary - ₹8.5 Lakhs per year
What is the starting salary for a Credit Officer in India?
Average starting Salary for Credit Officer in India is around ₹1.9 Lakhs per year (₹15.8k per month). 1 year of minimum experience is required to be a Credit Officer.
What is the highest salary for a Credit Officer in India?
Highest salary that a Credit Officer can earn is ₹12.5 Lakhs per year (₹1.0L per month).
What are the top paying industries for Credit Officer in India?
- Banking - ₹1.9 Lakhs to 12.5 Lakhs per year
- Financial Services - ₹2.1 Lakhs to 5.0 Lakhs per year
- Internet - ₹1.7 Lakhs to 4.2 Lakhs per year
- FinTech - ₹2.3 Lakhs to 3.6 Lakhs per year
- NBFC - ₹1.3 Lakhs to 3.6 Lakhs per year
What are the top paying cities for Credit Officer in India?
- Mumbai - ₹0.2 Lakhs to 50.0 Lakhs per year
- Bangalore / Bengaluru - ₹0.2 Lakhs to 45.0 Lakhs per year
- New Delhi - ₹0.1 Lakhs to 26.0 Lakhs per year
- Pune - ₹0.2 Lakhs to 51.0 Lakhs per year
- Chennai - ₹0.6 Lakhs to 33.0 Lakhs per year
What are the popular/top skills required to become a Credit Officer?
These are the top skills of a Credit Officer based on 64 jobs posted by employers.
- Finance
- Risk Management
- Financial Analysis
- Personal Loans
- Credit Analysis
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