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From penny-pinching to investing, let's talk money moves that would make Warren Buffett proud.

Personal Finance

Hey everyone,

My wife and I are both fortunate enough to have remote jobs that let us work from anywhere. We're currently based in Bangalore, but we're dreaming of taking our work-life adventure to another country.

We're wondering if it's feasible to live comfortably in a foreign country with a combined monthly income of ₹5.5 lakh. After accounting for our EMIs and other fixed expenses, we're left with around ₹4 lakh per month.

So, the big question is: Can we make it work?

We're open to suggestions, advice, or personal experiences from anyone who's successfully made a similar move.

Can We Make it Outside India on ₹4 Lakh/Month?

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News

Clocking 14-hour days might sound like the ultimate dedication, but at what cost?

This techie’s story is a harsh reminder of how overworking can damage the very things we work so hard for. The Rs 7.5 Cr promotion is impressive, but the toll it took on his personal life? Heartbreaking. His wife filed for divorce, and his success feels hollow.

Here’s why 14-hour days and 90+ hour weeks don’t work:

1️⃣Health deteriorates: Physical and mental burnout are inevitable.
2️⃣Relationships suffer: Time is the currency of love and connection.
3️⃣Long hours ≠ Better results: Productivity declines after a certain point.

Success isn’t about being the last one at your desk or working yourself to exhaustion. It’s about finding balance achieving your goals without sacrificing your well-being and loved ones.

Remember: Life doesn’t pause for promotions. Make time for what truly matters.

Techie worked 14 hours a day, got a Rs 7.5 Cr promotion, but...

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Career Advice

Right after my BCom, I took a service advisor role at Honda for ₹7K due to urgency. Later, I moved to a gas station for ₹10K, handling all kinds of work beyond office tasks.

My breakthrough came when I joined as an order management specialist in Bangalore for ₹22K. To advance, I self-learned Excel, Power BI, coding, and automation, earning a specialist role. I also completed my MBA in Logistics & Supply Chain online. After four years, my salary reached ₹35K. 
With management’s support, I transitioned to a procurement specialist role at ₹45K + ₹11K (night shift), later growing to ₹58K + ₹11K by optimizing processes.

Now, I’m preparing for an HR round and planning to ask for a 55% hike. Am I on the right track? How can I accelerate my career growth?

Am I on right path?

Dozens of people with pristine history and exceeds rating that took parental or medical leave and got laid off. I didn’t even know this was legal.

A lot of people who devoted 8-10 years to the company with multiple AE ruthlessly axed!

Seems it was more about money than performance. Be careful about joining this company. Zuck doesn’t care about his employees. Only the company [Meta](meta)

Meta layoff is brutal

Passout 2018 as Electrical Engineer.
July 2018 - Jan 2021 Prepared for Govt jobs.
Jan 2021- Mar 2024, small size company, 3.2 yoe as Data analyst. EXCEL Nly.
April 2024 - July 2024, internship,Sales Associate. Excel, powerbi, sql.
August 2024 - Jan 2025, Acquired Skills for Business Analyst got Certified from Microsoft-LinkedIn Program, Applied for various positions in those 6 months but no response.
1 Feb 2025 - till now working as purchase manager in small electrical company. Price analysis, negotiations, Excel, and cost savings.
My Skills: Sql, Python, Advance Excel, Jira, UML, BRD.
I did not want to waste my time further. That's why I joined this company as this job requires analysis.
I want a job where pay, timings, and perks are stable. 
advice me where to go.
What position and which industry should I go for? Do I need to do any certifications. And what should be my salary expectations.
How can I use my data analyst experience in the field of purchase.

Analysis Paralysis

Show me the money! Let's talk compensation and hustle.

Salary Discussions, Hike & Promotions

I have got an offer of 34 LPA from TCS and Capgemini .
I have 11 years of experience , Azure Developer.

Can you please guide / suggest which company should I join .
I am confused since both are offering the  same CTC .

TIA

TCS or Capgemini

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