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FICO
4.0
based on 206 Reviews
Company Overview
Company Locations
Working at FICO
Company Summary
FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction.
Overall Rating
4.0/5
based on 206 reviews
8% above
industry average
Highly rated for
Work-life balance, Company culture, Job security
Work Policy
Hybrid
85% employees reported
Monday to Friday
90% employees reported
Flexible timing
82% employees reported
No travel
70% employees reported
View detailed work policy
Top Employees Benefits
Free meal
34 employees reported
Cafeteria
31 employees reported
Health insurance
30 employees reported
Office gym
24 employees reported
View all benefits
About FICO
Founded in1956 (69 yrs old)
India Employee Count1k-5k
Global Employee Count1k-5k
HeadquartersBozeman, Montana
Office Locations
Websitefico.com
Primary Industry
Other Industries
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FICO’s groundbreaking use of Big Data and mathematical algorithms to predict consumer behavior has transformed entire industries. The company provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more profitable customer relationships, optimize operations and meet strict government regulations. Many of our products reach industry-wide adoption — such as the FICO® Score, the standard measure of consumer credit risk in the United States. FICO solutions leverage open-source standards and cloud computing to maximize flexibility, speed deployment and reduce costs. The company also helps millions of people manage their personal credit health.
Founded in 1956, FICO introduced analytic solutions such as credit scoring that have made credit more widely available, not just in the United States but around the world. We have pioneered the development and application of critical technologies behind decision management. These include predictive analytics, business rules management and optimization. We use these technologies to help businesses improve the precision, consistency and agility of their complex, high–volume decisions.
Mission: FICO powers decisions that help people and businesses around the world prosper. Founded in 1956, the company is a pioneer in the use of predictive analytics, business rules management and optimization to improve the precision, consistency, and agility of complex, high–volume decisions across our customers’ lifecycle. FICO clients include more than half of the top 100 banks in the world, more than 600 personal and commercial line insurers in North America and Europe, 400+ retailers and general merchandisers, all the 100 largest U.S. credit card issuers, and more.
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FICO Ratings
based on 206 reviews
Overall Rating
4.0/5
How AmbitionBox ratings work?
5
78
4
69
3
24
2
11
1
24
Category Ratings
4.0
Work-life balance
3.9
Company culture
3.8
Job security
3.8
Salary
3.5
Skill development
3.5
Promotions
3.5
Work satisfaction
FICO is rated 4.0 out of 5 stars on AmbitionBox, based on 206 company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at FICO
based on 187 reviews
3.7
Rated by 42 Women
Rated 3.9 for Job security and 3.7 for Work-life balance
4.0
Rated by 145 Men
Rated 4.1 for Work-life balance and 4.0 for Company culture
Work Policy at FICO
based on 27 reviews in last 6 months
Hybrid
85%
Work from office
15%
FICO Reviews
Top mentions in FICO Reviews
+ 5 more
Compare FICO with Similar Companies
Change Company | Change Company | Change Company | ||
|---|---|---|---|---|
Overall Rating | 4.0/5 based on 206 reviews | 4.0/5 based on 435 reviews | 3.8/5 based on 107 reviews | 3.3/5 based on 201 reviews |
Highly Rated for | Work-life balance Company culture Salary | Work-life balance Salary Company culture | Work-life balance Salary Company culture | No highly rated category |
Critically Rated for | No critically rated category | No critically rated category | Promotions | Promotions Work satisfaction Skill development |
Primary Work Policy | Hybrid 85% employees reported | Hybrid 93% employees reported | Hybrid 73% employees reported | Hybrid 82% employees reported |
Rating by Women Employees | 3.7 Good rated by 42 women | 3.9 Good rated by 91 women | 3.8 Good rated by 20 women | 3.3 Average rated by 56 women |
Rating by Men Employees | 4.0 Good rated by 145 men | 4.0 Good rated by 324 men | 3.8 Good rated by 85 men | 3.3 Average rated by 136 men |
Job security | 3.8 Good | 3.8 Good | 3.6 Good | 3.1 Average |
View more
FICO Salaries
FICO salaries have received with an average score of 3.8 out of 5 by 206 employees.
