Post
Personal Finance
2mo
an analyst
Suggest me investment ideas
It's been more than a year and I have not invested my money well. I want to start now. Other than SIPs I want to invest in NPS/PPS and schemes like these. How should I actually go with what plan? Please help suggest something reliable
hrterminator
2mo
currently not working
are you a cautious investor or a thrill-seeker ?
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swagpumpkin
2mo
An Ops Executive
Let me suggest you I think help hoga apko...Start by diversifying first consider NPS for long-term retirement, explore PPF for safe, tax-free growth, and add some fixed deposits or low-risk bonds for stability while keeping some funds for short-term opportunities.
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gemsbond
2mo
works at
Maintain 3-6 months' worth of expenses in a liquid fund or savings account.
jackfruitt
2mo
works at
Do you have any knowledge of investment yet?
a data analyst
2mo
Bro have you ever think of investing in IPOs?
strangeguy006
2mo
works at
1. Create an emergency fund (3 to 6 months of value of your monthly expenses)
2. Buy health and term insurance (health bahot zyada important hai over term since you mentioned you don't have much responsibilities). Health exp can eat up your entire savings (telling from personal experience.. I had health insurance so I was saved here-- nd no I am not an insurance agent😆)
3. Start with less risky allocation. If you have more than 5 years outlook then go for Nifty 50 index SIP, PPF, Gold SIP (SGB), FD, RD. These are the safest assets you can consider as a beginner. FD and RD is just to inculcate that saving habit (its not an "investment tool").
PS: you will have to take calculated risks to generate some excess returns over market returns else inflation sab offset kar dega.
mysticalgannet
1mo
works at
9606602808 kindly contact we have multiple options of investments
cheeku
1mo (edited)
A Team Lead
Bhai/Didi Zomato le lo
spvinvestor
1mo
works at
You haven't invested in 1 year, and missed on great opportunity. But the good thing is you realised that you should and that's a wonderful start! It would be best if you had a diversified portfolio of stocks, debt and gold and later can explore real estate also. An expert can guide you and help you in your investment journey. Choosing random SIP or NPS without a holistic plan will not create real wealth. Drop a message on 8109617355 and someone can guide you.
atul1977
3w
works at
It's totally on ur age if you are young (20 TO 28) and unmarried without any liability, then I will suggest for NPS, PPF it's safe, along with some SIP and postal saving.
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