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Personal Finance

I'm trying to figure out my retirement finances and how much I'll need to save for my kids' education. I'm 40, the sole breadwinner, and haven't saved much.

My post-tax, in-hand salary is around ₹53 lakhs per year. How much would that translate to for retirement? Any advice on investing for my kids' schooling would be super helpful! Thanks!

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past 7-8 months trying hard to get placed. gave 7 interviews. 3 cleared fully(even got congratulations mail) . Sadly In that 2 are not responding even mc HR not picking call or msg. 1 offer left is non-tech Business Development Associate at a startup in Noida.
- 6 montths internship - 15k + variable ~15k
- ppo with 6-9 LPA 
- joining next month(march)
what should i do? Should i wait for another chances in tech or move on with this offer and try while working with the startup.

If i wait another 2-3 months i will be competing with 2025 passouts.

my skills-Java, Springboot-hibernate, APIs, Angular(basic), Azure-DevOps, K8s, Docker, Prom-Grafana stack.

Please reply..

2024 pass out, 0 tech offers 1 offer from startup

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Hi All,
I'm so much confused in calculating my in hand salary by excluding the variable pay. Anyhow variable pay will have 30% tax directly on it. So by excluding If I calculate my monthly inhand using old and as well as new regime of 2025. 

I don't know which one to choose and which is best for me. Currently 80C is 1.5lakhs and 80D is 50k and Rent paid was around 75k help me to calculate in hand as per the above assumptions

Help me with in hand salary

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I’ve been working at a small startup for the past 3 years, with just 3 other employees and my boss. I sit right in front of her, and over time, we became close, almost like siblings. I automated a lot of my tasks, so my work became pretty straightforward...I just input some variables here and there, and I’m done. Over the last year, my boss started asking me how I did all of that, and she wanted to learn it herself. Since we were so friendly, I didn’t think much of it and happily taught her everything I knew. This morning, she sat me down and told me that to cut costs, she needed to let me go and take over my role. She asked if I’d be willing to do a once a year consulting gig to check her work. I didn’t really know how to respond. She said it kindly, so I stayed calm and matched her tone, but now I feel like I’ve made a mistake, and I’m left without a job.

I trained my manager and now she no longer needs me.

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Dozens of people with pristine history and exceeds rating that took parental or medical leave and got laid off. I didn’t even know this was legal.

A lot of people who devoted 8-10 years to the company with multiple AE ruthlessly axed!

Seems it was more about money than performance. Be careful about joining this company. Zuck doesn’t care about his employees. Only the company [Meta](meta)

Meta layoff is brutal

I am on my 4th job that I just joined a month ago 
I am 20
My first job was 6 months internship 
Second job was 2 months internship and 8 months permanent 
Third job was 6 months permanent (they turned the team into freelancers and tbh I felt the company won't last long)
Now the thing is I have been wanting a break for a long time not being able to enjoy stuff really effecting me mentally my friends go out have fun when I am stuck working not just that companies I have worked for so far made me work on Sunday, said sat will be off than switched up later I also want to learn more stuff not being able to while working but I feel like the current company I am working was is paying me well (8lpa), it's a senior role and WFH if I leave another won't come by if I don't leave than how will I learn and be able to get more opportunities in future (and the biggest point is that I am feeling suicidal cause of some stuff in my life) not sure what to do plz help 😥