Software Engineer
(87 salaries)
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₹7 L/yr - ₹23.3 L/yr
Lead Engineer
(70 salaries)
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₹17 L/yr - ₹41.8 L/yr
Software Engineer Level 1
(53 salaries)
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₹9.5 L/yr - ₹19.9 L/yr
Devops Engineer
(48 salaries)
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₹5.5 L/yr - ₹17.2 L/yr
Lead Consultant
(40 salaries)
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₹20 L/yr - ₹40 L/yr
Software Quality Assurance Engineer
(37 salaries)
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₹6.3 L/yr - ₹20 L/yr
Senior Engineer
(34 salaries)
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₹28 L/yr - ₹60 L/yr
Associate Software Engineer
(32 salaries)
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₹6.3 L/yr - ₹12 L/yr
Software Engineer2
(29 salaries)
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₹14.6 L/yr - ₹33 L/yr
Solution Integration Consultant
(27 salaries)
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₹6.5 L/yr - ₹20 L/yr
FICO Interview Questions
Interview questions by designation
Top FICO interview questions and answers
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FICO Jobs
Popular Designations FICO Hires for
Current Openings
FICO News
FICO and TransUnion Team to Improve Credit Access in Kenya
- FICO and TransUnion Kenya have partnered to improve credit access in Kenya.
- The partnership combines TransUnion's CreditVision Variables solution and FICO Score to address risk assessment and financial inclusion challenges.
- By leveraging enriched data and analytics, lenders can make more informed decisions, fostering economic empowerment and building a resilient financial ecosystem.
- Lenders that have integrated CreditVision Variables into their credit risk strategies have experienced significant improvements in risk predictability and approval rates.
Pymnts | 19 Feb, 2025
FICO Announces Plan to Add BNPL to Credit Score Calculations
- FICO plans to add buy now, pay later (BNPL) data to its credit score calculations.
- FICO conducted a study with BNPL firm Affirm, analyzing the impact of incorporating BNPL data into FICO scores.
- The study found that the inclusion of BNPL data could raise FICO scores for some new BNPL borrowers.
- FICO is developing a solution to introduce its treatment of BNPL data to the credit-scoring marketplace.
Pymnts | 5 Feb, 2025
FICO Unveils Inclusion Program to Boost Credit Access for Underserved Groups
- FICO has launched the Lenders Leading Inclusion™ Program to empower CDFIs and MDIs to expand credit access for underserved communities.
- The program provides access to alternative data scores and financial inclusion strategies to responsibly expand credit opportunities.
- FICO aims to support MDIs and CDFIs in reaching credit-ready applicants with little or no credit history.
- The Lenders Leading Inclusion Program is part of FICO's Global Financial Inclusion Initiative to improve lenders' decision-making and forward financial inclusion efforts.
TechBullion | 10 Dec, 2024
New FICO Survey: Consumers Will Switch Banks If Fraud Prevention Expectations Are Not Met
- A global FICO survey reveals that more consumers reported their family and friends becoming victims of real-time payment scams in 2024 compared to 2023.
- 50% of consumers believe that banks should have better fraud detection systems as the top action needed to protect them from scams.
- 65% of consumers worldwide believe that banks should be required to reimburse scam victims for their losses.
- Consumers have higher expectations for fraud prevention at banks, and banks need to prioritize guarding customers from scams.
Global Fintech Series | 13 Nov, 2024
ZainTECH, FICO, and LEAN partner with Tamam to drive AI-Powered innovation in Saudi Arabia’s Fintech Sector
- ZainTECH, FICO, and LEAN partner with Tamam to drive AI-Powered innovation in Saudi Arabia’s Fintech Sector.
- The alliance aims to develop AI-driven data solutions tailored to the Saudi consumer finance market.
- Tamam is a leading microlending platform in Saudi Arabia, providing Shari’a-compliant loans without physical visits to the bank.
- The partnership supports Vision 2030 and focuses on data security and compliance with the Saudi Central Bank's regulations.
TechBullion | 2 Nov, 2024
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FICO FAQs
When was FICO founded?
FICO was founded in 1956. The company has been operating for 69 years primarily in the Software Product sector.
Where is the FICO headquarters located?
FICO is headquartered in Bozeman, Montana. It operates in 2 cities such as Bangalore / Bengaluru, Mumbai. To explore all the office locations, visit FICO locations.
How many employees does FICO have in India?
FICO currently has more than 1,000+ employees in India. Engineering - Software & QA department appears to have the highest employee count in FICO based on the number of reviews submitted on AmbitionBox.
Does FICO have good work-life balance?
FICO has a work-life balance rating of 4.0 out of 5 based on 200+ employee reviews on AmbitionBox. 71% employees rated FICO 4 or above on work-life balance. This rating reflects the company's efforts to help employees maintain a healthy balance between their personal and professional lives. We encourage you to read FICO work-life balance reviews for more details
Is FICO good for career growth?
Career growth at FICO is rated fairly well, with a promotions and appraisal rating of 3.5. 71% employees rated FICO 4 or above, while 29% employees rated it 3 or below on promotions/appraisal. Though the sentiment is mixed for career growth, majority employees have rated it positively. We recommend reading FICO promotions/appraisals reviews for more detailed insights.
What are the pros of working in FICO?
Working at FICO offers several advantages that make it an appealing place for employees. The company is highly rated for work life balance, company culture and job security, based on 200+ employee reviews on AmbitionBox.
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